欧洲与新的反洗钱法规打破了匿名加密货币交易

到2027年，将不再允许银行，金融机构和加密服务提供商支持涉及隐私硬币的交易

The European Union is introducing new anti-money laundering regulations that will effectively ban anonymous cryptocurrency transactions by 2027, putting an end to transactions via privacy coins like Monero (XMR), Zcash (ZEC), and Dash (DASH).

欧盟正在推出新的反洗钱法规，该法规将在2027年有效地禁止匿名加密​​货币交易，并通过Monero（XMR），Zcash（Zec）和Dash（Dash）等隐私硬币（例如Monero（XMR））结束交易。

As reported by the European Crypto Initiative, the new ruleset will require financial institutions to implement stricter due diligence processes. These firms will now be required to regularly update verification data, according to the report.

正如《欧洲加密货币计划》报道的那样，新规则集将要求金融机构实施更严格的尽职调查过程。报告称，这些公司现在将被要求定期更新验证数据。

Furthermore, financial institutions will need to assess the risk of transactions and effectively terminate any relationships that pose a threat to financial security, the report explained.

此报告解释说，此外，金融机构将需要评估交易风险，并有效终止对金融安全构成威胁的任何关系。

Another major shift involves self-hosted wallets, which will face tighter monitoring under the new regulations. Crypto providers must identify and verify senders and recipients, the report stated.

另一个主要的转变涉及自托管钱包，这将面临新法规下的更严格的监控。报告说，加密提供商必须识别并验证发件人和收件人。

Moreover, they will be tasked with collecting additional details about fund movements and maintaining constant oversight to prevent illicit activities, according to the report.

此外，他们将负责收集有关基金运动的其他详细信息，并保持不断的监督以防止非法活动。

The EU is also planning to block financial institutions from dealing with shell companies, ensuring that unregistered entities won’t have access to regulated crypto services, the report noted.

报告指出，欧盟还计划阻止金融机构与壳牌公司打交道，以确保未注册的实体无法访问受监管的加密服务。

Additionally, firms must vet third-country financial institutions before entering business partnerships, with the Anti-Money Laundering Authority (AMLA) set to issue final guidelines by July 2027, according to the report.

此外，该公司还必须在建立业务合作伙伴关系之前审查第三国金融机构，反洗钱机构（AMLA）将于2027年7月发布最终指南。

The introduction of these changes aligns the EU with global trends in crypto regulation, the report concluded. Digital asset firms will need to prepare for stricter compliance measures before the 2027 deadline.

报告总结说，这些变化的引入使欧盟与加密监管的全球趋势保持一致。数字资产公司将需要在2027年截止日期之前准备更严格的合规措施。