解密加密：比特币的现实世界实用程序和财务的未来

探索比特币的演变，超越了猜测，其在日常生活中的实用应用以及解密的加密网络研讨会系列的见解。

Decrypting Crypto: Bitcoin's Real-World Utility and the Future of Finance

解密加密：比特币的现实世界实用程序和财务的未来

Forget the hype, can you actually buy a loaf of bread with Bitcoin? The 'Decrypting Crypto' webinar series dives deep into whether crypto's promise of real-world use is finally taking root, from South Africa's townships to your local grocery store.

忘了炒作，您实际上可以购买带比特币的面包吗？ “解密加密”网络研讨会系列深入研究了加密货币对现实世界使用的承诺是否终于扎根，从南非的乡镇到您当地的杂货店。

Bitcoin's Evolution: From Speculation to Practical Application

比特币的演变：从猜测到实际应用

Bitcoin's journey from a niche digital asset to a potentially usable currency has been a wild one. While exchanges exist to convert Bitcoin to fiat, the real question is: can ordinary folks actually use it in their daily lives? According to the latest 'Decrypting Crypto' webinar, the answer is a cautiously optimistic yes.

比特币从利基数字资产到潜在可用货币的旅程一直是一种疯狂的货币。尽管存在交流以将比特币转换为菲亚特，但真正的问题是：普通人可以在日常生活中实际使用它吗？根据最新的“解密加密”网络研讨会，答案是一个谨慎乐观的是。

Held on July 10, 2025, the webinar, featuring Binance Africa's Larry Cooke and Bitcoin Ekasi founder Hermann Vivier, explored the growing practicality of cryptocurrency. It's not just about investment anymore; it's about utility.

2025年7月10日举行的网络研讨会举办，由非洲非洲的拉里·库克（Larry Cooke）和比特币Ekasi创始人赫尔曼·维维尔（Hermann Vivier）举行，探讨了加密货币的实用性越来越大。这不仅仅是投资；这是关于实用程序。

Building a Bitcoin Economy: The Ekasi Experiment

建立比特币经济：Ekasi实验

Hermann Vivier's work with Bitcoin Ekasi in Mossel Bay, South Africa, exemplifies this shift. Inspired by El Salvador's Bitcoin Beach, the project aims to create a circular economy around Bitcoin. Salaries are paid in crypto, and local businesses are encouraged to accept it. It's a grassroots effort to demonstrate Bitcoin's viability as a medium of exchange.

赫尔曼·维维尔（Hermann Vivier）与南非莫塞尔湾（Mossel Bay）的比特币埃卡西（Ekasi）的合作，体现了这一转变。受萨尔瓦多比特币海滩的启发，该项目旨在在比特币周围创造循环经济。薪水是在加密货币上支付的，并鼓励当地企业接受。这是一种基层的努力，以证明比特币的生存能力是一种交换媒介。

“We’ve onboarded about 50 businesses in the community,” Vivier said. “We currently pay 22 staff salaries entirely in Bitcoin. The coaches at Surfer Kids use that money to buy essentials like groceries and electricity. Where Bitcoin isn’t accepted, I sometimes convert to rand – but the goal is for crypto to be used as is.”

Vivier说：“我们已经登上了社区中约50家业务。” “我们目前完全用比特币支付了22个员工薪水。冲浪者的教练用这些钱购买杂货和电力等必需品。在不接受比特币的地方，我有时会转换为兰德 - 但目标是让加密货币原样使用。”

Everyday Use Cases: Groceries and Beyond

日常用例：杂货及以后

Larry Cooke highlights the growing utility of crypto, both personally and institutionally. He uses his Binance wallet to pay for groceries at Pick n Pay via the Lightning Network, a fast and cheap transaction layer built on top of Bitcoin. This showcases how crypto can integrate into existing financial systems.

拉里·库克（Larry Cooke）在个人和机构上强调了加密货币的日益增长的效用。他使用他的binance钱包来支付Pick n Pay的杂货，这是一个快速廉价的交易层，建在比特币顶部。这展示了加密方式如何集成到现有的金融系统中。

He distinguishes between personal utility – how individuals make their money more efficient – and general utility, where a broader ecosystem enables spending and saving with crypto.

他区分了个人效用 - 个人如何使他们的资金更加高效 - 一般公用事业，在这个更广泛的生态系统可以通过加密货币进行支出和储蓄。

The Challenges Ahead: Volatility, Regulation, and Education

未来的挑战：波动，法规和教育

Of course, challenges remain. Bitcoin's volatility is a major concern, although Vivier argues that fiat currencies in some African countries are just as unstable. Regulation is also crucial, and Africa has an opportunity to get it right. Education is paramount, as many people have been burned by past crypto hype.

当然，仍然存在挑战。比特币的波动性是一个主要问题，尽管Vivier认为一些非洲国家的法定货币同样不稳定。法规也是至关重要的，非洲有机会使它正确。教育至关重要，因为许多人被过去的加密炒作所烧毁。

The webinar emphasized the need for interoperability between crypto and traditional financial systems. It's not about replacing banks but about offering new ways to move and store value.

网络研讨会强调了加密系统与传统金融系统之间需要互操作性的必要性。这不是要取代银行，而是要提供新的移动和存储价值方式。

A Word of Caution: El Salvador's Lesson

注意：萨尔瓦多的课程

El Salvador's experience with Bitcoin adoption serves as a cautionary tale. While the country's embrace of Bitcoin generated initial excitement, challenges related to public acceptance, technical issues with the Chivo wallet, and Bitcoin's inherent volatility have tempered expectations. The IMF has expressed concerns about El Salvador's economic stability, highlighting the risks of relying heavily on a volatile cryptocurrency.

埃尔·萨尔瓦多（El Salvador）对比特币采用的经验是一个警示性的故事。尽管该国对比特币的拥抱产生了最初的兴奋，但与公众接受有关，chivo钱包的技术问题以及比特币固有的波动性的挑战已经降低了期望。国际货币基金组织对萨尔瓦多的经济稳定表示担忧，强调了严重依赖挥发性加密货币的风险。

Final Thoughts: A Paradigm Shift in Progress

最终想法：范式转变

So, is crypto useful yet? Yes, but we're still in the early stages. From Mossel Bay townships to Pick n Pay checkouts, Bitcoin is finding real-world applications. The key to broader adoption lies in community education, smart regulation, and practical use cases. The future isn't about crypto versus banks; it's about how they can work together.

那么，加密货币有用吗？是的，但是我们仍处于早期阶段。从Mossel Bay乡镇挑选N薪结帐，比特币正在寻找现实世界中的应用程序。更广泛采用的关键在于社区教育，智能监管和实际用例。未来与银行与银行无关。这是关于他们如何一起工作的。

As Cooke wisely put it,

正如库克明智地说的那样，