FBI 警告：避开非 KYC 加密平台

FBI 发布公共服务公告，建议美国人警惕绕过 KYC（了解你的客户）程序的金融平台。这些平台缺乏验证身份和地址等必要的安全检查，导致欺诈、洗钱和恐怖主义融资的风险加大。 FBI 强调 KYC 合规对于保护金融系统和个人资产的重要性。

FBI Issues Urgent Warning: Beware of Non-KYC Financial Platforms

FBI 发出紧急警告：谨防非 KYC 金融平台

Washington, D.C. - The Federal Bureau of Investigation (FBI) has issued a public service announcement, urging individuals to exercise caution when engaging with financial platforms that do not implement stringent Know Your Customer (KYC) procedures. This advisory comes amid growing concerns about the potential for illicit activities within the financial system, particularly involving cryptocurrencies.

华盛顿特区 - 联邦调查局 (FBI) 发布了一项公共服务公告，敦促个人在与未执行严格的“了解你的客户”(KYC) 程序的金融平台打交道时要小心谨慎。这一建议发布之际，人们越来越担心金融系统内可能存在非法活动，特别是涉及加密货币的活动。

KYC standards are fundamental safeguards in preventing fraud, money laundering, and terrorist financing. They require financial institutions to verify the identity of customers by collecting personal information such as name, date of birth, address, and identification details. By adhering to KYC protocols, financial institutions can mitigate the risks associated with financial crime and protect the integrity of the financial system.

KYC 标准是防止欺诈、洗钱和恐怖主义融资的基本保障。他们要求金融机构通过收集姓名、出生日期、地址和身份详细信息等个人信息来验证客户的身份。通过遵守 KYC 协议，金融机构可以降低与金融犯罪相关的风险并保护金融系统的完整性。

The FBI's warning specifically highlights the vulnerabilities of non-KYC platforms, which can attract individuals seeking anonymity for potentially nefarious purposes. These platforms may facilitate illicit activities such as money laundering, terrorist financing, and fraud, posing significant risks to users and the financial system at large.

FBI 的警告特别强调了非 KYC 平台的漏洞，这些漏洞可能会吸引出于潜在邪恶目的而寻求匿名的个人。这些平台可能会促进洗钱、恐怖主义融资和欺诈等非法活动，给用户和整个金融系统带来重大风险。

"It is imperative that financial institutions, regardless of whether they operate in the traditional banking sector or the emerging cryptocurrency space, implement robust KYC procedures," said William F. Sweeney Jr., Assistant Director in Charge of the FBI's New York Field Office. "By verifying the identities of our customers, we can safeguard against financial crime and maintain the trust and integrity of the financial system."

FBI 纽约办事处助理主任 William F. Sweeney Jr. 表示：“金融机构，无论是在传统银行业还是新兴的加密货币领域运营，都必须实施严格的 KYC 程序。” “通过验证客户的身份，我们可以防范金融犯罪并维护金融体系的信任和完整性。”

The FBI emphasizes that reputable financial service providers, including both banks and cryptocurrency platforms, will always conduct thorough KYC checks before allowing transactions to occur. This process is essential for protecting individuals from financial losses and maintaining the integrity of the financial system as a whole.

FBI 强调，包括银行和加密货币平台在内的信誉良好的金融服务提供商将始终在允许交易发生之前进行彻底的 KYC 检查。这一过程对于保护个人免受经济损失和维护整个金融体系的完整性至关重要。

The FBI recommends that the public exercise vigilance when dealing with financial platforms, especially those that lack proper KYC requirements or fail to adhere to federal regulations and standards. Individuals are encouraged to conduct due diligence by researching the financial institutions they choose to engage with, ensuring their compliance with KYC protocols and adherence to industry best practices.

FBI 建议公众在处理金融平台时保持警惕，尤其是那些缺乏适当的 KYC 要求或不遵守联邦法规和标准的金融平台。鼓励个人通过研究他们选择合作的金融机构来进行尽职调查，确保其遵守 KYC 协议并遵守行业最佳实践。

The FBI's advisory serves as a timely reminder that, while technological advancements offer innovative solutions for financial management, security protocols must not be compromised. By adhering to KYC standards, financial institutions can ensure the safety and integrity of their platforms, protect users from financial losses, and mitigate the risks associated with illicit activities within the financial system.

联邦调查局的建议及时提醒我们，虽然技术进步为财务管理提供了创新的解决方案，但安全协议绝不能受到损害。通过遵守 KYC 标准，金融机构可以确保其平台的安全性和完整性，保护用户免受财务损失，并降低与金融系统内非法活动相关的风险。