Flatcoins：一種可以取代穩定幣的新型加密資產

Coinbase 執行長 Brian Armstrong 在 X 上的一篇文章中表示了這一點，同時支持去中心化的扁平幣 SPOT 協議。

An emerging crypto asset class called flatcoins is poised to replace stablecoins in the future, according to Coinbase CEO Brian Armstrong. In a post on X, Armstrong endorsed the decentralized flatcoin SPOT protocol and its native asset SPOT.

Coinbase 執行長 Brian Armstrong 表示，一種名為「扁平幣」的新興加密資產類別將在未來取代穩定幣。在 X 上的一篇文章中，阿姆斯壯認可了去中心化的扁平幣 SPOT 協議及其原生資產 SPOT。

SPOT is a flatcoin designed to serve as a low-volatility commodity money that is decentralized and inflation-resistant. It is described as a commodity like gold or BTC that can be used for everyday transactions, similar to stablecoins.

SPOT 是一種扁平幣，旨在充當去中心化且抗通膨的低波動性商品貨幣。它被描述為像黃金或比特幣一樣可用於日常交易的商品，類似於穩定幣。

What are Flatcoins?

什麼是扁平幣？

Armstrong highlighted the importance of flatcoins as a new innovation and a valuable alternative to stablecoins, which he noted are prone to inflation. Flatcoins aim to maintain their purchasing power over time through various mechanisms, such as tracking the consumer price index (CPI) to achieve inflation resistance.

阿姆斯壯強調了扁平幣作為一種新的創新和穩定幣的有價值替代品的重要性，他指出穩定幣容易出現通貨膨脹。 Flatcoins 旨在透過各種機制長期維持其購買力，例如追蹤消費者物價指數（CPI）以實現通膨抵抗。

“Stablecoins are great, but they also suffer from inflation. Having a medium of exchange that doesn’t suffer from inflation is an important update to the financial system.”

「穩定幣很棒，但它們也受到通貨膨脹的影響。擁有不受通貨膨脹影響的交換媒介是金融體系的重要更新。

no surprise, given that Coinbase Ventures played a role in the SPOT protocol’s development. The exchange’s venture arm reportedly contributed $1 million to a strategic funding round for the protocol, which has launched on Ethereum and Base.

鑑於 Coinbase Ventures 在 SPOT 協議的開發中發揮了作用，這並不奇怪。據報道，該交易所的風險投資部門為該協議的一輪戰略融資捐贈了 100 萬美元，該協議已在以太坊和 Base 上啟動。

SPOT is a product of Fragments, the company behind the decentralized finance (DeFi) platform Ampleforth. The Ampleforth native token AMPL serves as the collateral for SPOT, and the project aims to achieve inflation resistance through a complex design that involves reorganizing AMPL’s volatility. The volatility is then split between two derivatives: SPOT (low volatility) and stAMPL (high volatility).

SPOT 是 Fragments 的產品，該公司是去中心化金融（DeFi）平台 Ampleforth 背後的公司。 Ampleforth 原生代幣 AMPL 作為 SPOT 的抵押品，該專案旨在透過涉及重組 AMPL 波動性的複雜設計來實現通膨抵抗。然後，波動率分為兩個衍生性商品：SPOT（低波動率）和 stAMPL（高波動率）。

According to the project documentation, the core concept is to shift volatility from SPOT to stAMPL, enabling SPOT to maintain stability.

根據專案文檔，其核心概念是將波動性從 SPOT 轉移到 stAMPL，使 SPOT 能夠保持穩定。

“AMPL is a decentralized unit of account, meaning it is price-stable but supply-volatile. To achieve price stability, the AMPL Protocol targets a CPI-adjusted US dollar, making AMPL truly inflation-resistant and suitable for creating new derivatives like SPOT.”

「AMPL 是一種去中心化的記帳單位，這意味著它的價格穩定，但供應不穩定。為了實現價格穩定，AMPL 協議以 CPI 調整後的美元為目標，使 AMPL 真正具有抗通膨能力，適合創建 SPOT 等新衍生品。

notably, SPOT is not the first flatcoin to be created. Several other projects, including Nuon, International Stable Currency, and LendrUSD, have also been working on developing flatcoins. However, this asset class is still in its early stages of development.

值得注意的是，SPOT 並不是第一個被創建的扁平幣。其他幾個項目，包括 Nuon、國際穩定貨幣和 LendrUSD，也一直致力於開發扁平幣。然而，該資產類別仍處於發展的早期階段。

Stablecoins Gaining Traction

穩定幣受到關注

Despite the promising concept of flatcoins, stablecoins continue to be one of the most widely adopted applications of crypto technology. Stablecoins are designed to remain stable and maintain a consistent value relative to fiat currencies like the US Dollar. They are particularly popular in emerging markets like Argentina, where people use them extensively to protect themselves from their country’s struggling national currency. Stablecoins are also increasingly being used for payments.

儘管扁平幣的概念很有前景，但穩定幣仍然是加密技術最廣泛採用的應用之一。穩定幣旨在保持穩定並相對於美元等法定貨幣保持一致的價值。它們在阿根廷等新興市場特別受歡迎，人們廣泛使用它們來保護自己免受本國貨幣困境的影響。穩定幣也越來越多地用於支付。

This high adoption rate has prompted tech giants like Visa and PayPal to introduce various products aimed at tapping into the sector. Moreover, reports indicate that Tether’s USDT, the leading stablecoin, has a higher trading volume than major crypto assets like Bitcoin and Ethereum combined.

這種高採用率促使 Visa 和 PayPal 等科技巨頭推出各種旨在進入該領域的產品。此外，報告顯示，領先的穩定幣 Tether 的 USDT 的交易量比比特幣和以太坊等主要加密資產的交易量總和還要高。