Huma Finance（Huma）通過Binance Launchpool推出，以付款融資為目標（PAYFI）行業

Huma Finance（Token：Huma）是在Binance Launchpool上發起的第70個項目，針對付款融資（PAYFI）行業，該項目是根據付款流提供資金的模型。

Huma Finance (HUMA) is the 70th project to launch on Binance Launchpool, focusing on the Payment Financing (PayFi) sector. This model grants funding based on upcoming income streams, such as upcoming invoices or payrolls.

Huma Finance（Huma）是Binance Launchpool發起的第70個項目，重點是支付融資（PayFI）部門。該模型基於即將到來的收入流（例如即將發票或工資單）授予資金。

Huma Finance (HUMA) is the 70th project to launch on Binance Launchpool, focusing on the Payment Financing (PayFi) sector. This model grants funding based on upcoming income streams, such as upcoming invoices or payrolls.

Huma Finance（Huma）是Binance Launchpool發起的第70個項目，重點是支付融資（PayFI）部門。該模型基於即將到來的收入流（例如即將發票或工資單）授予資金。

In essence, HUMA facilitates income-based financing, leveraging stablecoins and DeFi for faster liquidity access. The project is heavily backed by major investors like Circle, HashKey Capital, and the Stellar Development Foundation (SDF), having raised a total of $46 million. This strong investor interest primes HUMA for a successful token listing.

從本質上講，Huma促進了基於收入的融資，利用Stablecoins和Fefi進行更快的流動性進入。該項目由Circle，Hashkey Capital和Stellar Development Foundation（SDF）等主要投資者大力支持，總共籌集了4600萬美元。這個強大的投資者興趣普萊姆斯·霍娜（Primes Huma）成功進行了代幣上市。

Moreover, as of mid-May 2025, just two weeks after the launch of Huma 2.0 on Solana, the protocol had already recorded over $4 billion in total transaction volume (TTV). It also witnessed impressive user growth, with the number of active wallets surging by more than 490% – from 5,600 to 33,000.

此外，截至2025年5月中旬，即Huma 2.0在Solana上發布僅兩週後，該協議已經記錄了超過40億美元的總交易量（TTV）。它還見證了令人印象深刻的用戶增長，活動錢包的數量增加了490％以上，從5,600到33,000。

Huma Finance Platform

Huma Finance平台

Huma 2.0 is a protocol built on Solana for enabling structured credit and asset-backed financing use cases through decentralized technology. The protocol’s vision is to create an open financial system with efficient capital allocation and accessible credit markets.

Huma 2.0是一項基於Solana建立的協議，用於通過分散技術實現結構化信貸和資產支持的融資案例。該協議的願景是創建一個具有有效資本分配和可訪問信貸市場的開放財務系統。

Huma Finance is focused on facilitating new lending products and use cases that are not sufficiently covered by traditional financial institutions. The protocol’s aim is to provide an environment where lenders and borrowers can connect and engage in mutually beneficial terms.

Huma Finance致力於促進新的貸款產品和用例，而傳統金融機構不充分涵蓋。該協議的目的是提供一個環境，貸方和借款人可以連接和參與互惠互利的術語。

Huma 2.0 is powered by the HUMA token, which is used for governance and protocol participation. HUMA serves as the primary building block for the protocol’s ecosystem and is used to align the interests of lenders, borrowers, and other protocol contributors.

Huma 2.0由Huma代幣提供動力，該代幣用於治理和協議參與。 Huma是該協議生態系統的主要構件，用於使貸方，借款人和其他協議貢獻者的利益保持一致。

Huma Finance Tokenomics

Huma Finance Sokenomics

Token Allocation

令牌分配

The HUMA token has a fixed total supply of 10 billion. Its distribution is structured as follows:

Huma令牌的固定總供應量為100億。它的分佈結構如下：

Approximately 52.7% of the total token supply is allocated to the team and investors: 20.6% to investors, 2% to pre-sale early backers, 19.3% to the team and advisors, and 11.1% reserved in the treasury for long-term development. All of these tokens are subject to a full 12-month lock-up, followed by linear vesting over three years, with unlocks occurring quarterly.

大約有52.7％的代幣供應分配給了團隊和投資者：投資者20.6％，2％的早期支持者，團隊和顧問的19.3％，在財政部保留11.1％的長期發展。所有這些代幣都遭受了整整12個月的鎖定，其次是三年內的線性歸屬，每季度發生解鎖。

This vesting schedule is considered relatively tight, meaning that token unlocks for the team and investors will only begin in May 2026. As a result, the HUMA token is expected to face minimal sell pressure from large holders during its first year post-launch.

這個歸屬時間表被認為相對較緊，這意味著令牌為團隊和投資者提供的釋放，只有在2026年5月開始。因此，預計Huma代幣將在其大型啟動後的第一年中面臨最小的大型持有人的銷售壓力。

Additionally, HUMA has announced plans for a second airdrop campaign (2.1% of total supply), set to take place three months after the TGE, targeting eligible users. Around that time, the protocol will also begin distributing LP rewards on a quarterly basis.

此外，Huma宣布了第二次Airdrop活動的計劃（佔總供應總額的2.1％），該計劃將在TGE發生三個月後進行，以合格的用戶為目標。大約在那個時候，該協議還將開始每季度分發LP獎勵。

Overall, HUMA’s tokenomics are viewed as community-friendly – with nearly half of the supply allocated to users, while maintaining strong short-term inflation control.

總體而言，Huma的Sokenomics被視為對社區友好型 - 將近一半的供應分配給了用戶，同時保持了強大的短期通貨膨脹控制。