美元正在鏈上

最後一個加密循環是關於模因，退化的產量和野生動蕩的。加密從這裡去哪裡？它必須與穩定有關

The financial world is splitting between those who wait for permission and those who mint their own destiny. As the last crypto cycle was about memecoins, degenerate yields, and wild volatility, what does crypto have to offer in a market downturn, especially in emerging economies? Stability, liquidity, and real-world utility.

財務世界正在等待許可的人和鑄造自己命運的人之間分裂。由於最後一個加密貨幣週期是關於模因，退化的產量和野生動蕩的，因此加密貨幣在市場衰退中必須提供什麼，尤其是在新興經濟體中？穩定性，流動性和現實世界實用程序。

The U.S. dollar remains the world’s reserve asset, especially pertinent in times of global economic uncertainty. But people want access to dollars without banks, and that's where stablecoins come in.

美元仍然是全球儲備資產，在全球經濟不確定性時期尤其是相關的。但是人們希望沒有銀行獲得美元，這就是Stablecoins進來的地方。

Stablecoins like USD Coin (USDC) and Tether (USDT) have become the de facto savings and spending tools in emerging markets and crisis zones. We’ve entered a new era of money, where the dollar isn’operability, and is being minted on-chain, powered by borderless and frictionless infrastructure.

USD Coin（USDC）和Tether（USDT）之類的Stablecoins已成為新興市場和危機區域中的實際儲蓄和支出工具。我們進入了一個新的金錢時代，美元不使用，並且正在綁在鏈上，由無邊界和無摩擦的基礎設施提供支持。

Stablecoins like USDC, USDT, PayPal USD (PYUSD), and now yield-bearing alternatives like Ethena USDe (USDE), are processing billions daily, not as speculative assets but as functional currency. In places like Nigeria, they’re already replacing failing local money.

USDC，USDT，PayPal USD（Pyusd）和現在的屈服替代品（如Ethena USDE（USDE））等穩定的銷售人員每天都在處理數十億美元，而不是投機性資產，而是功能貨幣。在尼日利亞這樣的地方，他們已經取代了當地貨幣的失敗。

Nigerian web3 startups have raised over $130m to date as stablecoin use is on the rise. Argentinians are ditching pesos for USDT and USDC at record rates as they’re facing inflation at 200%. When fiat currencies become unstable, as is the case with hyperinflation, for example, people look for alternatives. Bitcoin was an alternative. However, digital dollars or stablecoins are now the primary choice.

迄今為止，隨著使用Stablecoin的使用正在上升，尼日利亞的Web3初創公司已籌集了超過1.3億美元。阿根廷人正在以創紀錄的速度為USDT和USDC拋棄比索，因為他們面臨200％的通貨膨脹率。當法定​​貨幣變得不穩定時，例如，過度通貨膨脹的情況也是如此，人們尋找替代方案。比特幣是另一種選擇。但是，數字美元或穩定幣現在是主要選擇。

The signs are all there that the dollar is migrating on-chain, and the institutions that don’옅

這些跡象表明，美元正在鏈上遷移，而沒有'옅的機構