5 个非托管钱包，让您可以用您的代币抵押以获得高年收益，同时保持优势

对于优先考虑安全性和资产增长能力的加密货币用户来说，非托管钱包现在是必不可少的工具

Non-custodial wallets are becoming increasingly popular among cryptocurrency users who prioritize both security and the ability to grow their assets. Unlike custodial wallets offered by exchanges like Binance or Bitgo, non-custodial wallets give users full control of their private keys, minimizing the risks of third-party theft or fraud.

非托管钱包在加密货币用户中越来越受欢迎，他们优先考虑安全性和资产增长能力。与 Binance 或 Bitgo 等交易所提供的托管钱包不同，非托管钱包让用户完全控制自己的私钥，从而最大限度地降低第三方盗窃或欺诈的风险。

Many non-custodial wallets also offer staking opportunities. This is an increasingly popular investment method in the crypto universe that allows users to earn passive income by committing their assets to support blockchain networks.

许多非托管钱包也提供质押机会。这是加密领域中越来越流行的投资方法，允许用户通过将资产投入支持区块链网络来赚取被动收入。

In this guide, we’ll showcase some of the best non-custodial wallets for staking, starting with NOW Wallet, a top wallet that is best known for offering competitive rewards, customizable staking periods, and user-friendly interface.

在本指南中，我们将展示一些最好的用于质押的非托管钱包，首先是 NOW Wallet，这是一款顶级钱包，以提供有竞争力的奖励、可定制的质押期限和用户友好的界面而闻名。

1. NOW Wallet: Combining Flexibility, Security, and High Rewards

1. NOW 钱包：集灵活性、安全性和高回报于一体

NOW Wallet, developed by the instant crypto exchange ChangeNOW, is designed to make staking easy and rewarding for everyone, whether you’re just getting started or have years of experience in crypto. One of the more attractive features is the flexibility offered in staking periods, allowing investors to choose from durations of 1, 3, 6, 12, 24, and 36 months. This level of customization is rare in the market but NOW Wallet does a good job in making it easier to align your staking strategy with your financial objectives.

NOW 钱包由即时加密货币交易所 ChangeNOW 开发，旨在让每个人都能轻松进行质押并获得回报，无论您是刚入门还是拥有多年的加密货币经验。更具吸引力的功能之一是质押期限的灵活性，允许投资者选择 1、3、6、12、24 和 36 个月的期限。这种级别的定制在市场上很少见，但 NOW Wallet 做得很好，让您更轻松地将质押策略与财务目标保持一致。

If you’re looking for superior returns, NOW Wallet delivers. Staking Tron (TRX) on NOW Wallet, for example, offers some of the best APYs in the market at 5% a year. For comparison, Coinbase offers a lower 4.65% yield, while Kraken’s rates start at just 3%. The best part of NOW Wallet’s staking platform is you don’t need much to get started as staking requires just one token with a minimum duration of only one month.

如果您正在寻找丰厚的回报，NOW Wallet 可以满足您的需求。例如，在 NOW 钱包上质押 Tron (TRX)，可以以每年 5% 的利率提供市场上一些最好的 APY。相比之下，Coinbase 的收益率较低，为 4.65%，而 Kraken 的收益率起价仅为 3%。 NOW Wallet 质押平台的最佳部分是您不需要太多就可以开始，因为质押只需要一个代币，且最短持续时间仅为一个月。

For those looking for even higher returns, staking the wallet’s native NOW Token (NOW) can generate up to an impressive 6.25% yearly return, with profits distributed on a weekly basis. Of course, you can also stake popular coins like Solana (SOL) and Cardano (ADA), among several others.

对于那些寻求更高回报的人来说，质押钱包的原生 NOW 代币 (NOW) 可以产生高达 6.25% 的令人印象深刻的年回报，利润按周分配。当然，您还可以质押 Solana (SOL) 和 Cardano (ADA) 等流行代币。

NOW Wallet also supports crypto purchases in over 60 fiat currencies through bank accounts and Visa/MasterCard, making it easy to buy cryptocurrencies directly within the app and immediately start staking them afterwards. Note that, although NOW Wallet can be used without registration or KYC, KYC is required for fiat-to-crypto and crypto-to-fiat transactions through its partner services. The wallet also enables cross-chain swaps, allowing users to seamlessly exchange cryptocurrencies across more than 70 blockchains directly within the app.

NOW Wallet 还支持通过银行账户和 Visa/MasterCard 以 60 多种法定货币购买加密货币，让您可以轻松地直接在应用程序内购买加密货币，然后立即开始抵押。请注意，虽然 NOW 钱包无需注册或 KYC 即可使用，但通过其合作伙伴服务进行法币到加密货币和加密货币到法币交易时需要 KYC。该钱包还支持跨链交换，允许用户直接在应用程序内跨 70 多个区块链无缝交换加密货币。

With availability on mobile (Google Play and App Store), desktop (macOS, Windows, and Linux), and web platforms, NOW Wallet is designed to manage your portfolio and stake your assets whenever and wherever you want.

NOW 钱包可在移动设备（Google Play 和 App Store）、桌面设备（macOS、Windows 和 Linux）和 Web 平台上使用，旨在随时随地管理您的投资组合并抵押您的资产。

2. Trust Wallet: A Solid Choice for Simplicity

2. Trust Wallet：简单的可靠选择

Trust Wallet boasts a solid reputation among the crypto community for its simplicity and ease of use, especially for beginners. Its user-friendly interface makes staking hassle-free as rewards are deposited into the user’s wallet.

Trust Wallet 因其简单易用而在加密社区中享有盛誉，尤其是对于初学者而言。其用户友好的界面使奖励无忧无虑地存入用户的钱包中。

Trust Wallet supports staking for many of the popular tokens, including Binance Coin (BNB), Cosmos (ATOM), and Tron (TRX). Users can take advantage of multiple opportunities to earn passive income and have the staking rewards deposited automatically into their wallet.

Trust Wallet 支持许多流行代币的质押，包括币安币 (BNB)、Cosmos (ATOM) 和 Tron (TRX)。用户可以利用多种机会赚取被动收入，并将质押奖励自动存入他们的钱包。

Trust Wallet may not be the best choice for all investors as staking terms are dictated by individual blockchain networks. This means investors have limited choice in the lock-up periods for some tokens. As such, Trust Wallet isn’t necessarily the top choice for investors who need flexibility and in some cases require faster access to their funds.

Trust Wallet 可能不是所有投资者的最佳选择，因为质押条款由各个区块链网络决定。这意味着投资者在某些代币的锁定期内的选择有限。因此，对于需要灵活性并且在某些情况下需要更快地获取资金的投资者来说，Trust Wallet 不一定是首选。

3. Exodus Wallet: A Sleek and Intuitive Experience

3. Exodus 钱包：时尚直观的体验

Exodus Wallet is well known among the crypto community and is certainly a fan favorite. In 2021, the company raised $59 million in five days, mostly from non-accredited retail investors. Management made good use of its raise and now designs a beautiful interface that is also convenient for managing and staking crypto assets.

Exodus 钱包在加密社区中众所周知，并且无疑是粉丝的最爱。 2021 年，该公司在 5 天内筹集了 5900 万美元，大部分来自未经认可的散户投资者。管理层充分利用了其筹集的资金，现在设计了一个漂亮的界面，也方便管理和质押加密资产。

Staking is available for popular tokens like Solana (SOL), Cardano (ADA), and Cosmos (ATOM) and this wallet scores near perfect points at providing transparent displays of APYs, earnings, and staking progress. This all guarantees users fully understand the rates and the amount of rewards that they’re about to get. It’s also this attention to detail that makes Exodus particularly appealing for users who value in-app portfolio tracking and enjoy monitoring their staking performance directly within the wallet.

质押可用于 Solana (SOL)、Cardano (ADA) 和 Cosmos (ATOM) 等流行代币，并且该钱包在透明显示 APY、收益和质押进度方面得分近乎完美。这一切都保证了用户完全了解他们将获得的费率和奖励金额。正是这种对细节的关注，使得 Exodus 对于重视应用内投资组合跟踪并喜欢直接在钱包内监控其质押表现的用户特别有吸引力。

However, Exodus lacks some important security features, such as two-factor authentication and multisignature support, which poses a major concern for crypto stakers who could risk losing both their initial and staked assets if something goes wrong.

然而，Exodus 缺乏一些重要的安全功能，例如双因素身份验证和多重签名支持，这给加密货币抵押者带来了主要担忧，如果出现问题，他们可能会面临失去初始资产和抵押资产的风险。

4. Ledger Live: Unmatched Security for Staking

4. Ledger Live：无与伦比的质押安全性

Ledger was founded in 2014 when the crypto industry was still in its very early stages of growth and security options were

Ledger 成立于 2014 年，当时加密货币行业仍处于发展的早期阶段，安全选项也很有限。