底特律房地產獲得區塊鏈的提升：紐約的加密抵押

探索區塊鏈，尤其是比特幣，如何搖晃底特律房地產市場，提供新的融資選擇並增強加密貨幣持有人的能力。

Yo, Detroit! The Motor City's real estate scene is about to get a serious upgrade, thanks to the power of blockchain. Forget those dusty old mortgage applications and get ready for a taste of the future where Bitcoin isn't just digital gold, it's your ticket to owning a piece of the D.

喲，底特律！由於區塊鏈的力量，汽車城的房地產現場即將進行認真的升級。忘記那些塵土飛揚的舊抵押貸款應用，並為未來的未來做好準備，而比特幣不僅是數字黃金，也是擁有D。

Bitcoin Mortgages: A Game Changer for Crypto Holders

比特幣抵押：加密貨幣持有人的遊戲規則改變者

For too long, Bitcoin holders faced a tough choice: sell your crypto and pay those hefty capital gains taxes to buy a home, or stay out of the real estate game. But now, things are changing. Bitcoin mortgages are emerging as a legit alternative, allowing you to leverage your crypto assets without cashing out.

長期以來，比特幣持有人面臨著一個艱難的選擇：出售您的加密貨幣，並繳納大量資本利得稅以購買房屋，或者留在房地產遊戲中。但是現在，情況正在發生變化。比特幣抵押貸款正在成為合法的替代方案，使您可以在不兌現的情況下利用加密貨幣資產。

The Federal Housing Finance Agency is even telling Fannie Mae and Freddie Mac to get with the times and consider crypto holdings when assessing mortgage risk. That's right, your Bitcoin could actually help you qualify for a loan. However, income tests are still a thing. So, you'll need to show some taxable income.

聯邦住房融資機構甚至告訴房利美和弗雷迪·麥克（Freddie Mac）與《紐約時報》（Times）在一起，並在評估抵押貸款風險時考慮加密貨幣。沒錯，您的比特幣實際上可以幫助您獲得貸款資格。但是，收入測試仍然是一回事。因此，您需要顯示一些應稅收入。

Bitcoin-Backed Loans: Keep Your Crypto, Buy Your Dream Home

比特幣支持的貸款：保留您的加密貨幣，買您的夢想家園

Now, here's where things get really interesting. Bitcoin-backed loans let you use your Bitcoin as collateral without selling it. This is huge! You get to keep your crypto, avoid capital gains taxes, and still snag that sweet Detroit property. It's all about preserving wealth and maximizing flexibility.

現在，這是事情變得非常有趣的地方。由比特幣支持的貸款可讓您不出售比特幣作為抵押品。這很大！您必須保持加密貨幣，避免資本利得稅，並仍然搶走那個甜美的底特律財產。這一切都是關於保存財富和最大化靈活性。

Traditional underwriting can be a total drag, but borrowing against Bitcoin simplifies everything. Your creditworthiness is based solely on your Bitcoin holdings, no need to jump through hoops with income verification and other red tape. Bitcoin's global liquidity and 24/7 trading make it a perfect form of collateral.

傳統的承銷可能是一個完全的阻力，但是藉用比特幣可以簡化一切。您的信譽僅基於您的比特幣持有量，無需通過收入驗證和其他繁文tape節跳過籃球。比特幣的全球流動性和24/7的交易使其成為抵押品的完美形式。

The Democratization of Finance: Bitcoin Empowers the Underdog

財務民主化：比特幣賦予了失敗者的能力

This is about more than just buying houses; it's about financial freedom. Bitcoin-backed loans give access to financial tools for those often excluded from traditional banking systems. It aligns with the vision of Bitcoin as a tool for empowerment, enabling anyone to convert their assets into hard money and opt out of unfair systems.

這不僅僅是購買房屋。這是關於財務自由的。由比特幣支持的貸款為經常被排除在傳統銀行系統中的人提供了財務工具。它符合比特幣作為賦權工具的願景，使任何人都可以將其資產轉換為硬錢並選擇退出不公平的系統。

What’s Next for Detroit Real Estate and Blockchain?

底特律房地產和區塊鏈的下一步是什麼？

As more major players enter the lending market, expect rates for bitcoin-backed loans to drop. These loans could become as common as home equity lines of credit, offering global access to real estate investments. Imagine leveraging your digital wealth to achieve real-life dreams without sacrificing your crypto.

隨著越來越多的主要參與者進入貸款市場，預期比特幣支持的貸款的利率會下降。這些貸款可能與房屋淨值信貸線一樣普遍，從而為全球提供房地產投資。想像一下，利用您的數字財富來實現現實生活中的夢，而無需犧牲您的加密貨幣。

Final Thoughts: A New Era for Detroit Real Estate

最終想法：底特律房地產的新時代

Detroit, get ready for a new era of real estate. With Bitcoin mortgages and Bitcoin-backed loans, the game is changing. It's about empowering individuals, leveraging digital assets, and building a future where financial freedom is within reach. So, keep stacking those sats and get ready to own your piece of the D!

底特律，為房地產的新時代做好準備。隨著比特幣抵押和比特幣支持的貸款，遊戲正在發生變化。這是關於賦予個人權力，利用數字資產以及建立財務自由能達到的未來。因此，請繼續堆疊那些坐著，準備擁有您的D！