FDIC改變銀行的加密法規

聯邦存款保險公司（FDIC）將修改其準則，使美國銀行能夠管理加密資產並提供令牌存款

Breaking: FDIC to Allow Banks to Manage Crypto Assets Without Prior Approval Acting FDIC Chairman Travis Hill confirmed the changes during a Senate hearing on Thursday.

闖入：FDIC允許銀行未經事先批准代理FDIC董事長特拉維斯·希爾（Travis Hill）管理加密資產，證實了周四參議院聽證會上的變化。

The Federal Deposit Insurance Corporation (FDIC) is set to revise its guidelines, allowing U.S. banks to manage crypto assets and offer tokenized deposits without prior regulatory approval. This decision marks a shift in U.S. banking policy under the Trump administration, which has shown increased support for digital assets.

聯邦存款保險公司（FDIC）將修改其準則，使美國銀行能夠在未經事先監管的未經事先批准的情況下管理加密貨幣資產並提供令牌化存款。這項決定標誌著特朗普政府下的美國銀行政策的轉變，該政策顯示出對數字資產的支持增加。

Acting FDIC Chairman Travis Hill confirmed the changes during a Senate hearing on Thursday, stating that the agency is reassessing its past approach to cryptocurrency regulations.

代理FDIC主席特拉維斯·希爾（Travis Hill）週四在參議院聽證會上證實了這些變化，並指出該機構正在重新評估其過去對加密貨幣法規的方法。

The FDIC's decision to revise its crypto guidelines is part of an ongoing review of past regulatory policies that discouraged banks from engaging with crypto assets. Hill stated that banks seeking to enter the sector faced delays, excessive scrutiny, and resistance from regulators.

FDIC決定修改其加密指南的決定是對過去的監管政策的持續審查的一部分，該政策阻止銀行與加密資產互動。希爾說，尋求進入該行業的銀行面臨延誤，過度審查和監管機構的抵抗。

During his testimony, Hill explained, “Requests from these banks were almost universally met with resistance, ranging from repeated requests for further information to directives from supervisors to refrain from expanding crypto- or blockchain-related activity.”

希爾在證詞中解釋說：“這些銀行的要求幾乎普遍遇到了抵抗，從重複的要求進一步信息到主管的指令，以免擴大與加密鍊或區塊鏈相關的活動。”

The FDIC has also released a series of internal documents detailing past communications with banks regarding cryptocurrency. These records were disclosed as part of a court order in response to a lawsuit by Coinbase, which had sought transparency on regulatory actions affecting the industry.

FDIC還發布了一系列內部文檔，詳細介紹了與銀行有關加密貨幣的過去通信。這些記錄是根據Coinbase的訴訟作為法院命令的一部分披露的，該訴訟曾對影響該行業的監管行為尋求透明度。