以太坊，穩定幣和天才法：一個新時代？

《天才法》正在搖晃穩定的世界，以太坊在中間。降低對加密貨幣的含義。

Ethereum, Stablecoins, and the GENIUS Act: A New Era?

以太坊，穩定幣和天才法：一個新時代？

The GENIUS Act is here, and it's about to change the stablecoin game, especially for Ethereum. Stablecoins are hotter than ever, and this new law is setting the stage for major growth. Let's dive into what's happening.

天才行為就在這裡，它將改變穩定遊戲，尤其是對於以太坊。穩定劑比以往任何時候都更熱，這項新法律為重大增長奠定了基礎。讓我們深入了解正在發生的事情。

What's the GENIUS Act?

什麼是天才行為？

Passed in July 2025, the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act is a big deal for stablecoins. It sets up rules to make sure stablecoins are safe and stable, requiring them to be backed by solid assets like U.S. Treasury securities. Think of it as a guardrail for the crypto world, preventing another TerraUSD-style meltdown.

2025年7月通過的指導和建立國家創新（Genius）法案對Stablecoins來說是一件大事。它制定了規則，以確保穩定的穩定穩定，要求它們得到像美國財政證券這樣的固體資產的支持。將其視為加密貨幣世界的護欄，以防止另一種Terrausd風格的崩潰。

The Act categorizes stablecoins into payment and non-payment types, with stricter rules for the former. Issuers need to register with the feds and states, and annual audits are a must. The goal? A unified regulatory environment that balances innovation with financial stability.

該法案將穩定的人分類為付款和非付款類型，對前者的規則更為嚴格。發行人需要在美聯儲和州進行註冊，年度審計是必須的。目標？一個平衡創新與財務穩定性的統一監管環境。

Ethereum's Role in All This

以太坊在這一切中的作用

Ethereum is at the heart of the stablecoin revolution. After the GENIUS Act passed the Senate, Ethereum's price jumped 50% in a month. Why? Because over 90% of stablecoins are built on Ethereum. This law could push the stablecoin market from $250 billion to a whopping $2 trillion, opening doors for wider use in everyday transactions.

以太坊是Stablecoin革命的核心。 《天才法》通過參議院之後，以太坊的價格在一個月內上漲了50％。為什麼？因為超過90％的stablecoins建立在以太坊上。這項法律可以將Stablecoin市場從2500億美元提高到2萬億美元，開門，以便在日常交易中更廣泛使用。

The Rise of Stablecoins

穩定的興起

Interest in stablecoins is skyrocketing. Google searches hit an all-time high in July 2025, right when the GENIUS Act was signed. The market cap is already at $272 billion, with U.S. dollar-pegged stablecoins leading the charge. Even big players like Interactive Brokers and Robinhood are getting in on the action, launching their own stablecoins to make transactions faster and more accessible.

對Stablecoins的興趣飆升。 Google搜索在2025年7月的歷史最高點上，就在《天才法案》簽署時。市值已經為2720億美元，美元固定的穩定幣領導了這一費用。即使是像互動經紀人和Robinhood這樣的大型球員，也正在採取行動，推出自己的Stablecoins，以使交易更快，更容易訪問。

What's the Catch?

什麼是捕獲？

Not everyone's thrilled. Some critics worry the GENIUS Act could let corporations act like banks without the same level of oversight. And while the law aims to bring clarity, reserve transparency and regulatory harmonization are still challenges.

並不是每個人都很興奮。一些批評家擔心《天才法案》可能會讓公司像沒有相同水平的監督的銀行一樣行事。儘管該法律旨在提出清晰度，但儲備透明度和監管協調仍然是挑戰。

A CNH-Pegged Challenger?

CNH挑戰者？

Adding another layer to the story, a CNH-pegged stablecoin is emerging, aiming to streamline cross-border transactions, especially within the Belt and Road Initiative (BRI) countries. This could boost financial inclusion by providing digital financial services to unbanked regions. While USD stablecoins still dominate, this CNH version could carve out its own niche, offering efficiency and accessibility for Asia's fintech startups.

在故事中增加了另一層，CNH蛋白的Stablecoin正在出現，旨在簡化跨境交易，尤其是在腰帶和道路倡議（BRI）國家 /地區。這可以通過向無銀行地區提供數字金融服務來提高金融包容性。雖然美元穩定幣仍然佔據主導地位，但該CNH版本可以開採自己的利基市場，為亞洲的金融科技初創公司提供效率和可訪問性。

Final Thoughts

最後的想法

The GENIUS Act is setting the stage for a stablecoin boom, with Ethereum playing a starring role. While challenges remain, the potential for innovation and wider adoption is undeniable. The stablecoin market is poised for explosive growth, and it's going to be a wild ride!

《天才法案》正在為穩定的繁榮奠定舞台，以太坊扮演主角。儘管仍然存在挑戰，但不可否認的是創新和更廣泛採用的潛力。 Stablecoin市場有望實現爆炸性的增長，這將是一次瘋狂的旅程！

So, keep your eyes peeled, folks. The future of finance might just be a stablecoin away. And who knows? Maybe one day, you'll be getting your paycheck in crypto. Stranger things have happened, right?

因此，請睜大眼睛，伙計們。金融的未來可能只是一個穩定的人。誰知道？也許有一天，您將獲得加密貨幣的薪水。陌生人的事情發生了，對嗎？