金融科技，加密和世界幣：紐約人對未來的看法

深入了解金融科技，加密貨幣和世界幣的世界。發現關鍵趨勢，洞察力以及這對金融的未來意味著什麼。

Fintech, Crypto, and Worldcoin: A New Yorker's Take on the Future

金融科技，加密和世界幣：紐約人對未來的看法

Ever feel like you're drowning in a sea of digital finance jargon? Fintech, crypto, Worldcoin – it's a lot. Let's break it down, New York style, focusing on what's hot and what's not in this ever-evolving landscape.

是否曾經覺得您在數字金融行話中淹死？金融科技，加密，世界幣 - 很多。讓我們將其分解，紐約風格，專注於這種不斷發展的景觀中的熱和什麼。

Worldcoin Takes Center Stage: Dan Ives' Bold Move

WorldCoin成為中心舞台：丹·艾夫斯大膽的舉動

Wall Street tech analyst Dan Ives is making waves, ditching the old guard to lead a $250 million strategy focused on Worldcoin (WLD). Yeah, Sam Altman's biometric identity startup. Ives believes Worldcoin is the 'de facto standard' for authentication in the age of AI. Ambitious, right? Eightco Holdings, soon to be ORBS, is betting big on this, aiming to acquire Worldcoin as a core digital asset.

華爾街科技分析師丹·艾夫斯（Dan Ives）正在浪潮，拋棄了這位老後衛，領導了一項以2.5億美元的策略為重點，專注於WorldCoin（WLD）。是的，Sam Altman的生物特徵識別啟動。艾夫斯（Ives）認為，世界幣是AI時代身份驗證的“事實上的標準”。雄心勃勃，對吧？八COHoldings即將成為Orb，押注了這一點，旨在將WorldCoin作為核心數字資產。

The Worldcoin Vision: Universal Identity in the Age of AI

WorldCoin願景：AI時代的普遍身份

Worldcoin's goal? A universal identity system using biometric verification. Users get a 'World ID' linked to an iris scan and are rewarded with WLD tokens. It’s about authenticating real humans in a digital world swimming in deepfakes. One hundred million uses of World ID across third-party apps is impressive, but WLD is still down 89% from its all-time high. It's a wild ride.

WorldCoin的目標？使用生物識別驗證的通用認同系統。用戶獲得了與虹膜掃描相關的“世界ID”，並獲得了WLD令牌。這是關於在數字世界中在深層游泳中驗證真正的人類。在第三方應用程序中使用了1億個世界ID的用途令人印象深刻，但WLD仍然比歷史最高水平下降了89％。這是一個瘋狂的旅程。

Fintech and Crypto Trends in 2025: What's Hot?

Fintech和Crypto趨勢在2025年：什麼熱？

Looking ahead, the digital asset landscape is shifting, driven by institutional adoption, regulatory clarity, and AI. Global investment in digital assets and fintech equities hit $8.4 billion in H1'25. Stablecoins are becoming crucial for cross-border payments, and the U.S. wants to be a 'bitcoin superpower.' AI is reshaping fintech with personalized financial services. Get ready.

展望未來，在機構採用，監管清晰度和AI的驅動下，數字資產格局正在轉移。全球對數字資產和金融科技股票的投資在H1'25中達到84億美元。穩定幣對跨境支付至關重要，美國希望成為“比特幣超級大國”。 AI正在用個性化金融服務重塑金融科技。準備。

Key Players to Watch

觀看的主要參與者

• XRP (XRP): A major player in global remittances.
• Solana (SOL): Top choice for decentralized applications.
• Avalanche (AVAX): Gaining traction for enterprise-grade blockchain solutions.
• Block (NYSE:XYZ): Formerly Square, expanding into crypto custody.
• PayPal (NASDAQ:PYPL): Still a digital payments giant, integrating crypto.
• Adyen (OTC:ADYE.Y): Powering global e-commerce with real-time payments.

Shiba Inu's Struggle: A Cautionary Tale

Shiba Inu的鬥爭：一個警示的故事

Remember Shiba Inu (SHIB)? It was the best-performing asset in 2021, then crashed. Why? A massive token burn by Vitalik Buterin caused a price spike, but that’s not sustainable. Investor interest waned, and SHIB lacks real-world use cases. It's a reminder that hype doesn't equal long-term success.

還記得什巴伊努（Shiba Inu）（shib）嗎？這是2021年表現最好的資產，然後崩潰了。為什麼？ Vitalik Buterin的大量令牌燃燒引起了價格飆升，但這不是可持續的。投資者的興趣減弱了，Shib缺乏現實世界中的用例。這提醒人們，炒作並沒有等於長期成功。

My Two Cents: The Future is Hybrid

我的兩分錢：未來是混合的

Here's my take: The future isn't just crypto or just fintech. It's a hybrid. We'll see more traditional finance players dipping their toes into crypto, like Ives with Worldcoin. AI will play a bigger role in personalized finance. But remember, regulation and real-world use cases are key. Just because something's new doesn't mean it's good. Worldcoin has potential, especially with authentication being so important in the future. However, it also faces mounting regulatory pressure and uncertainty. The World ID is already used 100M times. So, I think that if the problems related to regulations are solved, the future of Worldcoin is bright.

這是我的看法：未來不僅僅是加密貨幣或金融科技。這是一個混合動力。我們將看到更多的傳統金融球員將腳趾浸入加密貨幣，例如與WorldCoin的Ives一樣。 AI將在個性化的財務中發揮更大的作用。但是請記住，法規和現實世界用例是關鍵。僅僅因為新事物並不意味著它很好。 WorldCoin具有潛力，尤其是身份驗證在將來如此重要。但是，它也面臨著越來越多的調節壓力和不確定性。世界ID已經使用了100m次。因此，我認為，如果解決了與法規有關的問題，那麼世界幣的未來是光明的。

The Bottom Line: Stay Informed, Stay Smart

最重要的是：保持知情，保持聰明

So, what's the takeaway? Fintech, crypto, Worldcoin – it's a complex world. Stay informed, do your research, and don't believe the hype. The future of finance is being written now, and it's up to us to make sense of it all. And hey, if you strike it rich, remember who gave you the inside scoop!

那麼，收穫是什麼？金融科技，加密貨幣，世界幣 - 這是一個複雜的世界。保持了解，進行研究，不相信炒作。現在正在寫財務的未來，這取決於我們的理解。嘿，如果您打動它，請記住誰給了您內部的勺子！