新一代人工智能、欺诈潜力和身份盗窃：纽约人的看法

Gen AI 是一把双刃剑，会放大欺诈风险和身份盗窃问题。我们深入研究挑战和潜在的解决方案。

Gen AI, Fraud Potential, and ID Theft: A New Yorker's Take

新一代人工智能、欺诈潜力和身份盗窃：纽约人的看法

Yo, the world's movin' fast, and Gen AI is right there in the thick of it. But here's the lowdown: this tech's not just about cool new tools; it's also openin' up a whole new can of worms for fraud and ID theft. Let's break it down, New Yorker style.

哟，世界瞬息万变，而人工智能就在其中。但事实是这样的：这项技术不仅涉及很酷的新工具，而且还涉及新工具。它还为欺诈和身份盗窃开辟了全新的蠕虫病毒库。让我们按照《纽约客》的风格来分解一下。

The Rising Tide of AI-Enabled Deception

人工智能欺骗的浪潮不断高涨

Listen up, because this is where it gets real. Banking leaders and fintech gurus are sweat’n it. With Gen AI in the mix, figuring out what's legit online is like finding a decent slice after midnight—tough. Visa's report says almost all merchants got hit with fraud last year. We're talkin' forged signatures, fake videos, bogus financial records—the whole shebang.

听着，因为这就是它变得真实的地方。银行业领导者和金融科技专家都在为此付出努力。有了 Gen AI 的帮助，弄清楚网上什么是合法的就像在午夜后找到一块像样的东西一样困难。 Visa 的报告称，去年几乎所有商户都遭遇了欺诈行为。我们谈论的是伪造签名、虚假视频、虚假财务记录——这一切。

All this AI-powered trickery is exposing vulnerabilities in industries that depend on digital trust. The big question now is: 'Was this really you?' Everything we believe needs some serious verification. Proof's new product is trying to tackle this with digital identity verification.

所有这些人工智能驱动的诡计都暴露了依赖数字信任的行业的漏洞。现在最大的问题是：“这真的是你吗？”我们相信的一切都需要认真的验证。 Proof 的新产品正试图通过数字身份验证来解决这个问题。

Stablecoins: A New Playground for Scammers

稳定币：诈骗者的新游乐场

And there's more! Stablecoins, which are gainin' traction, are also attractin' some shady characters. Their speed and value make 'em perfect for fraud, posing new challenges for regulators. Modern finance meets modern scams, ya dig?

还有更多！越来越受欢迎的稳定币也吸引了一些可疑人物。它们的速度和价值使它们非常适合欺诈，给监管机构带来了新的挑战。现代金融遇到现代骗局，你明白吗？

My Two Cents: Verifiable Records Are Key

我的两点意见：可验证的记录是关键

Here's my take: we gotta double down on verifiable records. Every transaction, every piece of digital content—needs to be backed by something solid. Think of it like this: you wouldn't buy a knock-off watch from some dude on the street, would ya? Same deal here. We need digital IDs and cryptographic verification to make sure what we're seeing is the real deal.

我的看法是：我们必须加倍努力确保可验证的记录。每笔交易、每一段数字内容都需要有可靠的东西支持。可以这样想：你不会从街上的某个家伙那里买一块山寨手表，对吗？这里同样的交易。我们需要数字 ID 和加密验证来确保我们所看到的是真实的。

The Wrap-Up

总结

So, what's the bottom line? Gen AI is here to stay, but so are the risks of fraud and ID theft. We gotta stay sharp, stay informed, and demand verifiable records. Keep your eyes peeled and your wits about you—it's a jungle out there!

那么，底线是什么？人工智能时代将继续存在，但欺诈和身份盗窃的风险也随之而来。我们必须保持敏锐、及时了解情况并要求可验证的记录。保持警惕，保持头脑清醒——外面就是一片丛林！