关于加密货币您需要了解的一切：如何投资、在哪里消费等等

加密货币仍被认为处于起步阶段，该市场被描述为不成熟的投资市场。

People can now pay for big-ticket items like Teslas and Microsoft products with cryptocurrency. Some companies are even offering incentives to early investors in the form of presale tokens.

人们现在可以用加密货币购买特斯拉和微软产品等大件商品。一些公司甚至以预售代币的形式向早期投资者提供激励。

Cryptocurrency is still a relatively new asset class, but it is quickly gaining traction. Big names like Microsoft and NewEgg already take cryptocurrency payments, and as long as people continue to spend it, it is likely that more organizations will join the fray.

加密货币仍然是一种相对较新的资产类别，但它正在迅速获得关注。微软和 NewEgg 等大公司已经开始接受加密货币支付，只要人们继续使用加密货币，很可能会有更多组织加入竞争。

Although cryptocurrency is still considered to be in its infancy, and the market is described by Investopedia as being an immature investment market, Bitcoin has existed since 2009 and, since then, thousands of new coins and tokens have launched. Some of those new coins have made early investors large sums of money, although they are extremely volatile and do carry a high degree of risk.

尽管加密货币仍被认为处于起步阶段，并且 Investopedia 将该市场描述为不成熟的投资市场，但比特币自 2009 年以来就已经存在，从那时起，已经推出了数千种新硬币和代币。其中一些新代币已经为早期投资者带来了巨额资金，尽管它们的波动性极大且确实具有很高的风险。

To compensate early investors for this risk, presale tokens offer incentives to buyers. Some of the best crypto presale initiatives yield additional coins, while airdrops mean that randomly selected buyers receive Bitcoin or other currencies as bonuses.

为了补偿早期投资者的这种风险，预售代币向买家提供激励。一些最好的加密货币预售计划会产生额外的硬币，而空投意味着随机选择的买家会收到比特币或其他货币作为奖金。

Crypto writer Kane Pepi points to NEO as a shining example of the potential upside offered to early investors – at presale, it was available for $0.032 before going on to hit a peak price of nearly $200. Hitting both the low and the high would have netted investors a return of over 600,000% in three years.

加密货币作家 Kane Pepi 指出，NEO 是向早期投资者提供潜在上涨空间的一个光辉例子——预售时，它的售价为 0.032 美元，随后达到了近 200 美元的峰值价格。同时触及最低点和最高点将使投资者在三年内获得超过 600,000% 的回报。

If you want to invest in cryptocurrency but don’t know where to start, exchange-traded funds have been launched this year, which allow investors to buy without even having to have a crypto wallet or an exchange account. The SEC gave the green light to Bitcoin funds in January and, having given the same go-ahead to Ethereum funds in May, the first ETH ETFs are also now available for purchase.

如果你想投资加密货币但不知道从哪里开始，今年推出了交易所交易基金，投资者甚至无需拥有加密钱包或交易所账户即可购买。美国证券交易委员会 (SEC) 在 1 月份为比特币基金开了绿灯，并在 5 月份为以太坊基金提供了同样的批准，第一批 ETH ETF 现在也可供购买。

For those who prefer something a little lighter, blockchain gaming has become popular, and it doesn’t have geographic boundaries, so it is a viable option for Vermonters. Some games, known as play-to-earn even reward the player for leveling up or playing the game by giving them cryptocurrency.

对于那些喜欢轻松一点的人来说，区块链游戏已经变得流行，而且它没有地理界限，因此对于佛蒙特州人来说这是一个可行的选择。一些称为“边玩边赚钱”的游戏甚至会通过给予加密货币来奖励升级或玩游戏的玩家。

As well as RPG and even Tamagotchi-style games, a lot of online casinos now also accept the likes of Bitcoin, Ethereum, and Dogecoin. Deposits and withdrawals are anonymous, and some offshore casinos do not require ID verification for players using cryptocurrency.

除了角色扮演游戏甚至电子宠物游戏外，许多在线赌场现在也接受比特币、以太坊和狗狗币等游戏。存款和取款都是匿名的，一些离岸赌场不要求使用加密货币的玩家进行身份验证。

Some big companies have started accepting Bitcoin. Microsoft enables users to pay with Bitcoin in its various online stores. You can also buy goods on sites like New Egg, and there are various specialist sites set up specifically for cryptocurrency users. You can now also buy from Tesla’s online store using Dogecoin, although you can only buy merchandise and not an actual Tesla car, just yet.

一些大公司已经开始接受比特币。微软允许用户在其各种在线商店中使用比特币付款。您还可以在 New Egg 等网站上购买商品，还有专门为加密货币用户设置的各种专业网站。现在，您还可以使用狗狗币从特斯拉的在线商店购买商品，尽管您目前只能购买商品，而不能购买真正的特斯拉汽车。

Another increasingly popular option is the use of Bitpay. Bitpay is a payment gateway. It comes with a Mastercard, but rather than being funded using traditional fiat currency, the Bitpay card allows holders to spend their Bitcoin.

另一个日益流行的选择是使用 Bitpay。 Bitpay 是一个支付网关。它配备了万事达卡，但 Bitpay 卡不是使用传统的法定货币进行融资，而是允许持有人使用比特币。

Rather than scrabbling around to try and find companies that accept Bitcoin as a native payment option, Bitpay holders can pay using crypto at any location that accepts Mastercard payments.

Bitpay 持有者可以在任何接受万事达卡付款的地点使用加密货币进行支付，而不是四处寻找接受比特币作为本地支付选项的公司。

That means holders can drink in bars, eat at restaurants, buy local goods, and pay for local services or attend local events. The gateway itself converts money before the recipient receives it, which means merchants don’t even know when a customer pays with Bitcoin over Dollars.

这意味着持有者可以在酒吧喝酒、在餐馆吃饭、购买当地商品、支付当地服务费用或参加当地活动。网关本身会在收款人收到资金之前对其进行转换，这意味着商家甚至不知道客户何时使用比特币而不是美元进行支付。

Bitcoin is still an emerging technology but it is gaining greater acceptance. It is reported by Visual Capitalist that some 15,000 companies around the world accept Bitcoin payments and that number continues to grow.

比特币仍然是一项新兴技术，但它正在获得越来越多的认可。据 Visual Capitalist 报道，全球约有 15,000 家公司接受比特币支付，而且这个数字还在持续增长。

Services like Bitpay enable existing crypto holders to spend their coins while some businesses are realizing the benefits of crypto payments. Merchants face lower fees and shorter transaction times compared to accepting traditional card payments, so while it does take some extra effort to set up as a cryptocurrency merchant, it really can be worth it in the long run.

Bitpay 等服务使现有的加密货币持有者能够使用他们的货币，而一些企业正在意识到加密货币支付的好处。与接受传统卡支付相比，商家面临的费用更低，交易时间更短，因此，虽然建立加密货币商家确实需要一些额外的努力，但从长远来看，这确实是值得的。