美联储消除了过时的加密银行限制，为创新铺平了道路

美联储委员会周四宣布，已撤回与银行的加密资产和美元代币活动有关的先前监督指南。

The Federal Reserve has removed outdated restrictions on crypto-asset and dollar token activities by banks, paving the latter's way for innovation, broader access, and mainstream digital asset adoption.

美联储已经消除了银行对加密资产和美元代币活动的过时限制，铺平了后者的创新方式，更广泛的访问和主流数字资产采用。

The central bank said Thursday it has withdrawn previous supervisory guidance related to the institutions' crypto-asset and dollar token activities to better align oversight with emerging risks and foster innovation in the financial sector.

中央银行周四表示，它已撤回了与机构的加密资产和美元代币活动有关的先前监督指南，以使金融部门的新兴风险和促进创新更好地保持监督。

The bank will no longer expect state member banks to provide notification and will instead monitor banks' crypto-asset activities through the normal supervisory process, according to the announcement.

该公告称，该银行将不再期望国家成员银行提供通知，而是通过正常的监督程序监视银行的加密资产活动。

"The Board has rescinded its 2022 supervisory letter that had requested state member banks to provide the Department of Banking and Finance with notice of any planned or current crypto-asset activities by a state member bank or a bank holding company."

“董事会取消了其2022年的监督信，该信要求州会员银行向银行和财务部提供通知州成员银行或银行控股公司的任何计划或当前的加密资产活动。”

The Board has also revoked its 2023 supervisory letter concerning a supervisory nonobjection process for engagement in dollar token activities.

董事会还撤销了其2023年的监督信，内容涉及进行美元代币活动的监管非选举过程。

"The Board will work with the agencies to consider whether additional guidance to support innovation, including crypto-asset activities, is appropriate," the Federal Reserve added.

美联储补充说：“董事会将与机构合作，考虑支持创新（包括加密资产活动）的其他指导是否适当。”

The decision follows similar moves by U.S. banking regulators. The Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation recently withdrew crypto-related guidance issued during the Biden administration.

该决定遵循美国银行监管机构的类似举动。货币审计长和联邦存款保险公司的审计员最近撤回了拜登政府期间发布的与加密相关的指导。

In response to the Federal Reserve's announcement, U.S. Senate Banking Committee Republicans praised the action.

为了回应美联储的公告，美国参议院银行委员会共和党人称赞了这一诉讼。

"Chairman Tim Scott applauds the Federal Reserve for following the OCC and the FDIC in taking the much-needed to rescind harmful Biden-era guidance that reduced access to financial services for the digital asset industry," the Republicans wrote on X.

共和党在X上写道：“主席蒂姆·斯科特（Tim Scott）表示赞赏美联储遵循OCC，而FDIC则竭尽全力废除有害的拜登时代的指导，从而减少了数字资产行业获得金融服务的机会。”

White House crypto czar David Sacks also commented on X: "It's great to see the Federal Reserve reversing Biden-era rules that were created as part of Operation Chokepoint 2.0. Opening up banking to crypto will help drive further mainstream adoption."

白宫加密沙皇大卫·萨克斯（David Sacks）还对X发表了评论：“很高兴看到美联储逆转了拜登时代的规则，这些规则是Chokepoint 2.0行动的一部分。开放银行业向加密货币开放将有助于推动更多的主流采用。”

The coordinated steps by federal agencies suggest a broader shift toward a regulatory environment that encourages innovation while maintaining supervision.

联邦机构的协调步骤表明，向鼓励在维持监督的同时鼓励创新的监管环境的更广泛的转变。