解密加密：比特幣的現實世界實用程序和財務的未來

探索比特幣的演變，超越了猜測，其在日常生活中的實用應用以及解密的加密網絡研討會系列的見解。

Decrypting Crypto: Bitcoin's Real-World Utility and the Future of Finance

解密加密：比特幣的現實世界實用程序和財務的未來

Forget the hype, can you actually buy a loaf of bread with Bitcoin? The 'Decrypting Crypto' webinar series dives deep into whether crypto's promise of real-world use is finally taking root, from South Africa's townships to your local grocery store.

忘了炒作，您實際上可以購買帶比特幣的麵包嗎？ “解密加密”網絡研討會系列深入研究了加密貨幣對現實世界使用的承諾是否終於紮根，從南非的鄉鎮到您當地的雜貨店。

Bitcoin's Evolution: From Speculation to Practical Application

比特幣的演變：從猜測到實際應用

Bitcoin's journey from a niche digital asset to a potentially usable currency has been a wild one. While exchanges exist to convert Bitcoin to fiat, the real question is: can ordinary folks actually use it in their daily lives? According to the latest 'Decrypting Crypto' webinar, the answer is a cautiously optimistic yes.

比特幣從利基數字資產到潛在可用貨幣的旅程一直是一種瘋狂的貨幣。儘管存在交流以將比特幣轉換為菲亞特，但真正的問題是：普通人可以在日常生活中實際使用它嗎？根據最新的“解密加密”網絡研討會，答案是一個謹慎樂觀的是。

Held on July 10, 2025, the webinar, featuring Binance Africa's Larry Cooke and Bitcoin Ekasi founder Hermann Vivier, explored the growing practicality of cryptocurrency. It's not just about investment anymore; it's about utility.

2025年7月10日舉行的網絡研討會舉辦，由非洲非洲的拉里·庫克（Larry Cooke）和比特幣Ekasi創始人赫爾曼·維維爾（Hermann Vivier）舉行，探討了加密貨幣的實用性越來越大。這不僅僅是投資；這是關於實用程序。

Building a Bitcoin Economy: The Ekasi Experiment

建立比特幣經濟：Ekasi實驗

Hermann Vivier's work with Bitcoin Ekasi in Mossel Bay, South Africa, exemplifies this shift. Inspired by El Salvador's Bitcoin Beach, the project aims to create a circular economy around Bitcoin. Salaries are paid in crypto, and local businesses are encouraged to accept it. It's a grassroots effort to demonstrate Bitcoin's viability as a medium of exchange.

赫爾曼·維維爾（Hermann Vivier）與南非莫塞爾灣（Mossel Bay）的比特幣埃卡西（Ekasi）的合作，體現了這一轉變。受薩爾瓦多比特幣海灘的啟發，該項目旨在在比特幣周圍創造循環經濟。薪水是在加密貨幣上支付的，並鼓勵當地企業接受。這是一種基層的努力，以證明比特幣的生存能力是一種交換媒介。

“We’ve onboarded about 50 businesses in the community,” Vivier said. “We currently pay 22 staff salaries entirely in Bitcoin. The coaches at Surfer Kids use that money to buy essentials like groceries and electricity. Where Bitcoin isn’t accepted, I sometimes convert to rand – but the goal is for crypto to be used as is.”

Vivier說：“我們已經登上了社區中約50家業務。” “我們目前完全用比特幣支付了22個員工薪水。衝浪者的教練用這些錢購買雜貨和電力等必需品。在不接受比特幣的地方，我有時會轉換為蘭德 - 但目標是讓加密貨幣原樣使用。”

Everyday Use Cases: Groceries and Beyond

日常用例：雜貨及以後

Larry Cooke highlights the growing utility of crypto, both personally and institutionally. He uses his Binance wallet to pay for groceries at Pick n Pay via the Lightning Network, a fast and cheap transaction layer built on top of Bitcoin. This showcases how crypto can integrate into existing financial systems.

拉里·庫克（Larry Cooke）在個人和機構上強調了加密貨幣的日益增長的效用。他使用他的binance錢包來支付Pick n Pay的雜貨，這是一個快速廉價的交易層，建在比特幣頂部。這展示了加密方式如何集成到現有的金融系統中。

He distinguishes between personal utility – how individuals make their money more efficient – and general utility, where a broader ecosystem enables spending and saving with crypto.

他區分了個人效用 - 個人如何使他們的資金更加高效 - 一般公用事業，在這個更廣泛的生態系統可以通過加密貨幣進行支出和儲蓄。

The Challenges Ahead: Volatility, Regulation, and Education

未來的挑戰：波動，法規和教育

Of course, challenges remain. Bitcoin's volatility is a major concern, although Vivier argues that fiat currencies in some African countries are just as unstable. Regulation is also crucial, and Africa has an opportunity to get it right. Education is paramount, as many people have been burned by past crypto hype.

當然，仍然存在挑戰。比特幣的波動性是一個主要問題，儘管Vivier認為一些非洲國家的法定貨幣同樣不穩定。法規也是至關重要的，非洲有機會使它正確。教育至關重要，因為許多人被過去的加密炒作所燒毀。

The webinar emphasized the need for interoperability between crypto and traditional financial systems. It's not about replacing banks but about offering new ways to move and store value.

網絡研討會強調了加密系統與傳統金融系統之間需要互操作性的必要性。這不是要取代銀行，而是要提供新的移動和存儲價值方式。

A Word of Caution: El Salvador's Lesson

注意：薩爾瓦多的課程

El Salvador's experience with Bitcoin adoption serves as a cautionary tale. While the country's embrace of Bitcoin generated initial excitement, challenges related to public acceptance, technical issues with the Chivo wallet, and Bitcoin's inherent volatility have tempered expectations. The IMF has expressed concerns about El Salvador's economic stability, highlighting the risks of relying heavily on a volatile cryptocurrency.

埃爾·薩爾瓦多（El Salvador）對比特幣採用的經驗是一個警示性的故事。儘管該國對比特幣的擁抱產生了最初的興奮，但與公眾接受有關，chivo錢包的技術問題以及比特幣固有的波動性的挑戰已經降低了期望。國際貨幣基金組織對薩爾瓦多的經濟穩定表示擔憂，強調了嚴重依賴揮發性加密貨幣的風險。

Final Thoughts: A Paradigm Shift in Progress

最終想法：範式轉變

So, is crypto useful yet? Yes, but we're still in the early stages. From Mossel Bay townships to Pick n Pay checkouts, Bitcoin is finding real-world applications. The key to broader adoption lies in community education, smart regulation, and practical use cases. The future isn't about crypto versus banks; it's about how they can work together.

那麼，加密貨幣有用嗎？是的，但是我們仍處於早期階段。從Mossel Bay鄉鎮挑選N薪結帳，比特幣正在尋找現實世界中的應用程序。更廣泛採用的關鍵在於社區教育，智能監管和實際用例。未來與銀行與銀行無關。這是關於他們如何一起工作的。

As Cooke wisely put it,

正如庫克明智地說的那樣，