5 個非託管錢包，讓您可以用您的代幣抵押以獲得高年收益，同時保持優勢

對於優先考慮安全性和資產成長能力的加密貨幣用戶來說，非託管錢包現在是必不可少的工具

Non-custodial wallets are becoming increasingly popular among cryptocurrency users who prioritize both security and the ability to grow their assets. Unlike custodial wallets offered by exchanges like Binance or Bitgo, non-custodial wallets give users full control of their private keys, minimizing the risks of third-party theft or fraud.

非託管錢包在加密貨幣用戶中越來越受歡迎，他們優先考慮安全性和資產增長能力。與 Binance 或 Bitgo 等交易所提供的託管錢包不同，非託管錢包讓用戶完全控制自己的私鑰，從而最大限度地降低第三方盜竊或詐欺的風險。

Many non-custodial wallets also offer staking opportunities. This is an increasingly popular investment method in the crypto universe that allows users to earn passive income by committing their assets to support blockchain networks.

許多非託管錢包也提供質押機會。這是加密領域中越來越流行的投資方法，允許用戶透過將資產投入支援區塊鏈網路來賺取被動收入。

In this guide, we’ll showcase some of the best non-custodial wallets for staking, starting with NOW Wallet, a top wallet that is best known for offering competitive rewards, customizable staking periods, and user-friendly interface.

在本指南中，我們將展示一些最好的用於質押的非託管錢包，首先是NOW Wallet，這是一款頂級錢包，以提供有競爭力的獎勵、可自訂的質押期限和用戶友好的介面而聞名。

1. NOW Wallet: Combining Flexibility, Security, and High Rewards

1. NOW 皮夾：集彈性、安全性和高回報於一體

NOW Wallet, developed by the instant crypto exchange ChangeNOW, is designed to make staking easy and rewarding for everyone, whether you’re just getting started or have years of experience in crypto. One of the more attractive features is the flexibility offered in staking periods, allowing investors to choose from durations of 1, 3, 6, 12, 24, and 36 months. This level of customization is rare in the market but NOW Wallet does a good job in making it easier to align your staking strategy with your financial objectives.

NOW 錢包由即時加密貨幣交易所 ChangeNOW 開發，旨在讓每個人都能輕鬆進行質押並獲得回報，無論您是剛入門還是擁有多年的加密貨幣經驗。更具吸引力的功能之一是質押期限的靈活性，允許投資者選擇 1、3、6、12、24 和 36 個月的期限。這種程度的客製化在市場上很少見，但 NOW Wallet 做得很好，讓您更輕鬆地將質押策略與財務目標保持一致。

If you’re looking for superior returns, NOW Wallet delivers. Staking Tron (TRX) on NOW Wallet, for example, offers some of the best APYs in the market at 5% a year. For comparison, Coinbase offers a lower 4.65% yield, while Kraken’s rates start at just 3%. The best part of NOW Wallet’s staking platform is you don’t need much to get started as staking requires just one token with a minimum duration of only one month.

如果您正在尋找豐厚的回報，NOW Wallet 可以滿足您的需求。例如，在 NOW 錢包上質押 Tron (TRX)，可以以每年 5% 的利率提供市場上一些最好的 APY。相比之下，Coinbase 的收益率較低，為 4.65%，而 Kraken 的收益率起價僅為 3%。 NOW Wallet 質押平台的最佳部分是您不需要太多就可以開始，因為質押只需要一個代幣，且最短持續時間僅為一個月。

For those looking for even higher returns, staking the wallet’s native NOW Token (NOW) can generate up to an impressive 6.25% yearly return, with profits distributed on a weekly basis. Of course, you can also stake popular coins like Solana (SOL) and Cardano (ADA), among several others.

對於那些尋求更高回報的人來說，質押錢包的原生 NOW 代幣 (NOW) 可以產生高達 6.25% 的令人印象深刻的年回報，利潤按週分配。當然，您也可以質押 Solana (SOL) 和 Cardano (ADA) 等流行代幣。

NOW Wallet also supports crypto purchases in over 60 fiat currencies through bank accounts and Visa/MasterCard, making it easy to buy cryptocurrencies directly within the app and immediately start staking them afterwards. Note that, although NOW Wallet can be used without registration or KYC, KYC is required for fiat-to-crypto and crypto-to-fiat transactions through its partner services. The wallet also enables cross-chain swaps, allowing users to seamlessly exchange cryptocurrencies across more than 70 blockchains directly within the app.

NOW Wallet 也支援透過銀行帳戶和 Visa/MasterCard 以 60 多種法定貨幣購買加密貨幣，讓您可以輕鬆地直接在應用程式內購買加密貨幣，然後立即開始抵押。請注意，雖然 NOW 錢包無需註冊或 KYC 即可使用，但透過其合作夥伴服務進行法幣到加密貨幣和加密貨幣到法幣交易時需要 KYC。該錢包還支援跨鏈交換，允許用戶直接在應用程式內跨 70 多個區塊鏈無縫交換加密貨幣。

With availability on mobile (Google Play and App Store), desktop (macOS, Windows, and Linux), and web platforms, NOW Wallet is designed to manage your portfolio and stake your assets whenever and wherever you want.

NOW 錢包可在行動裝置（Google Play 和 App Store）、桌面裝置（macOS、Windows 和 Linux）和 Web 平台上使用，旨在隨時隨地管理您的投資組合並抵押您的資產。

2. Trust Wallet: A Solid Choice for Simplicity

2. Trust Wallet：簡單的可靠選擇

Trust Wallet boasts a solid reputation among the crypto community for its simplicity and ease of use, especially for beginners. Its user-friendly interface makes staking hassle-free as rewards are deposited into the user’s wallet.

Trust Wallet 因其簡單易用而在加密社群中享有盛譽，尤其是對於初學者而言。其用戶友好的介面使獎勵無憂無慮地存入用戶的錢包中。

Trust Wallet supports staking for many of the popular tokens, including Binance Coin (BNB), Cosmos (ATOM), and Tron (TRX). Users can take advantage of multiple opportunities to earn passive income and have the staking rewards deposited automatically into their wallet.

Trust Wallet 支持許多流行代幣的質押，包括幣安幣 (BNB)、Cosmos (ATOM) 和 Tron (TRX)。用戶可以利用多種機會賺取被動收入，並將質押獎勵自動存入他們的錢包。

Trust Wallet may not be the best choice for all investors as staking terms are dictated by individual blockchain networks. This means investors have limited choice in the lock-up periods for some tokens. As such, Trust Wallet isn’t necessarily the top choice for investors who need flexibility and in some cases require faster access to their funds.

Trust Wallet 可能不是所有投資者的最佳選擇，因為質押條款由各個區塊鏈網路決定。這意味著投資者在某些代幣的鎖定期內的選擇有限。因此，對於需要靈活性並且在某些情況下需要更快地獲取資金的投資者來說，Trust Wallet 不一定是首選。

3. Exodus Wallet: A Sleek and Intuitive Experience

3. Exodus 皮夾：時尚直覺的體驗

Exodus Wallet is well known among the crypto community and is certainly a fan favorite. In 2021, the company raised $59 million in five days, mostly from non-accredited retail investors. Management made good use of its raise and now designs a beautiful interface that is also convenient for managing and staking crypto assets.

Exodus 錢包在加密社群中眾所周知，並且無疑是粉絲的最愛。 2021 年，該公司在 5 天內籌集了 5,900 萬美元，大部分來自未經認可的散戶投資者。管理層充分利用了其籌集的資金，現在設計了一個漂亮的介面，也方便管理和質押加密資產。

Staking is available for popular tokens like Solana (SOL), Cardano (ADA), and Cosmos (ATOM) and this wallet scores near perfect points at providing transparent displays of APYs, earnings, and staking progress. This all guarantees users fully understand the rates and the amount of rewards that they’re about to get. It’s also this attention to detail that makes Exodus particularly appealing for users who value in-app portfolio tracking and enjoy monitoring their staking performance directly within the wallet.

質押可用於 Solana (SOL)、Cardano (ADA) 和 Cosmos (ATOM) 等流行代幣，而該錢包在透明顯示 APY、收益和質押進度方面得分近乎完美。這一切都保證了用戶完全了解他們將獲得的費率和獎勵金額。正是這種對細節的關注，使得 Exodus 對於重視應用程式內投資組合追蹤並喜歡直接在錢包內監控其質押表現的用戶特別有吸引力。

However, Exodus lacks some important security features, such as two-factor authentication and multisignature support, which poses a major concern for crypto stakers who could risk losing both their initial and staked assets if something goes wrong.

然而，Exodus 缺乏一些重要的安全功能，例如雙重認證和多重簽名支持，這給加密貨幣抵押者帶來了主要擔憂，如果出現問題，他們可能會面臨失去初始資產和抵押資產的風險。

4. Ledger Live: Unmatched Security for Staking

4. Ledger Live：無與倫比的質押安全性

Ledger was founded in 2014 when the crypto industry was still in its very early stages of growth and security options were

Ledger 成立於 2014 年，當時加密貨幣產業仍處於發展的早期階段，安全選項也很有限。