FDIC改变银行的加密法规

联邦存款保险公司（FDIC）将修改其准则，使美国银行能够管理加密资产并提供令牌存款

Breaking: FDIC to Allow Banks to Manage Crypto Assets Without Prior Approval Acting FDIC Chairman Travis Hill confirmed the changes during a Senate hearing on Thursday.

闯入：FDIC允许银行未经事先批准代理FDIC董事长特拉维斯·希尔（Travis Hill）管理加密资产，证实了周四参议院听证会上的变化。

The Federal Deposit Insurance Corporation (FDIC) is set to revise its guidelines, allowing U.S. banks to manage crypto assets and offer tokenized deposits without prior regulatory approval. This decision marks a shift in U.S. banking policy under the Trump administration, which has shown increased support for digital assets.

联邦存款保险公司（FDIC）将修改其准则，使美国银行能够在未经事先监管的未经事先批准的情况下管理加密货币资产并提供令牌化存款。这项决定标志着特朗普政府下的美国银行政策的转变，该政策显示出对数字资产的支持增加。

Acting FDIC Chairman Travis Hill confirmed the changes during a Senate hearing on Thursday, stating that the agency is reassessing its past approach to cryptocurrency regulations.

代理FDIC主席特拉维斯·希尔（Travis Hill）周四在参议院听证会上证实了这些变化，并指出该机构正在重新评估其过去对加密货币法规的方法。

The FDIC's decision to revise its crypto guidelines is part of an ongoing review of past regulatory policies that discouraged banks from engaging with crypto assets. Hill stated that banks seeking to enter the sector faced delays, excessive scrutiny, and resistance from regulators.

FDIC决定修改其加密指南的决定是对过去的监管政策的持续审查的一部分，该政策阻止银行与加密资产互动。希尔说，寻求进入该行业的银行面临延误，过度审查和监管机构的抵抗。

During his testimony, Hill explained, “Requests from these banks were almost universally met with resistance, ranging from repeated requests for further information to directives from supervisors to refrain from expanding crypto- or blockchain-related activity.”

希尔在证词中解释说：“这些银行的要求几乎普遍遇到了抵抗，从重复的要求进一步信息到主管的指令，以免扩大与加密链或区块链相关的活动。”

The FDIC has also released a series of internal documents detailing past communications with banks regarding cryptocurrency. These records were disclosed as part of a court order in response to a lawsuit by Coinbase, which had sought transparency on regulatory actions affecting the industry.

FDIC还发布了一系列内部文档，详细介绍了与银行有关加密货币的过去通信。这些记录是根据Coinbase的诉讼作为法院命令的一部分披露的，该诉讼曾对影响该行业的监管行为寻求透明度。