Fidelity通过Fidelity Crypto for Iras扩展到加密货币

领先的金融服务公司已推出了一种新产品，使投资者能够在退休帐户中直接投资数字资产

Financial services firm Fidelity Investments has expanded its cryptocurrency offerings with the launch of Fidelity Crypto for IRAs, enabling investors to directly invest in digital assets within their retirement accounts.

金融服务公司Fidelity Investments通过为IRAS推出Fidelity Crypto，扩大了其加密货币产品，使投资者能够在其退休帐户中直接投资数字资产。

Announced on April 2, 2025, this move expands upon Fidelity's existing institutional crypto endeavors, initiated in 2018 with the establishment of its digital assets division.

2025年4月2日宣布，此举扩大了Fidelity现有的机构加密货币，该公司于2018年成立了其数字资产部门。

This new offering, catering to U.S. adults aged 18 and over in eligible states, allows for investing in Bitcoin (BTC), Ethereum (ETH), and Litecoin (LTC) through Roth, traditional, or rollover IRAs.

这项新产品迎合了符合条件的州的18岁及以上的美国成年人，允许通过ROTH，传统或滚动IRAS投资比特币（BTC），以太坊（ETH）和Litecoin（LTC）。

The firm explained that the product is designed for investors who have a high risk tolerance and are comfortable making investment decisions independently.

该公司解释说，该产品是为具有高风险承受能力且愿意独立做出投资决策的投资者而设计的。

Highlighting the product's features, there are no account fees for opening and maintaining the account, and transaction fees involve a 1% spread applied to the execution price of crypto buy and sell transactions.

强调产品的功能，没有开设和维护帐户的帐户费用，交易费用涉及对加密买卖的执行价格的1％利差。

Most cryptocurrencies are held in digital wallets that are not connected to the internet, ensuring robust security standards, the firm noted.

该公司指出，大多数加密货币都是在与Internet连接的数字钱包中举行的，以确保强大的安全标准。

The product is currently available in most states but excludes California and Oregon.

该产品目前在大多数州可用，但不包括加利福尼亚和俄勒冈州。

At the time of the launch, Bitcoin had a market capitalization of approximately $1.7 trillion, ranking it among the top cryptocurrencies. Meanwhile, Ethereum’s market cap was around $250.1 billion, and Litecoin ranked among the top 20 cryptocurrencies.

在发布时，比特币的市值约为1.7万亿美元，将其排名最高。同时，以太坊的市值约为2501亿美元，莱特币在前20名加密货币中排名。

The firm's learning center provides clients with articles, podcasts, webinars, and on-demand education tailored to both beginners and advanced investors.

该公司的学习中心为客户提供了针对初学者和高级投资者量身定制的文章，播客，网络研讨会和按需教育。

To navigate the crypto market, clients can also subscribe to the firm's "Decode Crypto" newsletter and view its "Covering Crypto Livestream."

为了浏览加密市场，客户还可以订阅该公司的“ Decode Crypto”新闻通讯并查看其“覆盖加密式直播”。

Fidelity is also reportedly exploring other innovations in the crypto space, such as testing a stablecoin through its digital assets arm. However, as of April 2025, the firm has not confirmed these efforts publicly, and details are limited.

据报道，富达还正在探索加密货币领域中的其他创新，例如通过其数字资产部门测试稳定的创新。但是，截至2025年4月，该公司尚未公开确认这些努力，细节受到限制。

Moreover, the firm reportedly submitted a proposal to the SEC for a blockchain-based U.S. dollar money market fund, further showcasing its dedication to tokenized assets.

此外，据报道，该公司向SEC提交了一项基于区块链的美元货币市场基金的建议，进一步展示了其对令牌资产的奉献精神。