FBI 警告：避開非 KYC 加密平台

FBI 發佈公共服務公告，建議美國人警惕繞過 KYC（了解你的客戶）計畫的金融平台。這些平台缺乏驗證身分和地址等必要的安全檢查，導致詐欺、洗錢和恐怖主義融資的風險加大。 FBI 強調 KYC 合規對於保護金融體系和個人資產的重要性。

FBI Issues Urgent Warning: Beware of Non-KYC Financial Platforms

FBI 發出緊急警告：謹防非 KYC 金融平台

Washington, D.C. - The Federal Bureau of Investigation (FBI) has issued a public service announcement, urging individuals to exercise caution when engaging with financial platforms that do not implement stringent Know Your Customer (KYC) procedures. This advisory comes amid growing concerns about the potential for illicit activities within the financial system, particularly involving cryptocurrencies.

華盛頓特區 - 聯邦調查局 (FBI) 發布了一項公共服務公告，敦促個人在與未執行嚴格的「了解你的客戶」(KYC) 程序的金融平台打交道時要小心謹慎。這項建議發布之際，人們越來越擔心金融體系內可能存在非法活動，特別是涉及加密貨幣的活動。

KYC standards are fundamental safeguards in preventing fraud, money laundering, and terrorist financing. They require financial institutions to verify the identity of customers by collecting personal information such as name, date of birth, address, and identification details. By adhering to KYC protocols, financial institutions can mitigate the risks associated with financial crime and protect the integrity of the financial system.

KYC 標準是防止詐欺、洗錢和恐怖主義融資的基本保障。他們要求金融機構透過收集姓名、出生日期、地址和身分詳細資料等個人資訊來驗證客戶的身分。透過遵守 KYC 協議，金融機構可以降低與金融犯罪相關的風險並保護金融體系的完整性。

The FBI's warning specifically highlights the vulnerabilities of non-KYC platforms, which can attract individuals seeking anonymity for potentially nefarious purposes. These platforms may facilitate illicit activities such as money laundering, terrorist financing, and fraud, posing significant risks to users and the financial system at large.

FBI 的警告特別強調了非 KYC 平台的漏洞，這些漏洞可能會吸引出於潛在邪惡目的而尋求匿名的個人。這些平台可能會促進洗錢、恐怖主義融資和詐欺等非法活動，為使用者和整個金融系統帶來重大風險。

"It is imperative that financial institutions, regardless of whether they operate in the traditional banking sector or the emerging cryptocurrency space, implement robust KYC procedures," said William F. Sweeney Jr., Assistant Director in Charge of the FBI's New York Field Office. "By verifying the identities of our customers, we can safeguard against financial crime and maintain the trust and integrity of the financial system."

FBI 紐約辦事處助理主任 William F. Sweeney Jr. 表示：“金融機構，無論是在傳統銀行業還是新興的加密貨幣領域運營，都必須實施嚴格的 KYC 程序。” “透過驗證客戶的身份，我們可以防範金融犯罪並維護金融體系的信任和完整性。”

The FBI emphasizes that reputable financial service providers, including both banks and cryptocurrency platforms, will always conduct thorough KYC checks before allowing transactions to occur. This process is essential for protecting individuals from financial losses and maintaining the integrity of the financial system as a whole.

FBI 強調，包括銀行和加密貨幣平台在內的信譽良好的金融服務提供者將始終在允許交易發生之前進行徹底的 KYC 檢查。這個過程對於保護個人免受經濟損失和維護整個金融體系的完整性至關重要。

The FBI recommends that the public exercise vigilance when dealing with financial platforms, especially those that lack proper KYC requirements or fail to adhere to federal regulations and standards. Individuals are encouraged to conduct due diligence by researching the financial institutions they choose to engage with, ensuring their compliance with KYC protocols and adherence to industry best practices.

FBI 建議大眾在處理金融平台時保持警惕，尤其是那些缺乏適當的 KYC 要求或不遵守聯邦法規和標準的金融平台。鼓勵個人透過研究他們選擇合作的金融機構來進行盡職調查，確保其遵守 KYC 協議並遵守行業最佳實踐。

The FBI's advisory serves as a timely reminder that, while technological advancements offer innovative solutions for financial management, security protocols must not be compromised. By adhering to KYC standards, financial institutions can ensure the safety and integrity of their platforms, protect users from financial losses, and mitigate the risks associated with illicit activities within the financial system.

聯邦調查局的建議及時提醒我們，雖然技術進步為財務管理提供了創新的解決方案，但安全協議絕不能受到損害。透過遵守 KYC 標準，金融機構可以確保其平台的安全性和完整性，保護使用者免受財務損失，並降低與金融系統內非法活動相關的風險。