關於加密貨幣您需要了解的一切：如何投資、在哪裡消費等等

加密貨幣仍被認為處於起步階段，該市場被描述為不成熟的投資市場。

People can now pay for big-ticket items like Teslas and Microsoft products with cryptocurrency. Some companies are even offering incentives to early investors in the form of presale tokens.

現在人們可以用加密貨幣購買特斯拉和微軟產品等大件商品。有些公司甚至以預售代幣的形式向早期投資者提供誘因。

Cryptocurrency is still a relatively new asset class, but it is quickly gaining traction. Big names like Microsoft and NewEgg already take cryptocurrency payments, and as long as people continue to spend it, it is likely that more organizations will join the fray.

加密貨幣仍然是一種相對較新的資產類別，但它正在迅速獲得關注。微軟和 NewEgg 等大公司已經開始接受加密貨幣支付，只要人們繼續使用加密貨幣，很可能會有更多組織加入競爭。

Although cryptocurrency is still considered to be in its infancy, and the market is described by Investopedia as being an immature investment market, Bitcoin has existed since 2009 and, since then, thousands of new coins and tokens have launched. Some of those new coins have made early investors large sums of money, although they are extremely volatile and do carry a high degree of risk.

儘管加密貨幣仍被認為處於起步階段，並且Investopedia 將該市場描述為不成熟的投資市場，但比特幣自2009 年以來就已經存在，從那時起，已經推出了數千種新硬幣和代幣。其中一些新代幣已經為早期投資者帶來了巨額資金，儘管它們的波動性極大且確實具有很高的風險。

To compensate early investors for this risk, presale tokens offer incentives to buyers. Some of the best crypto presale initiatives yield additional coins, while airdrops mean that randomly selected buyers receive Bitcoin or other currencies as bonuses.

為了補償早期投資者的這種風險，預售代幣向買家提供誘因。一些最好的加密貨幣預售計劃會產生額外的硬幣，而空投意味著隨機選擇的買家會收到比特幣或其他貨幣作為獎金。

Crypto writer Kane Pepi points to NEO as a shining example of the potential upside offered to early investors – at presale, it was available for $0.032 before going on to hit a peak price of nearly $200. Hitting both the low and the high would have netted investors a return of over 600,000% in three years.

加密貨幣作家 Kane Pepi 指出，NEO 是向早期投資者提供潛在上漲空間的一個光輝例子——預售時，它的售價為 0.032 美元，隨後達到了近 200 美元的峰值價格。同時觸及最低點和最高點將使投資者在三年內獲得超過 600,000% 的回報。

If you want to invest in cryptocurrency but don’t know where to start, exchange-traded funds have been launched this year, which allow investors to buy without even having to have a crypto wallet or an exchange account. The SEC gave the green light to Bitcoin funds in January and, having given the same go-ahead to Ethereum funds in May, the first ETH ETFs are also now available for purchase.

如果你想投資加密貨幣但不知道從哪裡開始，今年推出了交易所交易基金，投資者甚至無需擁有加密錢包或交易所帳戶即可購買。美國證券交易委員會 (SEC) 在 1 月為比特幣基金開了綠燈，並在 5 月為以太坊基金提供了相同的批准，第一批 ETH ETF 現在也可供購買。

For those who prefer something a little lighter, blockchain gaming has become popular, and it doesn’t have geographic boundaries, so it is a viable option for Vermonters. Some games, known as play-to-earn even reward the player for leveling up or playing the game by giving them cryptocurrency.

對於那些喜歡輕鬆一點的人來說，區塊鏈遊戲已經變得流行，而且它沒有地理界限，因此對於佛蒙特州人來說這是一個可行的選擇。一些稱為「邊玩邊賺」的遊戲甚至會透過給予加密貨幣來獎勵升級或玩遊戲的玩家。

As well as RPG and even Tamagotchi-style games, a lot of online casinos now also accept the likes of Bitcoin, Ethereum, and Dogecoin. Deposits and withdrawals are anonymous, and some offshore casinos do not require ID verification for players using cryptocurrency.

除了角色扮演遊戲甚至是電子寵物遊戲外，許多線上賭場現在也接受比特幣、以太坊和狗狗幣等遊戲。存款和提款都是匿名的，有些離岸賭場不要求使用加密貨幣的玩家進行身份驗證。

Some big companies have started accepting Bitcoin. Microsoft enables users to pay with Bitcoin in its various online stores. You can also buy goods on sites like New Egg, and there are various specialist sites set up specifically for cryptocurrency users. You can now also buy from Tesla’s online store using Dogecoin, although you can only buy merchandise and not an actual Tesla car, just yet.

一些大公司已經開始接受比特幣。微軟允許用戶在其各種線上商店中使用比特幣付款。您也可以在 New Egg 等網站上購買商品，還有專為加密貨幣使用者設定的各種專業網站。現在，您還可以使用狗狗幣從特斯拉的線上商店購買商品，儘管您目前只能購買商品，而不能購買真正的特斯拉汽車。

Another increasingly popular option is the use of Bitpay. Bitpay is a payment gateway. It comes with a Mastercard, but rather than being funded using traditional fiat currency, the Bitpay card allows holders to spend their Bitcoin.

另一個日益流行的選擇是使用 Bitpay。 Bitpay 是一個支付網關。它配備了萬事達卡，但 Bitpay 卡不是使用傳統的法定貨幣進行融資，而是允許持有者使用比特幣。

Rather than scrabbling around to try and find companies that accept Bitcoin as a native payment option, Bitpay holders can pay using crypto at any location that accepts Mastercard payments.

Bitpay 持有者可以在任何接受萬事達卡付款的地點使用加密貨幣進行支付，而不是四處尋找接受比特幣作為本地支付選項的公司。

That means holders can drink in bars, eat at restaurants, buy local goods, and pay for local services or attend local events. The gateway itself converts money before the recipient receives it, which means merchants don’t even know when a customer pays with Bitcoin over Dollars.

這意味著持有者可以在酒吧喝酒、在餐廳吃飯、購買當地商品、支付當地服務或參加當地活動。網關本身會在收款人收到資金之前對其進行轉換，這意味著商家甚至不知道客戶何時使用比特幣而不是美元進行支付。

Bitcoin is still an emerging technology but it is gaining greater acceptance. It is reported by Visual Capitalist that some 15,000 companies around the world accept Bitcoin payments and that number continues to grow.

比特幣仍然是一項新興技術，但它正在獲得越來越多的認可。根據 Visual Capitalist 報導，全球約有 15,000 家公司接受比特幣支付，而且這個數字還在持續成長。

Services like Bitpay enable existing crypto holders to spend their coins while some businesses are realizing the benefits of crypto payments. Merchants face lower fees and shorter transaction times compared to accepting traditional card payments, so while it does take some extra effort to set up as a cryptocurrency merchant, it really can be worth it in the long run.

Bitpay 等服務使現有的加密貨幣持有者能夠使用他們的貨幣，而一些企業正在意識到加密貨幣支付的好處。與接受傳統卡支付相比，商家面臨的費用更低，交易時間更短，因此，雖然建立加密貨幣商家確實需要一些額外的努力，但從長遠來看，這確實是值得的。