黄金和比特币在急剧变化的全球经济环境中成为避风港

2025年，企业家和投资者正在逐步导航全球经济环境。传统金融的基础曾经值得信赖和稳定，这表现出深刻的裂缝。

In 2025, entrepreneurs and investors are navigating a dramatically shifting global economic environment. The foundations of traditional finance, once trusted and stable, are showing deep cracks. Currencies are volatile, central banks are repositioning, and inflation remains a persistent concern.

2025年，企业家和投资者正在逐步导航全球经济环境。传统金融的基础曾经值得信赖和稳定，这表现出深刻的裂缝。货币是波动的，中央银行正在重新定位，通货膨胀仍然是一个持续关注的问题。

Amid this uncertainty, two assets are emerging as go-to safe havens: gold and Bitcoin.

在这种不确定性中，有两个资产作为首选的避风港：黄金和比特币。

This isn't theoretical — it's a realignment backed by hard numbers, policy shifts, and investor behavior. Central banks are leading the charge into gold. According to the World Gold Council, these institutions purchased 290 tonnes of gold in Q1 2024, and the momentum has continued into 2025. China and Poland, in particular, have been rapidly increasing their reserves, signaling a decisive move away from reliance on the U.S. dollar.

这不是理论上的 - 这是一个以艰难数字，政策变化和投资者行为为支持的重组。中央银行将指控带入黄金。根据世界黄金委员会的说法，这些机构在2024年第1季度购买了290吨黄金，并且势头一直持续到2025年。中国和波兰尤其是在迅速增加了他们的储备，这表明从对美元的依赖方面的决定性转移。

Analysts attribute this shift to long-term geopolitical strategies and efforts to insulate national economies from sanctions and currency shocks.

分析师将这种转变归因于长期的地缘政治战略和努力，以使国民经济与制裁和货币冲击隔离。

Gold prices reflect this transformation. In April 2025, the metal reached a record high of $3,237 per ounce, according to GoldHub.

黄金价格反映了这种转变。据Goldhub称，2025年4月，金属达到每盎司3,237美元的创纪录。

In China, the world's largest gold consumer, demand is outstripping supply, with reports of physical gold shortages at retail banks and dealers. Much of this gold demand is fueled by growing skepticism toward fiat currencies and government debt in a world of ongoing trade disputes and tariff wars.

在中国，世界上最大的黄金消费者的需求超出了供应，报道了零售银行和经销商的实物黄金短缺的报道。在持续的贸易纠纷和关税战争的世界中，对法定货币和政府债务的怀疑越来越大，大部分黄金的需求是推动的。

But there's more to this story than just gold.

但是这个故事不仅仅是黄金。

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Bitcoin, often criticized for volatility and regulatory uncertainty, is evolving into a credible contender for the title of safe-haven asset. In April 2025, Bitcoin surged near $91,000, regaining confidence from investors and narrowing its year-to-date volatility. Now, it is trading north of $100,000.

比特币经常因波动性和监管不确定性而受到批评，它正在发展成为可靠的竞争者，以获得安全资产的标题。 2025年4月，比特币飙升了近91,000美元，重新获得了投资者的信心，并缩小了其年初的波动。现在，它以100,000美元的价格交易。

Many institutions are re-evaluating their exposure, driven by Bitcoin's fixed supply, decentralized infrastructure, and rising status as an inflation hedge. Recent behavior in the markets suggests that Bitcoin is beginning to move in parallel with gold in response to macroeconomic shocks.

许多机构正在重新评估其暴露，这是由比特币的固定供应，分散基础设施以及作为通货膨胀对冲的地位上升的驱动的。市场上最近的行为表明，比特币开始与宏观经济冲击的黄金同行。

When the U.S. dollar depreciates significantly, capital flows out of stock markets are measured in trillions. Bitcoin and gold often rise simultaneously in these conditions, indicating that investors are starting to treat them as complementary safe-haven assets. This co-movement underscores Bitcoin's emerging role in the traditional investment landscape. As the global economy becomes more digital, this dual dynamic is only likely to strengthen.

当美元大幅度贬值时，资本流出股票市场的衡量数万亿美元。在这些条件下，比特币和黄金通常同时同时上升，这表明投资者开始将其视为互补的避风港资产。这种共同运动强调了比特币在传统投资格局中的新兴作用。随着全球经济变得越来越数字化，这种双重动态只能加强。

The return of aggressive trade policies, especially those rooted in Trump-era tariffs and now being revived globally, has fueled further fears of prolonged inflation and supply chain instability. Investors are responding by retreating into assets not directly tied to fiat systems or geopolitical influence. This convergence of financial and political uncertainty is redefining what counts as "safe."

积极进取的贸易政策的回报，尤其是植根于特朗普时代的关税并现在在全球范围内恢复的政策，这进一步加剧了人们对长期通货膨胀和供应链不稳定的恐惧。投资者通过退缩到与法定系统或地缘政治影响不直接相关的资产来做出回应。财务和政治不确定性的这种融合正在重新定义什么是“安全”。

For entrepreneurs and startup founders, this shift has practical implications. Treasury management strategies, fundraising currency preferences, and cross-border financial planning must now all account for a world where traditional currency risk is higher and alternative stores of value are gaining credibility. Diversification is no longer just about balancing equity and debt — it's about hedging against systemic risks with assets that exist outside of traditional frameworks.

对于企业家和创业创始人来说，这种转变具有实际含义。财政部管理策略，筹款货币偏好和跨境财务计划现在必须全部解释传统货币风险较高，替代价值存储的世界正在获得信誉。多元化不再只是平衡股权和债务 - 这是关于对抗系统性风险与传统框架之外存在的资产的对冲。

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Yet, integrating these strategies isn't without challenges. Entrepreneurs must understand not just the assets, but the infrastructure around them. Gold requires secure custody solutions and often involves slower transaction speeds.

但是，整合这些策略并非没有挑战。企业家不仅必须理解资产，而且要了解它们周围的基础设施。黄金需要安全的监护解决方案，并且通常涉及交易速度较慢。

Bitcoin requires digital security expertise, regulatory awareness, and familiarity with wallets, private key management, and compliant exchanges. The decision to hold Bitcoin or gold isn't just about asset allocation — it's also about operational readiness and education.

比特币需要数字安全专业知识，监管意识以及对钱包，私钥管理和合规交易所的熟悉。持有比特币或黄金的决定不仅仅是资产分配，还与运营准备和教育有关。

Additionally, this paradigm shift affects how startups are valued, funded, and built. Investors increasingly ask founders how they plan to hedge treasury risk, particularly if their business operates across jurisdictions with volatile currencies. Accepting payments or fundraising in stablecoins or Bitcoin isn't viewed as fringe — it's pragmatic. Maintaining reserves in gold or crypto is becoming part of long-term capital preservation planning, especially for firms in emerging markets or sectors vulnerable to currency devaluation.

此外，这种范式的转变会影响创业的重视，资助和建造方式。投资者越来越多地问创始人他们计划如何对冲国库风险，尤其是如果他们的业务在跨司法管辖区运营的情况下。接受稳定或比特币的付款或筹款并不认为是边缘 - 这很务实。在黄金或加密货币中维持储量正在成为长期资本保护计划的一部分，尤其是对于新兴市场或容易遭受货币贬值的部门的公司。

From a broader economic perspective, the rise of non-sovereign stores of value may signal the start of a more decentralized financial world. That doesn't mean fiat currencies are disappearing — but it does mean that reliance on them as the sole means of value storage is no longer assumed. Instead, trust is being redistributed: across borders, across systems, and increasingly, across code.

从更广泛的经济角度来看，价值商店的兴起可能意味着一个更加分散的金融世界的开始。这并不意味着法定货币正在消失 - 但这确实意味着不再假定依靠它们是唯一的价值存储方式。取而代之的是，信任正在重新分配：跨境，跨系统以及越来越多的代码。

Gold provides historical continuity and geopolitical neutrality. Bitcoin provides technological resilience and digital mobility. Both have a place in the modern portfolio of any entrepreneur seeking to safeguard value in an unpredictable world. As more individuals and institutions adopt this dual approach, the financial infrastructure supporting these assets, from custody solutions to payment gateways, will only continue to mature.

黄金提供了历史连续性和地缘政治中立。比特币提供技术的弹性和数字移动性。两者都在任何寻求在不可预测的世界中维护价值的企业家的现代投资组合中占有一席之地。随着越来越多的个人和机构采用这种双重方法，从托管解决方案到支付网关的资产的金融基础设施只会继续成熟。