隨著以太坊（ETH）的優勢重申，Mutuum Finance（MUTM）作為競爭者出現

在加密貨幣的世界中，每個週期都帶來了一波新的項目，試圖獲得吸引力，但只有少數幾個設法吸引了經驗豐富的持有人的注意力。

In the ever-rotating world of cryptocurrency, every cycle brings a new wave of projects vying for attention, yet only a few manage to capture the interest of experienced holders. As Ethereum (ETH) is steadily reasserting its dominance, some of its long-term backers are beginning to diversify their attention toward a project still in its early stage: Mutuum Finance (MUTM). This token, flying somewhat under the radar, is quietly amassing momentum — and for those asking what the best cryptocurrency to invest in right now is, MUTM is becoming a serious contender.

在不斷旋轉的加密貨幣世界中，每個週期都帶來了爭奪關注的新項目，但只有少數人設法抓住了經驗豐富的持有人的興趣。隨著以太坊（ETH）穩步重新確定其主導地位，其一些長期支持者開始將注意力多於早期的項目多樣化：Mutuum Finance（MUTM）。這個代幣在某種程度上飛行，正在悄悄地積累動力 - 對於那些詢問現在最好的加密貨幣的人來說，MUTM正在成為一個認真的競爭者。

Why ETH Investors Are Taking A Look At MUTM

為什麼ETH投資者正在看mutm

Now, Ethereum holders aren’t known for chasing hype; most have seen multiple cycles and prefer projects with actual utility, clear mechanics, and potential that spans at least several cycles. What’s caught their eye with Mutuum Finance is its focused approach to solving a persistent issue in decentralized finance — unlocking liquidity from digital assets without having to give up ownership.

現在，以太坊持有者不以炒作而聞名。大多數人已經看到了多個週期，並且更喜歡具有實際實用性，清晰的力學和潛力至少跨越幾個週期的項目。引起了Mutuum Finance的關注是其專注的方法來解決分散財務中的持續問題 - 從數字資產中解鎖流動性而無需放棄所有權。

Mutuum offers a clean, practical structure. Users can deposit crypto assets like ETH, BTC, or LINK and borrow stablecoins in return, keeping full exposure to the original assets while tapping into capital for other investments or simply generating yield. This is particularly appealing to ETH holders, many of whom are already familiar with leveraging crypto positions and are now looking for more efficient, yield-generating alternatives.

Mutuum提供了乾淨，實用的結構。用戶可以將加密貨幣資產（例如ETH，BTC或鏈接）存入，並藉用穩定的穩定幣，以便全額接觸原始資產，同時攻入其他投資或僅產生收益率。這對ETH持有人特別有吸引力，ETH持有人已經熟悉了利用加密貨幣的立場，現在正在尋找更有效，產生效率的替代方案。

The platform, set to launch in Q3 2024, is non-custodial, meaning users retain the private keys to their crypto wallets throughout the lending and borrowing process. This ensures complete control over asset movements and minimizes the risk of a third party holding funds.

該平台將在第3季度2024年推出，是非持續的，這意味著用戶在整個貸款和借貸過程中保留了其加密錢包的私鑰。這樣可以確保對資產變動的完全控制，並最大程度地減少第三方持有資金的風險。

Mutuum Finance (MUTM)

死亡金融（MUTM）

Mutuum is not a meme token, nor is it positioning itself as another copycat platform. The project is structured around sustainable yield, capital efficiency, and responsible growth. Its non-custodial protocol allows users to lend or borrow while keeping complete control over their assets. The platform also plans to issue its own overcollateralized stablecoin, adding another layer of functionality and ecosystem depth.

Mutuum不是模因令牌，也不是將自己定位為另一個模仿平台。該項目圍繞可持續產量，資本效率和負責任的增長而構建。它的非習慣協議允許用戶在對其資產完全控制的同時藉貸或借貸。該平台還計劃發布自己的過度結合化穩定劑，並增加了另一層功能和生態系統深度。

This stablecoin won’t be backed by vague reserves or off-chain promises. Instead, it’s created directly from the excess collateral deposited by users, and its supply adjusts automatically through minting and burning. When users repay loans or are liquidated, the stablecoin is removed from circulation, keeping its peg to the dollar intact and ensuring systemic stability. All interest from stablecoin borrowing flows into Mutuum’s treasury, reinforcing long-term value instead of relying on inflationary models.

這種穩定的人不會得到模糊的儲備或鏈接諾言的支持。取而代之的是，它是直接從用戶沉積的過量抵押品中創建的，其供應通過鑄造和燃燒自動調整。當用戶償還貸款或清算時，將穩定的股份從流通中刪除，將其固定在美元不足並確保系統穩定性。 Stablecoin借貸的所有興趣都流入了Mutuum的財政部，增強了長期價值，而不是依靠通貨膨脹模型。

With more capital staying within the ecosystem, MUTM becomes more than just a token — it becomes a utility-backed asset linked to platform activity. And for those planning to hold over the long run, that structure supports real yield growth, not just speculation.

隨著資本在生態系統中的更多信息，MUTM不僅成為代幣，而且成為與平台活動相關的公用事業資產。對於那些計劃長期持續的人來說，這種結構支持實際產量的增長，而不僅僅是投機。

One of the reasons serious investors are starting to trust Mutuum’s potential is its approach to security. The protocol’s smart contracts are undergoing a full CertiK audit, a step that puts it in line with other respected DeFi platforms. In an industry that’s had its share of security mishaps, this kind of third-party review is essential for building trust, especially among those moving large amounts of capital.

認真的投資者開始相信Mutuum潛力的原因之一是其安全方法。該協議的智能合約正在進行完整的證書審核，這使其與其他受尊敬的Defi平台保持一致。在一個有大量安全事故的行業中，這種第三方審查對於建立信任至關重要，尤其是在那些移動大量資本的人中。

This audit also sends a clear message: Mutuum is not rushing to market. It’s building deliberately, with a product-first approach that values transparency and resilience. Combined with a plan to roll out a beta version of the platform by the time the token launches, it shows the team is focused on usability from day one — something many early-stage tokens can’t offer.

該審核還發送了一個明確的信息：Mutuum並沒有急於進入市場。它是故意建立的，採用產品優先的方法，重視透明度和彈性。再加上一個計劃在代幣啟動時推出平台的Beta版本，它表明該團隊從第一天開始就專注於可用性 - 許多早期令牌無法提供的。

As of now, Mutuum Finance is in the fourth phase of its presale, having already raised over $7.75 million and attracted more than 9,500 holders. The $0.025 price point will be around for a limited time, as the upcoming fifth presale phase will see the token increase to $0.03. With a launch price confirmed at $0.06, early participants are locking in a 140% gain even before listings begin.

截至目前，Mutuum Finance正處於預售的第四階段，已經籌集了超過775萬美元，吸引了9,500多個持有人。 $ 0.025的價格將在有限的時間內出現，因為即將到來的第五階段階段將使令牌上漲至0.03美元。由於確認發售價格為0.06美元，早期參與者甚至在上市開始之前就鎖定了140％的收益。

This pricing structure is designed to reward those who act early — and it’s working. The presale is over 65% completed, and demand is only growing as more investors recognize the opportunity. For anyone focused on long-term ROI, entering before the next phase isn’t just an advantage — it could be the difference between a good return and a great one.

這種定價結構旨在獎勵那些早早採取行動的人，而且它正在起作用。預售已超過65％，並且隨著更多的投資者意識到機會，需求才會增長。對於任何專注於長期投資回報率的人來說，進入下一階段不僅是一個優勢 - 這可能是良好的回報與良好回報之間的區別。

What makes this project even more compelling is its roadmap. From stablecoin development to lending infrastructure, everything has been laid out with a long-term strategy in mind. Unlike projects that burn through hype cycles, Mutuum is positioning itself as a steady, value-driven protocol that rewards participation.

使該項目更加引人注目的是其路線圖。從Stablecoin開發到貸款基礎設施，一切都牢記了長期戰略。與通過炒作週期燃燒的項目不同，Mutuum將自己定位為一種穩定的價值驅動方案，可以獎勵參與。

Projections from analysts point to potential prices well beyond the launch price. Some are estimating the token could reach $0.25 in the short term and climb toward $1.2

分析師的預測指向潛在價格，遠遠超出了發行價格。有些人估計令牌可以在短期內達到0.25美元，並攀升至1.2美元