Fidelity通過Fidelity Crypto for Iras擴展到加密貨幣

領先的金融服務公司已推出了一種新產品，使投資者能夠在退休帳戶中直接投資數字資產

Financial services firm Fidelity Investments has expanded its cryptocurrency offerings with the launch of Fidelity Crypto for IRAs, enabling investors to directly invest in digital assets within their retirement accounts.

金融服務公司Fidelity Investments通過為IRAS推出Fidelity Crypto，擴大了其加密貨幣產品，使投資者能夠在其退休帳戶中直接投資數字資產。

Announced on April 2, 2025, this move expands upon Fidelity's existing institutional crypto endeavors, initiated in 2018 with the establishment of its digital assets division.

2025年4月2日宣布，此舉擴大了Fidelity現有的機構加密貨幣，該公司於2018年成立了其數字資產部門。

This new offering, catering to U.S. adults aged 18 and over in eligible states, allows for investing in Bitcoin (BTC), Ethereum (ETH), and Litecoin (LTC) through Roth, traditional, or rollover IRAs.

這項新產品迎合了符合條件的州的18歲及以上的美國成年人，允許通過ROTH，傳統或滾動IRAS投資比特幣（BTC），以太坊（ETH）和Litecoin（LTC）。

The firm explained that the product is designed for investors who have a high risk tolerance and are comfortable making investment decisions independently.

該公司解釋說，該產品是為具有高風險承受能力且願意獨立做出投資決策的投資者而設計的。

Highlighting the product's features, there are no account fees for opening and maintaining the account, and transaction fees involve a 1% spread applied to the execution price of crypto buy and sell transactions.

強調產品的功能，沒有開設和維護帳戶的帳戶費用，交易費用涉及對加密買賣的執行價格的1％利差。

Most cryptocurrencies are held in digital wallets that are not connected to the internet, ensuring robust security standards, the firm noted.

該公司指出，大多數加密貨幣都是在與Internet連接的數字錢包中舉行的，以確保強大的安全標準。

The product is currently available in most states but excludes California and Oregon.

該產品目前在大多數州可用，但不包括加利福尼亞和俄勒岡州。

At the time of the launch, Bitcoin had a market capitalization of approximately $1.7 trillion, ranking it among the top cryptocurrencies. Meanwhile, Ethereum’s market cap was around $250.1 billion, and Litecoin ranked among the top 20 cryptocurrencies.

在發佈時，比特幣的市值約為1.7萬億美元，將其排名最高。同時，以太坊的市值約為2501億美元，萊特幣在前20名加密貨幣中排名。

The firm's learning center provides clients with articles, podcasts, webinars, and on-demand education tailored to both beginners and advanced investors.

該公司的學習中心為客戶提供了針對初學者和高級投資者量身定制的文章，播客，網絡研討會和按需教育。

To navigate the crypto market, clients can also subscribe to the firm's "Decode Crypto" newsletter and view its "Covering Crypto Livestream."

為了瀏覽加密市場，客戶還可以訂閱該公司的“ Decode Crypto”新聞通訊並查看其“覆蓋加密式直播”。

Fidelity is also reportedly exploring other innovations in the crypto space, such as testing a stablecoin through its digital assets arm. However, as of April 2025, the firm has not confirmed these efforts publicly, and details are limited.

據報導，富達還正在探索加密貨幣領域中的其他創新，例如通過其數字資產部門測試穩定的創新。但是，截至2025年4月，該公司尚未公開確認這些努力，細節受到限制。

Moreover, the firm reportedly submitted a proposal to the SEC for a blockchain-based U.S. dollar money market fund, further showcasing its dedication to tokenized assets.

此外，據報導，該公司向SEC提交了一項基於區塊鏈的美元貨幣市場基金的建議，進一步展示了其對令牌資產的奉獻精神。