底特律房地产获得区块链的提升：纽约的加密抵押

探索区块链，尤其是比特币，如何摇晃底特律房地产市场，提供新的融资选择并增强加密货币持有人的能力。

Yo, Detroit! The Motor City's real estate scene is about to get a serious upgrade, thanks to the power of blockchain. Forget those dusty old mortgage applications and get ready for a taste of the future where Bitcoin isn't just digital gold, it's your ticket to owning a piece of the D.

哟，底特律！由于区块链的力量，汽车城的房地产现场即将进行认真的升级。忘记那些尘土飞扬的旧抵押贷款应用，并为未来的未来做好准备，而比特币不仅是数字黄金，也是拥有D。

Bitcoin Mortgages: A Game Changer for Crypto Holders

比特币抵押：加密货币持有人的游戏规则改变者

For too long, Bitcoin holders faced a tough choice: sell your crypto and pay those hefty capital gains taxes to buy a home, or stay out of the real estate game. But now, things are changing. Bitcoin mortgages are emerging as a legit alternative, allowing you to leverage your crypto assets without cashing out.

长期以来，比特币持有人面临着一个艰难的选择：出售您的加密货币，并缴纳大量资本利得税以购买房屋，或者留在房地产游戏中。但是现在，情况正在发生变化。比特币抵押贷款正在成为合法的替代方案，使您可以在不兑现的情况下利用加密货币资产。

The Federal Housing Finance Agency is even telling Fannie Mae and Freddie Mac to get with the times and consider crypto holdings when assessing mortgage risk. That's right, your Bitcoin could actually help you qualify for a loan. However, income tests are still a thing. So, you'll need to show some taxable income.

联邦住房融资机构甚至告诉房利美和弗雷迪·麦克（Freddie Mac）与《纽约时报》（Times）在一起，并在评估抵押贷款风险时考虑加密货币。没错，您的比特币实际上可以帮助您获得贷款资格。但是，收入测试仍然是一回事。因此，您需要显示一些应税收入。

Bitcoin-Backed Loans: Keep Your Crypto, Buy Your Dream Home

比特币支持的贷款：保留您的加密货币，买您的梦想家园

Now, here's where things get really interesting. Bitcoin-backed loans let you use your Bitcoin as collateral without selling it. This is huge! You get to keep your crypto, avoid capital gains taxes, and still snag that sweet Detroit property. It's all about preserving wealth and maximizing flexibility.

现在，这是事情变得非常有趣的地方。由比特币支持的贷款可让您不出售比特币作为抵押品。这很大！您必须保持加密货币，避免资本利得税，并仍然抢走那个甜美的底特律财产。这一切都是关于保存财富和最大化灵活性。

Traditional underwriting can be a total drag, but borrowing against Bitcoin simplifies everything. Your creditworthiness is based solely on your Bitcoin holdings, no need to jump through hoops with income verification and other red tape. Bitcoin's global liquidity and 24/7 trading make it a perfect form of collateral.

传统的承销可能是一个完全的阻力，但是借用比特币可以简化一切。您的信誉仅基于您的比特币持有量，无需通过收入验证和其他繁文tape节跳过篮球。比特币的全球流动性和24/7的交易使其成为抵押品的完美形式。

The Democratization of Finance: Bitcoin Empowers the Underdog

财务民主化：比特币赋予了失败者的能力

This is about more than just buying houses; it's about financial freedom. Bitcoin-backed loans give access to financial tools for those often excluded from traditional banking systems. It aligns with the vision of Bitcoin as a tool for empowerment, enabling anyone to convert their assets into hard money and opt out of unfair systems.

这不仅仅是购买房屋。这是关于财务自由的。由比特币支持的贷款为经常被排除在传统银行系统中的人提供了财务工具。它符合比特币作为赋权工具的愿景，使任何人都可以将其资产转换为硬钱并选择退出不公平的系统。

What’s Next for Detroit Real Estate and Blockchain?

底特律房地产和区块链的下一步是什么？

As more major players enter the lending market, expect rates for bitcoin-backed loans to drop. These loans could become as common as home equity lines of credit, offering global access to real estate investments. Imagine leveraging your digital wealth to achieve real-life dreams without sacrificing your crypto.

随着越来越多的主要参与者进入贷款市场，预期比特币支持的贷款的利率会下降。这些贷款可能与房屋净值信贷线一样普遍，从而为全球提供房地产投资。想象一下，利用您的数字财富来实现现实生活中的梦，而无需牺牲您的加密货币。

Final Thoughts: A New Era for Detroit Real Estate

最终想法：底特律房地产的新时代

Detroit, get ready for a new era of real estate. With Bitcoin mortgages and Bitcoin-backed loans, the game is changing. It's about empowering individuals, leveraging digital assets, and building a future where financial freedom is within reach. So, keep stacking those sats and get ready to own your piece of the D!

底特律，为房地产的新时代做好准备。随着比特币抵押和比特币支持的贷款，游戏正在发生变化。这是关于赋予个人权力，利用数字资产以及建立财务自由能达到的未来。因此，请继续堆叠那些坐着，准备拥有您的D！