歐洲與新的反洗錢法規打破了匿名加密貨幣交易

到2027年，將不再允許銀行，金融機構和加密服務提供商支持涉及隱私硬幣的交易

The European Union is introducing new anti-money laundering regulations that will effectively ban anonymous cryptocurrency transactions by 2027, putting an end to transactions via privacy coins like Monero (XMR), Zcash (ZEC), and Dash (DASH).

歐盟正在推出新的反洗錢法規，該法規將在2027年有效地禁止匿名加密​​貨幣交易，並通過Monero（XMR），Zcash（Zec）和Dash（Dash）等隱私硬幣（例如Monero（XMR））結束交易。

As reported by the European Crypto Initiative, the new ruleset will require financial institutions to implement stricter due diligence processes. These firms will now be required to regularly update verification data, according to the report.

正如《歐洲加密貨幣計劃》報導的那樣，新規則集將要求金融機構實施更嚴格的盡職調查過程。報告稱，這些公司現在將被要求定期更新驗證數據。

Furthermore, financial institutions will need to assess the risk of transactions and effectively terminate any relationships that pose a threat to financial security, the report explained.

此報告解釋說，此外，金融機構將需要評估交易風險，並有效終止對金融安全構成威脅的任何關係。

Another major shift involves self-hosted wallets, which will face tighter monitoring under the new regulations. Crypto providers must identify and verify senders and recipients, the report stated.

另一個主要的轉變涉及自託管錢包，這將面臨新法規下的更嚴格的監控。報告說，加密提供商必須識別並驗證發件人和收件人。

Moreover, they will be tasked with collecting additional details about fund movements and maintaining constant oversight to prevent illicit activities, according to the report.

此外，他們將負責收集有關基金運動的其他詳細信息，並保持不斷的監督以防止非法活動。

The EU is also planning to block financial institutions from dealing with shell companies, ensuring that unregistered entities won’t have access to regulated crypto services, the report noted.

報告指出，歐盟還計劃阻止金融機構與殼牌公司打交道，以確保未註冊的實體無法訪問受監管的加密服務。

Additionally, firms must vet third-country financial institutions before entering business partnerships, with the Anti-Money Laundering Authority (AMLA) set to issue final guidelines by July 2027, according to the report.

此外，該公司還必須在建立業務合作夥伴關係之前審查第三國金融機構，反洗錢機構（AMLA）將於2027年7月發布最終指南。

The introduction of these changes aligns the EU with global trends in crypto regulation, the report concluded. Digital asset firms will need to prepare for stricter compliance measures before the 2027 deadline.

報告總結說，這些變化的引入使歐盟與加密監管的全球趨勢保持一致。數字資產公司將需要在2027年截止日期之前準備更嚴格的合規措施。