EURC，USDC和實時付款：無邊界財務的新時代

探索EURC和USDC如何改變實時付款，為企業和消費者提供更快，無邊界的交易。

EURC, USDC, and Real-Time Payments: A New Era of Borderless Finance

EURC，USDC和實時付款：無邊界財務的新時代

The financial landscape is rapidly evolving, with EURC, USDC, and real-time payments leading the charge. Fintech firms are leveraging stablecoins for instant, borderless transactions, promising a future where money moves as quickly as information.

金融景觀正在迅速發展，歐克，USDC和實時付款帶來了指控。金融科技公司正在利用Stablecoins進行即時，無邊界的交易，這承諾了未來的貨幣與信息一樣快。

Ivy and Circle: A Powerhouse Partnership

常春藤和圈子：一個強大的合作夥伴關係

Ivy, a Berlin-based fintech innovator, has teamed up with Circle to integrate USDC and EURC into its instant payment infrastructure across Europe. This collaboration allows payment service providers (PSPs) and crypto firms to access stablecoin settlements seamlessly, converting fiat to stablecoins through Ivy’s global API.

Ivy是一家位於柏林的金融科技創新者，已與Circle合作，將USDC和Eurc整合到整個歐洲的即時支付基礎設施中。這項合作允許支付服務提供商（PSP）和加密公司無縫訪問Stablecoin Settlem，從而通過IVY的全球API將FIAT轉換為Stablecoins。

This integration means no more waiting for slow settlement rails. Businesses can now convert euros into USDC and back with minimal friction, enhancing cash management and speeding up settlements. Real-time FX allows for competitive pricing models in cross-border transactions, a game-changer for e-commerce platforms.

這種集成意味著不再等待緩慢的和解導軌。現在，企業可以將歐元轉換為USDC，並以最小的摩擦返回，從而增強現金管理並加快定居點。實時FX允許在跨境交易中建立競爭性定價模型，這是電子商務平台的遊戲改變者。

Circle Mint Expands Euro-to-Stablecoin Onramps

Circle Mint擴展歐元到穩定的歐元

Circle Mint is empowering institutional clients in the European Economic Area (EEA) with instant euro-to-USDC conversions. This FX functionality allows users to bypass traditional settlement delays and operate around the clock. It's a significant step in Circle’s mission to build a global stablecoin network, with plans to support more currencies and geographic markets.

Circle Mint正在通過即時歐洲歐洲經濟體轉換來授權歐洲經濟領域（EEA）的機構客戶。此FX功能使用戶可以繞過傳統的結算延遲並全天候運行。這是Circle的使命邁出的重要一步，建立一個全球穩定網絡，併計劃支持更多的貨幣和地理市場。

The Impact on Remittances and Treasury Optimization

對匯款和國庫優化的影響

Stablecoin conversions offer immediate benefits for PSPs, e-commerce platforms, and corporate treasuries managing global cash flows. With Ivy and Circle’s collaboration, stablecoin settlements are faster and cheaper, improving payment routing and reducing reliance on credit facilities.

Stablecoin轉換為PSP，電子商務平台和管理全球現金流量的公司庫提供了直接的好處。通過常春藤和Circle的合作，Stablecoin的結算更快，更便宜，改善了付款路由並減少對信用設施的依賴。

Circle Gateway: Simplifying Cross-Chain USDC Transfers

Circle Gateway：簡化跨鏈USDC轉移

Circle is also tackling the fragmentation of liquidity across different blockchains with Circle Gateway. This new infrastructure layer enables instant cross-chain USDC liquidity without traditional bridging. Users can deposit USDC into a unified balance and access it in real time across supported networks.

Circle還可以解決帶有圓網的不同區塊鏈上流動性的分裂。這個新的基礎設施層可實現即時的交叉鏈USDC流動性，而無需傳統橋樑。用戶可以將USDC存入統一的餘額中，並在受支持的網絡中實時訪問。

For businesses, Gateway reduces the need to maintain USDC balances across multiple chains, improving capital efficiency and reducing operational costs. Circle CEO Jeremy Allaire calls it a “totally seamless crosschain UX for USDC,” perfectly timed for mainstream adoption.

對於企業，Gateway減少了維持多個連鎖店的USDC餘額的需求，提高了資本效率並降低了運營成本。 Circle首席執行官傑里米·阿萊爾（Jeremy Allaire）稱其為“完全無縫的十字鏈UX，用於USDC”，這是主流採用的時機。

The Future is Now

未來現在是

Circle's vision of a global stablecoin network is becoming a reality, operating in over 185 countries. By linking local payment rails to stablecoin settlements, Circle is helping fintechs operate with global efficiency. As more currencies and payment channels go live, Circle is reinforcing the role of stablecoins in modern finance.

Circle對全球Stablecoin網絡的願景正在成為現實，在185多個國家 /地區運營。通過將本地支付導軌與Stablecoin定居點聯繫起來，Circle正在幫助金融科技以全球效率運行。隨著越來越多的貨幣和付款渠道的上線，Circle正在加強Stablecoins在現代金融中的作用。

Final Thoughts

最後的想法

EURC, USDC, and real-time payments are transforming the way we think about money. With collaborations like Ivy and Circle leading the charge, the future of finance is looking brighter (and faster) than ever. Who knows, maybe one day we'll be paying for our morning coffee with stablecoins before the barista even finishes our latte!

EURC，USDC和實時付款正在改變我們對金錢的看法。憑藉Ivy和Circle這樣的合作，財務的未來看起來比以往任何時候都更加明亮（速度更快）。誰知道，也許有一天我們將在咖啡師甚至完成我們的拿鐵咖啡之前與Stablecoins付費！