Huma Finance（Huma）通过Binance Launchpool推出，以付款融资为目标（PAYFI）行业

Huma Finance（Token：Huma）是在Binance Launchpool上发起的第70个项目，针对付款融资（PAYFI）行业，该项目是根据付款流提供资金的模型。

Huma Finance (HUMA) is the 70th project to launch on Binance Launchpool, focusing on the Payment Financing (PayFi) sector. This model grants funding based on upcoming income streams, such as upcoming invoices or payrolls.

Huma Finance（Huma）是Binance Launchpool发起的第70个项目，重点是支付融资（PayFI）部门。该模型基于即将到来的收入流（例如即将发票或工资单）授予资金。

Huma Finance (HUMA) is the 70th project to launch on Binance Launchpool, focusing on the Payment Financing (PayFi) sector. This model grants funding based on upcoming income streams, such as upcoming invoices or payrolls.

Huma Finance（Huma）是Binance Launchpool发起的第70个项目，重点是支付融资（PayFI）部门。该模型基于即将到来的收入流（例如即将发票或工资单）授予资金。

In essence, HUMA facilitates income-based financing, leveraging stablecoins and DeFi for faster liquidity access. The project is heavily backed by major investors like Circle, HashKey Capital, and the Stellar Development Foundation (SDF), having raised a total of $46 million. This strong investor interest primes HUMA for a successful token listing.

从本质上讲，Huma促进了基于收入的融资，利用Stablecoins和Fefi进行更快的流动性进入。该项目由Circle，Hashkey Capital和Stellar Development Foundation（SDF）等主要投资者大力支持，总共筹集了4600万美元。这个强大的投资者兴趣普莱姆斯·霍娜（Primes Huma）成功进行了代币上市。

Moreover, as of mid-May 2025, just two weeks after the launch of Huma 2.0 on Solana, the protocol had already recorded over $4 billion in total transaction volume (TTV). It also witnessed impressive user growth, with the number of active wallets surging by more than 490% – from 5,600 to 33,000.

此外，截至2025年5月中旬，即Huma 2.0在Solana上发布仅两周后，该协议已经记录了超过40亿美元的总交易量（TTV）。它还见证了令人印象深刻的用户增长，活动钱包的数量增加了490％以上，从5,600到33,000。

Huma Finance Platform

Huma Finance平台

Huma 2.0 is a protocol built on Solana for enabling structured credit and asset-backed financing use cases through decentralized technology. The protocol’s vision is to create an open financial system with efficient capital allocation and accessible credit markets.

Huma 2.0是一项基于Solana建立的协议，用于通过分散技术实现结构化信贷和资产支持的融资案例。该协议的愿景是创建一个具有有效资本分配和可访问信贷市场的开放财务系统。

Huma Finance is focused on facilitating new lending products and use cases that are not sufficiently covered by traditional financial institutions. The protocol’s aim is to provide an environment where lenders and borrowers can connect and engage in mutually beneficial terms.

Huma Finance致力于促进新的贷款产品和用例，而传统金融机构不充分涵盖。该协议的目的是提供一个环境，贷方和借款人可以连接和参与互惠互利的术语。

Huma 2.0 is powered by the HUMA token, which is used for governance and protocol participation. HUMA serves as the primary building block for the protocol’s ecosystem and is used to align the interests of lenders, borrowers, and other protocol contributors.

Huma 2.0由Huma代币提供动力，该代币用于治理和协议参与。 Huma是该协议生态系统的主要构件，用于使贷方，借款人和其他协议贡献者的利益保持一致。

Huma Finance Tokenomics

Huma Finance Sokenomics

Token Allocation

令牌分配

The HUMA token has a fixed total supply of 10 billion. Its distribution is structured as follows:

Huma令牌的固定总供应量为100亿。它的分布结构如下：

Approximately 52.7% of the total token supply is allocated to the team and investors: 20.6% to investors, 2% to pre-sale early backers, 19.3% to the team and advisors, and 11.1% reserved in the treasury for long-term development. All of these tokens are subject to a full 12-month lock-up, followed by linear vesting over three years, with unlocks occurring quarterly.

大约有52.7％的代币供应分配给了团队和投资者：投资者20.6％，2％的早期支持者，团队和顾问的19.3％，在财政部保留11.1％的长期发展。所有这些代币都遭受了整整12个月的锁定，其次是三年内的线性归属，每季度发生解锁。

This vesting schedule is considered relatively tight, meaning that token unlocks for the team and investors will only begin in May 2026. As a result, the HUMA token is expected to face minimal sell pressure from large holders during its first year post-launch.

这个归属时间表被认为相对较紧，这意味着令牌为团队和投资者提供的释放，只有在2026年5月开始。因此，预计Huma代币将在其大型启动后的第一年中面临最小的大型持有人的销售压力。

Additionally, HUMA has announced plans for a second airdrop campaign (2.1% of total supply), set to take place three months after the TGE, targeting eligible users. Around that time, the protocol will also begin distributing LP rewards on a quarterly basis.

此外，Huma宣布了第二次Airdrop活动的计划（占总供应总额的2.1％），该计划将在TGE发生三个月后进行，以合格的用户为目标。大约在那个时候，该协议还将开始每季度分发LP奖励。

Overall, HUMA’s tokenomics are viewed as community-friendly – with nearly half of the supply allocated to users, while maintaining strong short-term inflation control.

总体而言，Huma的Sokenomics被视为对社区友好型 - 将近一半的供应分配给了用户，同时保持了强大的短期通货膨胀控制。