EURC，USDC和实时付款：无边界财务的新时代

探索EURC和USDC如何改变实时付款，为企业和消费者提供更快，无边界的交易。

EURC, USDC, and Real-Time Payments: A New Era of Borderless Finance

EURC，USDC和实时付款：无边界财务的新时代

The financial landscape is rapidly evolving, with EURC, USDC, and real-time payments leading the charge. Fintech firms are leveraging stablecoins for instant, borderless transactions, promising a future where money moves as quickly as information.

金融景观正在迅速发展，欧克，USDC和实时付款带来了指控。金融科技公司正在利用Stablecoins进行即时，无边界的交易，这承诺了未来的货币与信息一样快。

Ivy and Circle: A Powerhouse Partnership

常春藤和圈子：一个强大的合作伙伴关系

Ivy, a Berlin-based fintech innovator, has teamed up with Circle to integrate USDC and EURC into its instant payment infrastructure across Europe. This collaboration allows payment service providers (PSPs) and crypto firms to access stablecoin settlements seamlessly, converting fiat to stablecoins through Ivy’s global API.

Ivy是一家位于柏林的金融科技创新者，已与Circle合作，将USDC和Eurc整合到整个欧洲的即时支付基础设施中。这项合作允许支付服务提供商（PSP）和加密公司无缝访问Stablecoin Settlem，从而通过IVY的全球API将FIAT转换为Stablecoins。

This integration means no more waiting for slow settlement rails. Businesses can now convert euros into USDC and back with minimal friction, enhancing cash management and speeding up settlements. Real-time FX allows for competitive pricing models in cross-border transactions, a game-changer for e-commerce platforms.

这种集成意味着不再等待缓慢的和解导轨。现在，企业可以将欧元转换为USDC，并以最小的摩擦返回，从而增强现金管理并加快定居点。实时FX允许在跨境交易中建立竞争性定价模型，这是电子商务平台的游戏改变者。

Circle Mint Expands Euro-to-Stablecoin Onramps

Circle Mint扩展欧元到稳定的欧元

Circle Mint is empowering institutional clients in the European Economic Area (EEA) with instant euro-to-USDC conversions. This FX functionality allows users to bypass traditional settlement delays and operate around the clock. It's a significant step in Circle’s mission to build a global stablecoin network, with plans to support more currencies and geographic markets.

Circle Mint正在通过即时欧洲欧洲经济体转换来授权欧洲经济领域（EEA）的机构客户。此FX功能使用户可以绕过传统的结算延迟并全天候运行。这是Circle的使命迈出的重要一步，建立一个全球稳定网络，并计划支持更多的货币和地理市场。

The Impact on Remittances and Treasury Optimization

对汇款和国库优化的影响

Stablecoin conversions offer immediate benefits for PSPs, e-commerce platforms, and corporate treasuries managing global cash flows. With Ivy and Circle’s collaboration, stablecoin settlements are faster and cheaper, improving payment routing and reducing reliance on credit facilities.

Stablecoin转换为PSP，电子商务平台和管理全球现金流量的公司库提供了直接的好处。通过常春藤和Circle的合作，Stablecoin的结算更快，更便宜，改善了付款路由并减少对信用设施的依赖。

Circle Gateway: Simplifying Cross-Chain USDC Transfers

Circle Gateway：简化跨链USDC转移

Circle is also tackling the fragmentation of liquidity across different blockchains with Circle Gateway. This new infrastructure layer enables instant cross-chain USDC liquidity without traditional bridging. Users can deposit USDC into a unified balance and access it in real time across supported networks.

Circle还可以解决带有圆网的不同区块链上流动性的分裂。这个新的基础设施层可实现即时的交叉链USDC流动性，而无需传统桥梁。用户可以将USDC存入统一的余额中，并在受支持的网络中实时访问。

For businesses, Gateway reduces the need to maintain USDC balances across multiple chains, improving capital efficiency and reducing operational costs. Circle CEO Jeremy Allaire calls it a “totally seamless crosschain UX for USDC,” perfectly timed for mainstream adoption.

对于企业，Gateway减少了维持多个连锁店的USDC余额的需求，提高了资本效率并降低了运营成本。 Circle首席执行官杰里米·阿莱尔（Jeremy Allaire）称其为“完全无缝的十字链UX，用于USDC”，这是主流采用的时机。

The Future is Now

未来现在是

Circle's vision of a global stablecoin network is becoming a reality, operating in over 185 countries. By linking local payment rails to stablecoin settlements, Circle is helping fintechs operate with global efficiency. As more currencies and payment channels go live, Circle is reinforcing the role of stablecoins in modern finance.

Circle对全球Stablecoin网络的愿景正在成为现实，在185多个国家 /地区运营。通过将本地支付导轨与Stablecoin定居点联系起来，Circle正在帮助金融科技以全球效率运行。随着越来越多的货币和付款渠道的上线，Circle正在加强Stablecoins在现代金融中的作用。

Final Thoughts

最后的想法

EURC, USDC, and real-time payments are transforming the way we think about money. With collaborations like Ivy and Circle leading the charge, the future of finance is looking brighter (and faster) than ever. Who knows, maybe one day we'll be paying for our morning coffee with stablecoins before the barista even finishes our latte!

EURC，USDC和实时付款正在改变我们对金钱的看法。凭借Ivy和Circle这样的合作，财务的未来看起来比以往任何时候都更加明亮（速度更快）。谁知道，也许有一天我们将在咖啡师甚至完成我们的拿铁咖啡之前与Stablecoins付费！