金融科技，加密和世界币：纽约人对未来的看法

深入了解金融科技，加密货币和世界币的世界。发现关键趋势，洞察力以及这对金融的未来意味着什么。

Fintech, Crypto, and Worldcoin: A New Yorker's Take on the Future

金融科技，加密和世界币：纽约人对未来的看法

Ever feel like you're drowning in a sea of digital finance jargon? Fintech, crypto, Worldcoin – it's a lot. Let's break it down, New York style, focusing on what's hot and what's not in this ever-evolving landscape.

是否曾经觉得您在数字金融行话中淹死？金融科技，加密，世界币 - 很多。让我们将其分解，纽约风格，专注于这种不断发展的景观中的热和什么。

Worldcoin Takes Center Stage: Dan Ives' Bold Move

WorldCoin成为中心舞台：丹·艾夫斯大胆的举动

Wall Street tech analyst Dan Ives is making waves, ditching the old guard to lead a $250 million strategy focused on Worldcoin (WLD). Yeah, Sam Altman's biometric identity startup. Ives believes Worldcoin is the 'de facto standard' for authentication in the age of AI. Ambitious, right? Eightco Holdings, soon to be ORBS, is betting big on this, aiming to acquire Worldcoin as a core digital asset.

华尔街科技分析师丹·艾夫斯（Dan Ives）正在浪潮，抛弃了这位老后卫，领导了一项以2.5亿美元的策略为重点，专注于WorldCoin（WLD）。是的，Sam Altman的生物特征识别启动。艾夫斯（Ives）认为，世界币是AI时代身份验证的“事实上的标准”。雄心勃勃，对吧？八COHoldings即将成为Orb，押注了这一点，旨在将WorldCoin作为核心数字资产。

The Worldcoin Vision: Universal Identity in the Age of AI

WorldCoin愿景：AI时代的普遍身份

Worldcoin's goal? A universal identity system using biometric verification. Users get a 'World ID' linked to an iris scan and are rewarded with WLD tokens. It’s about authenticating real humans in a digital world swimming in deepfakes. One hundred million uses of World ID across third-party apps is impressive, but WLD is still down 89% from its all-time high. It's a wild ride.

WorldCoin的目标？使用生物识别验证的通用认同系统。用户获得了与虹膜扫描相关的“世界ID”，并获得了WLD令牌。这是关于在数字世界中在深层游泳中验证真正的人类。在第三方应用程序中使用了1亿个世界ID的用途令人印象深刻，但WLD仍然比历史最高水平下降了89％。这是一个疯狂的旅程。

Fintech and Crypto Trends in 2025: What's Hot?

Fintech和Crypto趋势在2025年：什么热？

Looking ahead, the digital asset landscape is shifting, driven by institutional adoption, regulatory clarity, and AI. Global investment in digital assets and fintech equities hit $8.4 billion in H1'25. Stablecoins are becoming crucial for cross-border payments, and the U.S. wants to be a 'bitcoin superpower.' AI is reshaping fintech with personalized financial services. Get ready.

展望未来，在机构采用，监管清晰度和AI的驱动下，数字资产格局正在转移。全球对数字资产和金融科技股票的投资在H1'25中达到84亿美元。稳定币对跨境支付至关重要，美国希望成为“比特币超级大国”。 AI正在用个性化金融服务重塑金融科技。准备。

Key Players to Watch

观看的主要参与者

• XRP (XRP): A major player in global remittances.
• Solana (SOL): Top choice for decentralized applications.
• Avalanche (AVAX): Gaining traction for enterprise-grade blockchain solutions.
• Block (NYSE:XYZ): Formerly Square, expanding into crypto custody.
• PayPal (NASDAQ:PYPL): Still a digital payments giant, integrating crypto.
• Adyen (OTC:ADYE.Y): Powering global e-commerce with real-time payments.

Shiba Inu's Struggle: A Cautionary Tale

Shiba Inu的斗争：一个警示的故事

Remember Shiba Inu (SHIB)? It was the best-performing asset in 2021, then crashed. Why? A massive token burn by Vitalik Buterin caused a price spike, but that’s not sustainable. Investor interest waned, and SHIB lacks real-world use cases. It's a reminder that hype doesn't equal long-term success.

还记得什巴伊努（Shiba Inu）（shib）吗？这是2021年表现最好的资产，然后崩溃了。为什么？ Vitalik Buterin的大量令牌燃烧引起了价格飙升，但这不是可持续的。投资者的兴趣减弱了，Shib缺乏现实世界中的用例。这提醒人们，炒作并没有等于长期成功。

My Two Cents: The Future is Hybrid

我的两分钱：未来是混合的

Here's my take: The future isn't just crypto or just fintech. It's a hybrid. We'll see more traditional finance players dipping their toes into crypto, like Ives with Worldcoin. AI will play a bigger role in personalized finance. But remember, regulation and real-world use cases are key. Just because something's new doesn't mean it's good. Worldcoin has potential, especially with authentication being so important in the future. However, it also faces mounting regulatory pressure and uncertainty. The World ID is already used 100M times. So, I think that if the problems related to regulations are solved, the future of Worldcoin is bright.

这是我的看法：未来不仅仅是加密货币或金融科技。这是一个混合动力。我们将看到更多的传统金融球员将脚趾浸入加密货币，例如与WorldCoin的Ives一样。 AI将在个性化的财务中发挥更大的作用。但是请记住，法规和现实世界用例是关键。仅仅因为新事物并不意味着它很好。 WorldCoin具有潜力，尤其是身份验证在将来如此重要。但是，它也面临着越来越多的调节压力和不确定性。世界ID已经使用了100m次。因此，我认为，如果解决了与法规有关的问题，那么世界币的未来是光明的。

The Bottom Line: Stay Informed, Stay Smart

最重要的是：保持知情，保持聪明

So, what's the takeaway? Fintech, crypto, Worldcoin – it's a complex world. Stay informed, do your research, and don't believe the hype. The future of finance is being written now, and it's up to us to make sense of it all. And hey, if you strike it rich, remember who gave you the inside scoop!

那么，收获是什么？金融科技，加密货币，世界币 - 这是一个复杂的世界。保持了解，进行研究，不相信炒作。现在正在写财务的未来，这取决于我们的理解。嘿，如果您打动它，请记住谁给了您内部的勺子！