美聯儲消除了過時的加密銀行限制，為創新鋪平了道路

美聯儲委員會周四宣布，已撤回與銀行的加密資產和美元代幣活動有關的先前監督指南。

The Federal Reserve has removed outdated restrictions on crypto-asset and dollar token activities by banks, paving the latter's way for innovation, broader access, and mainstream digital asset adoption.

美聯儲已經消除了銀行對加密資產和美元代幣活動的過時限制，鋪平了後者的創新方式，更廣泛的訪問和主流數字資產採用。

The central bank said Thursday it has withdrawn previous supervisory guidance related to the institutions' crypto-asset and dollar token activities to better align oversight with emerging risks and foster innovation in the financial sector.

中央銀行週四表示，它已撤回了與機構的加密資產和美元代幣活動有關的先前監督指南，以使金融部門的新興風險和促進創新更好地保持監督。

The bank will no longer expect state member banks to provide notification and will instead monitor banks' crypto-asset activities through the normal supervisory process, according to the announcement.

該公告稱，該銀行將不再期望國家成員銀行提供通知，而是通過正常的監督程序監視銀行的加密資產活動。

"The Board has rescinded its 2022 supervisory letter that had requested state member banks to provide the Department of Banking and Finance with notice of any planned or current crypto-asset activities by a state member bank or a bank holding company."

“董事會取消了其2022年的監督信，該信要求州會員銀行向銀行和財務部提供通知州成員銀行或銀行控股公司的任何計劃或當前的加密資產活動。”

The Board has also revoked its 2023 supervisory letter concerning a supervisory nonobjection process for engagement in dollar token activities.

董事會還撤銷了其2023年的監督信，內容涉及進行美元代幣活動的監管非選舉過程。

"The Board will work with the agencies to consider whether additional guidance to support innovation, including crypto-asset activities, is appropriate," the Federal Reserve added.

美聯儲補充說：“董事會將與機構合作，考慮支持創新（包括加密資產活動）的其他指導是否適當。”

The decision follows similar moves by U.S. banking regulators. The Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation recently withdrew crypto-related guidance issued during the Biden administration.

該決定遵循美國銀行監管機構的類似舉動。貨幣審計長和聯邦存款保險公司的審計員最近撤回了拜登政府期間發布的與加密相關的指導。

In response to the Federal Reserve's announcement, U.S. Senate Banking Committee Republicans praised the action.

為了回應美聯儲的公告，美國參議院銀行委員會共和黨人稱讚了這一訴訟。

"Chairman Tim Scott applauds the Federal Reserve for following the OCC and the FDIC in taking the much-needed to rescind harmful Biden-era guidance that reduced access to financial services for the digital asset industry," the Republicans wrote on X.

共和黨在X上寫道：“主席蒂姆·斯科特（Tim Scott）表示讚賞美聯儲遵循OCC，而FDIC則竭盡全力廢除有害的拜登時代的指導，從而減少了數字資產行業獲得金融服務的機會。”

White House crypto czar David Sacks also commented on X: "It's great to see the Federal Reserve reversing Biden-era rules that were created as part of Operation Chokepoint 2.0. Opening up banking to crypto will help drive further mainstream adoption."

白宮加密沙皇大衛·薩克斯（David Sacks）還對X發表了評論：“很高興看到美聯儲逆轉了拜登時代的規則，這些規則是Chokepoint 2.0行動的一部分。開放銀行業向加密貨幣開放將有助於推動更多的主流採用。”

The coordinated steps by federal agencies suggest a broader shift toward a regulatory environment that encourages innovation while maintaining supervision.

聯邦機構的協調步驟表明，向鼓勵在維持監督的同時鼓勵創新的監管環境的更廣泛的轉變。