Flatcoins：一种可以取代稳定币的新型加密资产

Coinbase 首席执行官布莱恩·阿姆斯特朗 (Brian Armstrong) 在 X 上的一篇帖子中表示了这一点，同时支持去中心化的扁平币 SPOT 协议。

An emerging crypto asset class called flatcoins is poised to replace stablecoins in the future, according to Coinbase CEO Brian Armstrong. In a post on X, Armstrong endorsed the decentralized flatcoin SPOT protocol and its native asset SPOT.

Coinbase 首席执行官布莱恩·阿姆斯特朗 (Brian Armstrong) 表示，一种名为“扁平币”的新兴加密资产类别将在未来取代稳定币。在 X 上的一篇帖子中，阿姆斯特朗认可了去中心化的扁平币 SPOT 协议及其原生资产 SPOT。

SPOT is a flatcoin designed to serve as a low-volatility commodity money that is decentralized and inflation-resistant. It is described as a commodity like gold or BTC that can be used for everyday transactions, similar to stablecoins.

SPOT 是一种扁平币，旨在充当去中心化且抗通胀的低波动性商品货币。它被描述为像黄金或比特币一样可用于日常交易的商品，类似于稳定币。

What are Flatcoins?

什么是扁平币？

Armstrong highlighted the importance of flatcoins as a new innovation and a valuable alternative to stablecoins, which he noted are prone to inflation. Flatcoins aim to maintain their purchasing power over time through various mechanisms, such as tracking the consumer price index (CPI) to achieve inflation resistance.

阿姆斯特朗强调了扁平币作为一种新的创新和稳定币的有价值替代品的重要性，他指出稳定币容易出现通货膨胀。 Flatcoins 旨在通过各种机制长期维持其购买力，例如跟踪消费者价格指数（CPI）以实现通胀抵抗。

“Stablecoins are great, but they also suffer from inflation. Having a medium of exchange that doesn’t suffer from inflation is an important update to the financial system.”

“稳定币很棒，但它们也受到通货膨胀的影响。拥有不受通货膨胀影响的交换媒介是金融体系的重要更新。”

no surprise, given that Coinbase Ventures played a role in the SPOT protocol’s development. The exchange’s venture arm reportedly contributed $1 million to a strategic funding round for the protocol, which has launched on Ethereum and Base.

鉴于 Coinbase Ventures 在 SPOT 协议的开发中发挥了作用，这并不奇怪。据报道，该交易所的风险投资部门为该协议的一轮战略融资捐赠了 100 万美元，该协议已在以太坊和 Base 上启动。

SPOT is a product of Fragments, the company behind the decentralized finance (DeFi) platform Ampleforth. The Ampleforth native token AMPL serves as the collateral for SPOT, and the project aims to achieve inflation resistance through a complex design that involves reorganizing AMPL’s volatility. The volatility is then split between two derivatives: SPOT (low volatility) and stAMPL (high volatility).

SPOT 是 Fragments 的产品，该公司是去中心化金融（DeFi）平台 Ampleforth 背后的公司。 Ampleforth 原生代币 AMPL 作为 SPOT 的抵押品，该项目旨在通过涉及重组 AMPL 波动性的复杂设计来实现通胀抵抗。然后，波动率分为两个衍生品：SPOT（低波动率）和 stAMPL（高波动率）。

According to the project documentation, the core concept is to shift volatility from SPOT to stAMPL, enabling SPOT to maintain stability.

根据项目文档，其核心理念是将波动性从 SPOT 转移到 stAMPL，使 SPOT 能够保持稳定。

“AMPL is a decentralized unit of account, meaning it is price-stable but supply-volatile. To achieve price stability, the AMPL Protocol targets a CPI-adjusted US dollar, making AMPL truly inflation-resistant and suitable for creating new derivatives like SPOT.”

“AMPL 是一种去中心化的记账单位，这意味着它的价格稳定，但供应不稳定。为了实现价格稳定，AMPL 协议以 CPI 调整后的美元为目标，使 AMPL 真正具有抗通胀能力，适合创建 SPOT 等新衍生品。”

notably, SPOT is not the first flatcoin to be created. Several other projects, including Nuon, International Stable Currency, and LendrUSD, have also been working on developing flatcoins. However, this asset class is still in its early stages of development.

值得注意的是，SPOT 并不是第一个被创建的扁平币。其他几个项目，包括 Nuon、国际稳定货币和 LendrUSD，也一直在致力于开发扁平币。然而，该资产类别仍处于发展的早期阶段。

Stablecoins Gaining Traction

稳定币受到关注

Despite the promising concept of flatcoins, stablecoins continue to be one of the most widely adopted applications of crypto technology. Stablecoins are designed to remain stable and maintain a consistent value relative to fiat currencies like the US Dollar. They are particularly popular in emerging markets like Argentina, where people use them extensively to protect themselves from their country’s struggling national currency. Stablecoins are also increasingly being used for payments.

尽管扁平币的概念很有前景，但稳定币仍然是加密技术最广泛采用的应用之一。稳定币旨在保持稳定并相对于美元等法定货币保持一致的价值。它们在阿根廷等新兴市场特别受欢迎，人们广泛使用它们来保护自己免受本国货币困境的影响。稳定币也越来越多地用于支付。

This high adoption rate has prompted tech giants like Visa and PayPal to introduce various products aimed at tapping into the sector. Moreover, reports indicate that Tether’s USDT, the leading stablecoin, has a higher trading volume than major crypto assets like Bitcoin and Ethereum combined.

这种高采用率促使 Visa 和 PayPal 等科技巨头推出各种旨在进军该领域的产品。此外，报告显示，领先的稳定币 Tether 的 USDT 的交易量比比特币和以太坊等主要加密资产的交易量总和还要高。