新一代人工智能、欺詐潛力和身份盜竊：紐約人的看法

Gen AI 是一把雙刃劍，會放大欺詐風險和身份盜竊問題。我們深入研究挑戰和潛在的解決方案。

Gen AI, Fraud Potential, and ID Theft: A New Yorker's Take

新一代人工智能、欺詐潛力和身份盜竊：紐約人的看法

Yo, the world's movin' fast, and Gen AI is right there in the thick of it. But here's the lowdown: this tech's not just about cool new tools; it's also openin' up a whole new can of worms for fraud and ID theft. Let's break it down, New Yorker style.

喲，世界瞬息萬變，而人工智能就在其中。但事實是這樣的：這項技術不僅涉及很酷的新工具，而且還涉及新工具。它還為欺詐和身份盜竊開闢了全新的蠕蟲病毒庫。讓我們按照《紐約客》的風格來分解一下。

The Rising Tide of AI-Enabled Deception

人工智能欺騙的浪潮不斷高漲

Listen up, because this is where it gets real. Banking leaders and fintech gurus are sweat’n it. With Gen AI in the mix, figuring out what's legit online is like finding a decent slice after midnight—tough. Visa's report says almost all merchants got hit with fraud last year. We're talkin' forged signatures, fake videos, bogus financial records—the whole shebang.

聽著，因為這就是它變得真實的地方。銀行業領導者和金融科技專家都在為此付出努力。有了 Gen AI 的幫助，弄清楚網上什麼是合法的就像在午夜後找到一塊像樣的東西一樣困難。 Visa 的報告稱，去年幾乎所有商戶都遭遇了欺詐行為。我們談論的是偽造簽名、虛假視頻、虛假財務記錄——這一切。

All this AI-powered trickery is exposing vulnerabilities in industries that depend on digital trust. The big question now is: 'Was this really you?' Everything we believe needs some serious verification. Proof's new product is trying to tackle this with digital identity verification.

所有這些人工智能驅動的詭計都暴露了依賴數字信任的行業的漏洞。現在最大的問題是：“這真的是你嗎？”我們相信的一切都需要認真的驗證。 Proof 的新產品正試圖通過數字身份驗證來解決這個問題。

Stablecoins: A New Playground for Scammers

穩定幣：詐騙者的新遊樂場

And there's more! Stablecoins, which are gainin' traction, are also attractin' some shady characters. Their speed and value make 'em perfect for fraud, posing new challenges for regulators. Modern finance meets modern scams, ya dig?

還有更多！越來越受歡迎的穩定幣也吸引了一些可疑人物。它們的速度和價值使它們非常適合欺詐，給監管機構帶來了新的挑戰。現代金融遇到現代騙局，你明白嗎？

My Two Cents: Verifiable Records Are Key

我的兩點意見：可驗證的記錄是關鍵

Here's my take: we gotta double down on verifiable records. Every transaction, every piece of digital content—needs to be backed by something solid. Think of it like this: you wouldn't buy a knock-off watch from some dude on the street, would ya? Same deal here. We need digital IDs and cryptographic verification to make sure what we're seeing is the real deal.

我的看法是：我們必須加倍努力確保可驗證的記錄。每筆交易、每一段數字內容都需要有可靠的東西支持。可以這樣想：你不會從街上的某個傢伙那裡買一塊山寨手錶，對吧？這裡同樣的交易。我們需要數字 ID 和加密驗證來確保我們所看到的是真實的。

The Wrap-Up

總結

So, what's the bottom line? Gen AI is here to stay, but so are the risks of fraud and ID theft. We gotta stay sharp, stay informed, and demand verifiable records. Keep your eyes peeled and your wits about you—it's a jungle out there!

那麼，底線是什麼？人工智能時代將繼續存在，但欺詐和身份盜竊的風險也隨之而來。我們必須保持敏銳、及時了解情況並要求可驗證的記錄。保持警惕，保持頭腦清醒——外面就是一片叢林！