金幣，皇家薄荷和避稅：現代的淘金熱？

英國人越來越多地轉向黃金硬幣，從皇家造幣廠轉向躲避資本利得稅，並尋求全球不確定性的庇護。銷售是在衝突和通貨膨脹驅動的驅動力。

Gold Coins, Royal Mint, and Tax Avoidance: A Modern-Day Gold Rush?

金幣，皇家薄荷和避稅：現代的淘金熱？

In times of economic uncertainty, where do the savvy turn? Increasingly, it's to gold, specifically gold coins from the Royal Mint, as Britons look to sidestep capital gains tax and find a safe haven amidst global turmoil.

在經濟不確定性時期，精明的轉變在哪裡？越來越多的是黃金，特別是皇家造幣廠的黃金硬幣，因為英國人希望避開資本稅，並在全球動盪中找到避風港。

The Royal Mint's Golden Touch

皇家薄荷的金色

Deep in the Welsh town of Llantrisant, the Royal Mint is experiencing a modern-day gold rush. Sales of gold bullion coins are skyrocketing, with a 329% jump in the first three months of this year compared to 2024. Last year, the Mint sold a record £750 million worth of gold bullion coins, and they're on track to smash that record.

皇家造幣廠深處在威爾士鎮的蘭特里斯特（Llantrisant），正經歷現代的淘金熱。金條硬幣的銷售額飆升，今年的頭三個月比2024年增長了329％。去年，造幣廠售出了價值7.5億英鎊的金色金條硬幣，並且他們有望擊中該記錄。

Tax-Free Treasure

免稅寶藏

One of the major draws of buying gold coins from the Royal Mint is that they are exempt from capital gains tax because they are classified as legal tender. This is a huge advantage compared to gold bars or coins bought elsewhere. As Andy Dickey, director for precious metals at the Royal Mint, explains, while tax rules can change, gold's ability to hedge against inflation remains constant.

從皇家造幣廠購買黃金硬幣的主要吸引之一是，它們免於資本利得稅，因為它們被歸類為法定貨幣。與其他地方購買的金條或硬幣相比，這是一個巨大的優勢。正如皇家造幣廠貴金屬主任安迪·迪基（Andy Dickey）解釋說，雖然稅收規則可以改變，但黃金對沖通貨膨脹的能力仍然持續不變。

Why the Surge?

為什麼要激增？

The price of gold has soared, fueled by conflicts, trade wars, and general anxiety. This has led to bumper profits for the Royal Mint. Investors are seeking tangible assets, and holding a tray of Britannia coins worth nearly £100,000 certainly feels more secure to some than digital holdings.

由於衝突，貿易戰和一般焦慮，黃金的價格飆升了。這導致了皇家造幣廠的保險槓利潤。投資者正在尋求有形的資產，持有價值近100,000英鎊的不列顛尼亞硬幣的托盤肯定比數字持有量更安​​​​全。

Who's Buying?

誰在買？

While the core customer base used to be men in their 60s, the Royal Mint is seeing increasing interest from women (now 25% of the customer base, up from 10% before 2020) and even Gen Z. These younger buyers often start with smaller, more affordable fractional coins.

雖然核心客戶群曾經是60多歲的男性，但皇家造幣廠正在看到女性的興趣越來越高（現在是客戶群的25％，從2020年之前的10％增加）。這些年輕的買家通常以較小，負擔得起的分數硬幣開始。

Beyond Investment: A Bit of History in Your Pocket

超越投資：口袋裡有一些歷史

While many are buying gold as an investment, let's not forget the collectibility aspect. The Royal Mint also produces circulating coins, some of which become highly sought after by collectors. Keep an eye out for rare designs, like the Kew Gardens 50p or special alphabet 10p coins – you might just find a little piece of history (and potential value) in your change!

儘管許多人以一種投資購買黃金，但不要忘記可收集性方面。皇家造幣廠還生產循環硬幣，其中一些被收藏家引起人們的追捧。請留意稀有設計，例如Kew Gardens 50便士或特殊的Alphabet 10p Coins - 您可能只會在更改中找到一段歷史（和潛在的價值）！

Final Thoughts

最後的想法

So, are gold coins the answer to all your financial woes? Probably not. Is it wise to store all your wealth in physical gold? Again, probably not. But as a hedge against uncertainty and a way to diversify your investments, gold coins from the Royal Mint are certainly having a moment. Just remember to factor in storage costs if you're planning on buying a mountain of gold – unless you have a spare dragon lying around to guard it for you!

那麼，黃金硬幣是您所有財務困境的答案嗎？可能不是。將所有財富存儲在實物黃金上是明智的嗎？再次，可能不是。但是，作為對不確定性的對沖和多元化投資的方式，皇家造幣廠的金幣肯定有片刻。只要您打算購買一堆黃金，請記住要考慮存儲成本 - 除非您周圍有一條備用的龍來為您保護它！