金币，皇家薄荷和避税：现代的淘金热？

英国人越来越多地转向黄金硬币，从皇家造币厂转向躲避资本利得税，并寻求全球不确定性的庇护。销售是在冲突和通货膨胀驱动的驱动力。

Gold Coins, Royal Mint, and Tax Avoidance: A Modern-Day Gold Rush?

金币，皇家薄荷和避税：现代的淘金热？

In times of economic uncertainty, where do the savvy turn? Increasingly, it's to gold, specifically gold coins from the Royal Mint, as Britons look to sidestep capital gains tax and find a safe haven amidst global turmoil.

在经济不确定性时期，精明的转变在哪里？越来越多的是黄金，特别是皇家造币厂的黄金硬币，因为英国人希望避开资本税，并在全球动荡中找到避风港。

The Royal Mint's Golden Touch

皇家薄荷的金色

Deep in the Welsh town of Llantrisant, the Royal Mint is experiencing a modern-day gold rush. Sales of gold bullion coins are skyrocketing, with a 329% jump in the first three months of this year compared to 2024. Last year, the Mint sold a record £750 million worth of gold bullion coins, and they're on track to smash that record.

皇家造币厂深处在威尔士镇的兰特里斯特（Llantrisant），正经历现代的淘金热。金条硬币的销售额飙升，今年的头三个月比2024年增长了329％。去年，造币厂售出了价值7.5亿英镑的金色金条硬币，并且他们有望击中该记录。

Tax-Free Treasure

免税宝藏

One of the major draws of buying gold coins from the Royal Mint is that they are exempt from capital gains tax because they are classified as legal tender. This is a huge advantage compared to gold bars or coins bought elsewhere. As Andy Dickey, director for precious metals at the Royal Mint, explains, while tax rules can change, gold's ability to hedge against inflation remains constant.

从皇家造币厂购买黄金硬币的主要吸引之一是，它们免于资本利得税，因为它们被归类为法定货币。与其他地方购买的金条或硬币相比，这是一个巨大的优势。正如皇家造币厂贵金属主任安迪·迪基（Andy Dickey）解释说，虽然税收规则可以改变，但黄金对冲通货膨胀的能力仍然持续不变。

Why the Surge?

为什么要激增？

The price of gold has soared, fueled by conflicts, trade wars, and general anxiety. This has led to bumper profits for the Royal Mint. Investors are seeking tangible assets, and holding a tray of Britannia coins worth nearly £100,000 certainly feels more secure to some than digital holdings.

由于冲突，贸易战和一般焦虑，黄金的价格飙升了。这导致了皇家造币厂的保险杠利润。投资者正在寻求有形的资产，持有价值近100,000英镑的不列颠尼亚硬币的托盘肯定比数字持有量更安​​全。

Who's Buying?

谁在买？

While the core customer base used to be men in their 60s, the Royal Mint is seeing increasing interest from women (now 25% of the customer base, up from 10% before 2020) and even Gen Z. These younger buyers often start with smaller, more affordable fractional coins.

虽然核心客户群曾经是60多岁的男性，但皇家造币厂正在看到女性的兴趣越来越高（现在是客户群的25％，从2020年之前的10％增加）。这些年轻的买家通常以较小，负担得起的分数硬币开始。

Beyond Investment: A Bit of History in Your Pocket

超越投资：口袋里有一些历史

While many are buying gold as an investment, let's not forget the collectibility aspect. The Royal Mint also produces circulating coins, some of which become highly sought after by collectors. Keep an eye out for rare designs, like the Kew Gardens 50p or special alphabet 10p coins – you might just find a little piece of history (and potential value) in your change!

尽管许多人以一种投资购买黄金，但不要忘记可收集性方面。皇家造币厂还生产循环硬币，其中一些被收藏家引起人们的追捧。请留意稀有设计，例如Kew Gardens 50便士或特殊的Alphabet 10p Coins - 您可能只会在更改中找到一段历史（和潜在的价值）！

Final Thoughts

最后的想法

So, are gold coins the answer to all your financial woes? Probably not. Is it wise to store all your wealth in physical gold? Again, probably not. But as a hedge against uncertainty and a way to diversify your investments, gold coins from the Royal Mint are certainly having a moment. Just remember to factor in storage costs if you're planning on buying a mountain of gold – unless you have a spare dragon lying around to guard it for you!

那么，黄金硬币是您所有财务困境的答案吗？可能不是。将所有财富存储在实物黄金上是明智的吗？再次，可能不是。但是，作为对不确定性的对冲和多元化投资的方式，皇家造币厂的金币肯定有片刻。只要您打算购买一堆黄金，请记住要考虑存储成本 - 除非您周围有一条备用的龙来为您保护它！