託管、代幣化貨幣市場基金和 DeFi 收益率：紐約視角

探索機構託管、代幣化貨幣市場基金和 DeFi 收益率的交叉點，深入了解最新趨勢和機遇。

Custody, Tokenized MMFs, and DeFi Yields: A New York Perspective

託管、代幣化貨幣市場基金和 DeFi 收益率：紐約視角

The world of digital assets is constantly evolving. From secure custody solutions to innovative yield-generating strategies, here’s the lowdown on 'Custody, Tokenized MMFs, DeFi Yields'—bridging traditional finance (TradFi) with decentralized finance (DeFi).

數字資產的世界在不斷發展。從安全託管解決方案到創新的收益生成策略，以下是“託管、代幣化 MMF、DeFi 收益”的內幕——將傳統金融 (TradFi) 與去中心化金融 (DeFi) 聯繫起來。

The Rise of Institutional-Grade Custody

機構級託管的興起

Let's be real, institutions aren't just going to jump into crypto without a safety net. That's where regulated custody comes in. Fireblocks Trust Company, regulated by the New York Department of Financial Services (NYDFS), is stepping up to meet the demand for secure digital asset storage. They're partnering with big names like Galaxy Digital and Bakkt to offer top-notch security. This isn't just about keeping assets safe; it's about building trust and legitimacy in the crypto space.

說實話，機構不會在沒有安全網的情況下就進入加密貨幣領域。這就是受監管託管的用武之地。受紐約金融服務部 (NYDFS) 監管的 Fireblocks Trust Company 正在加緊努力滿足安全數字資產存儲的需求。他們與 Galaxy Digital 和 Bakkt 等知名公司合作，提供一流的安全性。這不僅僅是為了保證資產安全；更是為了保護資產。這是關於在加密貨幣領域建立信任和合法性。

Adam Levine, CEO of Fireblocks Trust Company, nailed it when he said regulated custody is the “catalyst” for institutional adoption. And Matt Walsh from Castle Island? He’s right on the money emphasizing that compliance and security are non-negotiable.

Fireblocks Trust Company 首席執行官 Adam Levine 指出，受監管的託管是機構採用的“催化劑”。還有城堡島的馬特·沃爾什（Matt Walsh）嗎？他強調合規性和安全性是不容談判的，這一點是正確的。

Tokenized Money Market Funds (MMFs) Enter the Scene

代幣化貨幣市場基金（MMF）登場

Now, let's talk about yield. Everyone wants a piece of that DeFi pie, but without the regulatory headache. AlloyX, a Hong Kong-based stablecoin infrastructure firm, is shaking things up with their Real Yield Token (RYT). This tokenized MMF gives stablecoin holders access to institutional-grade yields, all while playing nice with DeFi strategies on the Polygon network. Standard Chartered Bank (Hong Kong) is even overseeing the custody of the underlying assets.

現在，我們來談談產量。每個人都想分一杯羹，但又不想遇到監管難題。 AlloyX 是一家總部位於香港的穩定幣基礎設施公司，其 Real Yield Token (RYT) 正在改變現狀。這種代幣化的 MMF 使穩定幣持有者能夠獲得機構級的收益率，同時與 Polygon 網絡上的 DeFi 策略很好地配合。渣打銀行（香港）甚至還負責監管基礎資產的託管。

What makes RYT stand out? It's all about the “looping” strategy. Users can recursively supply tokens as collateral and borrow against them, boosting on-chain utility and potential yields. Dr. Thomas Zhu, CEO of AlloyX Group, gets it – it's about blending DeFi liquidity with a transparent, audited cash management layer.

是什麼讓 RYT 脫穎而出？這都是關於“循環”策略的。用戶可以遞歸地提供代幣作為抵押品並以代幣為抵押進行借貸，從而提高鏈上效用和潛在收益率。 AlloyX Group 首席執行官 Thomas Zhu 博士明白了——這就是將 DeFi 流動性與透明、經過審計的現金管理層相結合。

DeFi Yield Opportunities: Venus Protocol on Arbitrum

Defi 收益機會：關於仲裁員的維納斯協議

Speaking of yield, Venus Protocol is making waves on Arbitrum. They're offering some juicy APYs, like 10.7% on Ethereum deposits and 9% on Tether’s USDT balances. This is a big deal for users looking to maximize profits while hanging out in the Arbitrum network. Venus already offers money-making opportunities on the Arbitrum blockchain, including WETH, ARB, WBTC, and USDC, all with lucrative annual percentage returns.

說到收益，Venus Protocol 正在 Arbitrum 上掀起波瀾。他們提供一些豐厚的年利率，例如以太坊存款 10.7%，Tether 的 USDT 餘額 9%。對於在 Arbitrum 網絡中尋求利潤最大化的用戶來說，這是一件大事。 Venus 已經在 Arbitrum 區塊鏈上提供了賺錢的機會，包括 WETH、ARB、WBTC 和 USDC，所有這些都具有豐厚的年百分比回報。

My Two Satoshis

我的兩個中本聰

Here's my take: The convergence of custody, tokenized MMFs, and DeFi yields is a game-changer. Institutions want in, but they need the right infrastructure. Regulated custodians like Fireblocks are paving the way, while innovative platforms like AlloyX and Venus Protocol are creating new avenues for yield generation. We're seeing a maturing ecosystem where TradFi and DeFi are starting to dance together.

我的看法是：託管、代幣化 MMF 和 DeFi 收益率的融合將改變遊戲規則。機構想要加入，但他們需要合適的基礎設施。 Fireblocks 等受監管的託管機構正在鋪平道路，而 AlloyX 和 Venus Protocol 等創新平台正在為收益創造創造新途徑。我們看到了一個成熟的生態系統，TradFi 和 DeFi 開始共舞。

Looking Ahead

展望未來

The institutional crypto custody market is projected to reach $15.75 billion by 2034, growing at 14.53% annually. With regulatory clarity and growing institutional demand, the future looks bright. So, keep your eyes peeled, folks. The world of digital assets is just getting started.

到 2034 年，機構加密託管市場預計將達到 157.5 億美元，每年增長 14.53%。隨著監管的明確性和不斷增長的機構需求，未來看起來一片光明。所以，各位，請擦亮眼睛。數字資產的世界才剛剛開始。

Wrapping Up

總結

So, there you have it – custody, tokenized MMFs, and DeFi yields, all wrapped up in a neat little package. The crypto world never sleeps, and neither should you. Stay curious, stay informed, and maybe, just maybe, you'll strike gold in this digital frontier. Peace out!

現在，您已經擁有了——託管、代幣化 MMF 和 DeFi 收益率，全部都包含在一個簡潔的小包中。加密世界從不睡覺，你也不應該。保持好奇心，保持信息靈通，也許，只是也許，您會在這個數字前沿淘到金子。平安歸來！