托管、代币化货币市场基金和 DeFi 收益率：纽约视角

探索机构托管、代币化货币市场基金和 DeFi 收益率的交叉点，深入了解最新趋势和机遇。

Custody, Tokenized MMFs, and DeFi Yields: A New York Perspective

托管、代币化货币市场基金和 DeFi 收益率：纽约视角

The world of digital assets is constantly evolving. From secure custody solutions to innovative yield-generating strategies, here’s the lowdown on 'Custody, Tokenized MMFs, DeFi Yields'—bridging traditional finance (TradFi) with decentralized finance (DeFi).

数字资产的世界在不断发展。从安全托管解决方案到创新的收益生成策略，以下是“托管、代币化 MMF、DeFi 收益”的内幕——将传统金融 (TradFi) 与去中心化金融 (DeFi) 联系起来。

The Rise of Institutional-Grade Custody

机构级托管的兴起

Let's be real, institutions aren't just going to jump into crypto without a safety net. That's where regulated custody comes in. Fireblocks Trust Company, regulated by the New York Department of Financial Services (NYDFS), is stepping up to meet the demand for secure digital asset storage. They're partnering with big names like Galaxy Digital and Bakkt to offer top-notch security. This isn't just about keeping assets safe; it's about building trust and legitimacy in the crypto space.

说实话，机构不会在没有安全网的情况下就进入加密货币领域。这就是受监管托管的用武之地。受纽约金融服务部 (NYDFS) 监管的 Fireblocks Trust Company 正在加紧努力满足安全数字资产存储的需求。他们与 Galaxy Digital 和 Bakkt 等知名公司合作，提供一流的安全性。这不仅仅是为了保证资产安全；更是为了保护资产。这是关于在加密货币领域建立信任和合法性。

Adam Levine, CEO of Fireblocks Trust Company, nailed it when he said regulated custody is the “catalyst” for institutional adoption. And Matt Walsh from Castle Island? He’s right on the money emphasizing that compliance and security are non-negotiable.

Fireblocks Trust Company 首席执行官 Adam Levine 指出，受监管的托管是机构采用的“催化剂”。还有城堡岛的马特·沃尔什（Matt Walsh）吗？他强调合规性和安全性是不容谈判的，这一点是正确的。

Tokenized Money Market Funds (MMFs) Enter the Scene

代币化货币市场基金（MMF）登场

Now, let's talk about yield. Everyone wants a piece of that DeFi pie, but without the regulatory headache. AlloyX, a Hong Kong-based stablecoin infrastructure firm, is shaking things up with their Real Yield Token (RYT). This tokenized MMF gives stablecoin holders access to institutional-grade yields, all while playing nice with DeFi strategies on the Polygon network. Standard Chartered Bank (Hong Kong) is even overseeing the custody of the underlying assets.

现在，我们来谈谈产量。每个人都想分一杯羹，但又不想遇到监管难题。 AlloyX 是一家总部位于香港的稳定币基础设施公司，正在通过其 Real Yield Token (RYT) 来改变现状。这种代币化的 MMF 使稳定币持有者能够获得机构级的收益率，同时与 Polygon 网络上的 DeFi 策略很好地配合。渣打银行（香港）甚至还负责监管基础资产的托管。

What makes RYT stand out? It's all about the “looping” strategy. Users can recursively supply tokens as collateral and borrow against them, boosting on-chain utility and potential yields. Dr. Thomas Zhu, CEO of AlloyX Group, gets it – it's about blending DeFi liquidity with a transparent, audited cash management layer.

是什么让 RYT 脱颖而出？这都是关于“循环”策略的。用户可以递归地提供代币作为抵押品并以代币为抵押进行借贷，从而提高链上效用和潜在收益率。 AlloyX Group 首席执行官 Thomas Zhu 博士明白了——这就是将 DeFi 流动性与透明、经过审计的现金管理层相结合。

DeFi Yield Opportunities: Venus Protocol on Arbitrum

Defi 收益机会：关于仲裁员的维纳斯协议

Speaking of yield, Venus Protocol is making waves on Arbitrum. They're offering some juicy APYs, like 10.7% on Ethereum deposits and 9% on Tether’s USDT balances. This is a big deal for users looking to maximize profits while hanging out in the Arbitrum network. Venus already offers money-making opportunities on the Arbitrum blockchain, including WETH, ARB, WBTC, and USDC, all with lucrative annual percentage returns.

说到收益，Venus Protocol 正在 Arbitrum 上掀起波澜。他们提供一些丰厚的年利率，例如以太坊存款 10.7%，Tether 的 USDT 余额 9%。对于在 Arbitrum 网络中寻求利润最大化的用户来说，这是一件大事。 Venus 已经在 Arbitrum 区块链上提供了赚钱的机会，包括 WETH、ARB、WBTC 和 USDC，所有这些都具有丰厚的年百分比回报。

My Two Satoshis

我的两个中本聪

Here's my take: The convergence of custody, tokenized MMFs, and DeFi yields is a game-changer. Institutions want in, but they need the right infrastructure. Regulated custodians like Fireblocks are paving the way, while innovative platforms like AlloyX and Venus Protocol are creating new avenues for yield generation. We're seeing a maturing ecosystem where TradFi and DeFi are starting to dance together.

我的看法是：托管、代币化 MMF 和 DeFi 收益率的融合将改变游戏规则。机构想要加入，但他们需要合适的基础设施。 Fireblocks 等受监管的托管机构正在铺平道路，而 AlloyX 和 Venus Protocol 等创新平台正在为收益创造创造新途径。我们看到了一个成熟的生态系统，TradFi 和 DeFi 开始共舞。

Looking Ahead

展望未来

The institutional crypto custody market is projected to reach $15.75 billion by 2034, growing at 14.53% annually. With regulatory clarity and growing institutional demand, the future looks bright. So, keep your eyes peeled, folks. The world of digital assets is just getting started.

到 2034 年，机构加密托管市场预计将达到 157.5 亿美元，每年增长 14.53%。随着监管的明确性和不断增长的机构需求，未来看起来一片光明。所以，各位，请擦亮眼睛。数字资产的世界才刚刚开始。

Wrapping Up

总结

So, there you have it – custody, tokenized MMFs, and DeFi yields, all wrapped up in a neat little package. The crypto world never sleeps, and neither should you. Stay curious, stay informed, and maybe, just maybe, you'll strike gold in this digital frontier. Peace out!

现在，您已经拥有了——托管、代币化 MMF 和 DeFi 收益率，全部都包含在一个简洁的小包中。加密世界从不睡觉，你也不应该。保持好奇心，保持信息灵通，也许，只是也许，您会在这个数字前沿淘到金子。平安归来！