黃金和比特幣在急劇變化的全球經濟環境中成為避風港

2025年，企業家和投資者正在逐步導航全球經濟環境。傳統金融的基礎曾經值得信賴和穩定，這表現出深刻的裂縫。

In 2025, entrepreneurs and investors are navigating a dramatically shifting global economic environment. The foundations of traditional finance, once trusted and stable, are showing deep cracks. Currencies are volatile, central banks are repositioning, and inflation remains a persistent concern.

2025年，企業家和投資者正在逐步導航全球經濟環境。傳統金融的基礎曾經值得信賴和穩定，這表現出深刻的裂縫。貨幣是波動的，中央銀行正在重新定位，通貨膨脹仍然是一個持續關注的問題。

Amid this uncertainty, two assets are emerging as go-to safe havens: gold and Bitcoin.

在這種不確定性中，有兩個資產作為首選的避風港：黃金和比特幣。

This isn't theoretical — it's a realignment backed by hard numbers, policy shifts, and investor behavior. Central banks are leading the charge into gold. According to the World Gold Council, these institutions purchased 290 tonnes of gold in Q1 2024, and the momentum has continued into 2025. China and Poland, in particular, have been rapidly increasing their reserves, signaling a decisive move away from reliance on the U.S. dollar.

這不是理論上的 - 這是一個以艱難數字，政策變化和投資者行為為支持的重組。中央銀行將指控帶入黃金。根據世界黃金委員會的說法，這些機構在2024年第1季度購買了290噸黃金，並且勢頭一直持續到2025年。中國和波蘭尤其是在迅速增加了他們的儲備，這表明從對美元的依賴方面的決定性轉移。

Analysts attribute this shift to long-term geopolitical strategies and efforts to insulate national economies from sanctions and currency shocks.

分析師將這種轉變歸因於長期的地緣政治戰略和努力，以使國民經濟與製裁和貨幣衝擊隔離。

Gold prices reflect this transformation. In April 2025, the metal reached a record high of $3,237 per ounce, according to GoldHub.

黃金價格反映了這種轉變。據Goldhub稱，2025年4月，金屬達到每盎司3,237美元的創紀錄。

In China, the world's largest gold consumer, demand is outstripping supply, with reports of physical gold shortages at retail banks and dealers. Much of this gold demand is fueled by growing skepticism toward fiat currencies and government debt in a world of ongoing trade disputes and tariff wars.

在中國，世界上最大的黃金消費者的需求超出了供應，報導了零售銀行和經銷商的實物黃金短缺的報導。在持續的貿易糾紛和關稅戰爭的世界中，對法定貨幣和政府債務的懷疑越來越大，大部分黃金的需求是推動的。

But there's more to this story than just gold.

但是這個故事不僅僅是黃金。

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Bitcoin, often criticized for volatility and regulatory uncertainty, is evolving into a credible contender for the title of safe-haven asset. In April 2025, Bitcoin surged near $91,000, regaining confidence from investors and narrowing its year-to-date volatility. Now, it is trading north of $100,000.

比特幣經常因波動性和監管不確定性而受到批評，它正在發展成為可靠的競爭者，以獲得安全資產的標題。 2025年4月，比特幣飆升了近91,000美元，重新獲得了投資者的信心，並縮小了其年初的波動。現在，它以100,000美元的價格交易。

Many institutions are re-evaluating their exposure, driven by Bitcoin's fixed supply, decentralized infrastructure, and rising status as an inflation hedge. Recent behavior in the markets suggests that Bitcoin is beginning to move in parallel with gold in response to macroeconomic shocks.

許多機構正在重新評估其暴露，這是由比特幣的固定供應，分散基礎設施以及作為通貨膨脹對沖的地位上升的驅動的。市場上最近的行為表明，比特幣開始與宏觀經濟衝擊的黃金同行。

When the U.S. dollar depreciates significantly, capital flows out of stock markets are measured in trillions. Bitcoin and gold often rise simultaneously in these conditions, indicating that investors are starting to treat them as complementary safe-haven assets. This co-movement underscores Bitcoin's emerging role in the traditional investment landscape. As the global economy becomes more digital, this dual dynamic is only likely to strengthen.

當美元大幅度貶值時，資本流出股票市場的衡量數万億美元。在這些條件下，比特幣和黃金通常同時同時上升，這表明投資者開始將其視為互補的避風港資產。這種共同運動強調了比特幣在傳統投資格局中的新興作用。隨著全球經濟變得越來越數字化，這種雙重動態只能加強。

The return of aggressive trade policies, especially those rooted in Trump-era tariffs and now being revived globally, has fueled further fears of prolonged inflation and supply chain instability. Investors are responding by retreating into assets not directly tied to fiat systems or geopolitical influence. This convergence of financial and political uncertainty is redefining what counts as "safe."

積極進取的貿易政策的回報，尤其是植根於特朗普時代的關稅並現在在全球範圍內恢復的政策，這進一步加劇了人們對長期通貨膨脹和供應鏈不穩定的恐懼。投資者通過退縮到與法定係統或地緣政治影響不直接相關的資產來做出回應。財務和政治不確定性的這種融合正在重新定義什麼是“安全”。

For entrepreneurs and startup founders, this shift has practical implications. Treasury management strategies, fundraising currency preferences, and cross-border financial planning must now all account for a world where traditional currency risk is higher and alternative stores of value are gaining credibility. Diversification is no longer just about balancing equity and debt — it's about hedging against systemic risks with assets that exist outside of traditional frameworks.

對於企業家和創業創始人來說，這種轉變具有實際含義。財政部管理策略，籌款貨幣偏好和跨境財務計劃現在必須全部解釋傳統貨幣風險較高，替代價值存儲的世界正在獲得信譽。多元化不再只是平衡股權和債務 - 這是關於對抗系統性風險與傳統框架之外存在的資產的對沖。

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Yet, integrating these strategies isn't without challenges. Entrepreneurs must understand not just the assets, but the infrastructure around them. Gold requires secure custody solutions and often involves slower transaction speeds.

但是，整合這些策略並非沒有挑戰。企業家不僅必須理解資產，而且要了解它們周圍的基礎設施。黃金需要安全的監護解決方案，並且通常涉及交易速度較慢。

Bitcoin requires digital security expertise, regulatory awareness, and familiarity with wallets, private key management, and compliant exchanges. The decision to hold Bitcoin or gold isn't just about asset allocation — it's also about operational readiness and education.

比特幣需要數字安全專業知識，監管意識以及對錢包，私鑰管理和合規交易所的熟悉。持有比特幣或黃金的決定不僅僅是資產分配，還與運營準備和教育有關。

Additionally, this paradigm shift affects how startups are valued, funded, and built. Investors increasingly ask founders how they plan to hedge treasury risk, particularly if their business operates across jurisdictions with volatile currencies. Accepting payments or fundraising in stablecoins or Bitcoin isn't viewed as fringe — it's pragmatic. Maintaining reserves in gold or crypto is becoming part of long-term capital preservation planning, especially for firms in emerging markets or sectors vulnerable to currency devaluation.

此外，這種範式的轉變會影響創業的重視，資助和建造方式。投資者越來越多地問創始人他們計劃如何對沖國庫風險，尤其是如果他們的業務在跨司法管轄區運營的情況下。接受穩定或比特幣的付款或籌款並不認為是邊緣 - 這很務實。在黃金或加密貨幣中維持儲量正在成為長期資本保護計劃的一部分，尤其是對於新興市場或容易遭受貨幣貶值的部門的公司。

From a broader economic perspective, the rise of non-sovereign stores of value may signal the start of a more decentralized financial world. That doesn't mean fiat currencies are disappearing — but it does mean that reliance on them as the sole means of value storage is no longer assumed. Instead, trust is being redistributed: across borders, across systems, and increasingly, across code.

從更廣泛的經濟角度來看，價值商店的興起可能意味著一個更加分散的金融世界的開始。這並不意味著法定貨幣正在消失 - 但這確實意味著不再假定依靠它們是唯一的價值存儲方式。取而代之的是，信任正在重新分配：跨境，跨系統以及越來越多的代碼。

Gold provides historical continuity and geopolitical neutrality. Bitcoin provides technological resilience and digital mobility. Both have a place in the modern portfolio of any entrepreneur seeking to safeguard value in an unpredictable world. As more individuals and institutions adopt this dual approach, the financial infrastructure supporting these assets, from custody solutions to payment gateways, will only continue to mature.

黃金提供了歷史連續性和地緣政治中立。比特幣提供技術的彈性和數字移動性。兩者都在任何尋求在不可預測的世界中維護價值的企業家的現代投資組合中佔有一席之地。隨著越來越多的個人和機構採用這種雙重方法，從託管解決方案到支付網關的資產的金融基礎設施只會繼續成熟。