荷蘭的加密貨幣和比特幣：外籍人士概述

如果您是荷蘭的僑民，您可能聽說過有關加密貨幣的所有炒作。然而加密世界似乎勢不可擋

An Overview of Cryptocurrency in the Netherlands for Expats

荷蘭外籍人士的加密貨幣概述

Cryptocurrency has taken the world by storm in recent years, and the Netherlands is no exception. With the increasing popularity of digital currencies like Bitcoin and Ethereum, many expats in the country are curious about how to get involved in the crypto market. In this article, we'll provide an overview of cryptocurrency in the Netherlands, including key Dutch terms, valuable online sources, and essential information for foreign investors.

近年來，加密貨幣席捲了世界，荷蘭也不例外。隨著比特幣和以太坊等數位貨幣的日益普及，該國的許多外國人對如何參與加密貨幣市場感到好奇。在本文中，我們將概述荷蘭的加密貨幣，包括關鍵的荷蘭語術語、有價值的線上資源以及外國投資者的基本資訊。

What is Cryptocurrency?

什麼是加密貨幣？

Cryptocurrency is a decentralized digital currency that can be used for transactions without the involvement of a central bank or financial institution. It's secured using cryptography, making it nearly impossible to counterfeit or double-spend. Bitcoin, created in 2009, was the first cryptocurrency, and since then, thousands of others have emerged.

加密貨幣是一種去中心化的數位貨幣，可以在沒有中央銀行或金融機構參與的情況下進行交易。它使用加密技術進行保護，幾乎不可能偽造或雙重支付。比特幣創建於 2009 年，是第一種加密貨幣，從那時起，出現了數千種其他加密貨幣。

An Overview of Bitcoin for Foreign Investors

外國投資者對比特幣的概述

As the first and most well-known cryptocurrency, Bitcoin was created in 2009 by the mysterious Satoshi Nakamoto. Using blockchain technology, this decentralized electronic currency facilitates transactions and generates new coins. Unlike traditional currencies, Bitcoin isn't subject to regulation by a central bank, making it an attractive option for expat investors.

作為第一個也是最著名的加密貨幣，比特幣由神秘的中本聰於 2009 年創建。利用區塊鏈技術，這種去中心化的電子貨幣促進交易並產生新的硬幣。與傳統貨幣不同，比特幣不受中央銀行的監管，這使其成為對外籍投資者有吸引力的選擇。

Over the years, Bitcoin's price has fluctuated significantly, with a record high of USD 73,738.00 on March 14, 2024, and a record low of USD 67.81 on July 6, 2013. These price variations are influenced by factors such as market demand, adoption rates, media coverage, and macroeconomic events. To stay up-to-date on local trends, search for "Bitcoin Koers" (Bitcoin rate) on trusted Dutch news platforms.

多年來，比特幣的價格波動較大，2024年3月14日創下歷史新高73,738.00美元，2013年7月6日創下歷史新低67.81美元。通報和宏觀經濟事件。要了解當地的最新趨勢，請在值得信賴的荷蘭新聞平台上搜尋「Bitcoin Koers」（比特幣匯率）。

Crypto Adoption in the Netherlands and Abroad

荷蘭和國外的加密貨幣採用

Compared to other countries, the Netherlands has a relatively high rate of crypto adoption. This can be attributed in part to the country's innovative culture and its long-standing involvement in the financial services industry. Recently, the Dutch government has also shown support for the crypto industry.

與其他國家相比，荷蘭的加密貨幣採用率相對較高。這在一定程度上要歸功於該國的創新文化及其對金融服務業的長期參與。近期，荷蘭政府也展現了對加密產業的支持。

When it comes to crypto regulation, the Netherlands Financial Authority (AFM) is responsible for supervising the market and reviewing license applications from crypto service providers. They also provide guidance on applying for a license to operate a crypto exchange or custody service.

在加密貨幣監管方面，荷蘭金融管理局（AFM）負責監管市場並審查加密貨幣服務提供者的許可證申請。他們還提供了申請運營加密貨幣交易所或託管服務許可證的指導。

In the realm of digital assets, two significant EU regulations are on the horizon. MiCA, which stands for Markets in Crypto Assets, is being closely monitored by the AFM. They're also preparing for DORA, the Digital Operational Resilience Act, by offering guidance to market participants on how to comply with its provisions.

在數位資產領域，兩項重要的歐盟法規即將出台。 MiCA 代表加密資產市場，正受到 AFM 的密切監控。他們也正在為 DORA（《數位營運彈性法案》）做準備，為市場參與者提供如何遵守其規定的指導。

Budget Day and Crypto Taxes

預算日和加密稅

Budget Day in the Dutch political calendar can have a significant impact on the crypto industry. When it comes to personal taxes, the Dutch Tax Day is usually April 1st. Individual and business income tax returns are due by this date. However, the exact date may vary depending on the taxpayer.

荷蘭政治日曆中的預算日可能會對加密貨幣產業產生重大影響。就個人稅而言，荷蘭納稅日通常是 4 月 1 日。個人和企業所得稅申報表應在此日期之前提交。然而，確切的日期可能會因納稅人的不同而有所不同。

For those residing abroad, the tax rules in the Netherlands can be a bit more complex. If you're a resident of the Netherlands, you'll typically pay taxes on your worldwide income and have to file by April 30th at the latest. This includes any income earned from cryptocurrencies.

對於居住在國外的人來說，荷蘭的稅收規則可能有點複雜。如果您是荷蘭居民，通常需要為全球收入納稅，並且最遲必須在 4 月 30 日之前提交。這包括從加密貨幣賺取的任何收入。

In the Netherlands, cryptocurrency taxation is relatively straightforward. When you sell or trade cryptocurrency at a profit, you'll usually pay capital gains tax. The rate depends on your income, so it's always best to consult with a tax professional to ensure you're meeting all your tax obligations. They can provide guidance on the tax implications of your cryptocurrency transactions and help you report your income accurately.

在荷蘭，加密貨幣稅相對簡單。當您出售或交易加密貨幣以獲取利潤時，您通常需要繳納資本利得稅。稅率取決於您的收入，因此最好諮詢稅務專業人士，以確保您履行所有稅務義務。他們可以就您的加密貨幣交易的稅務影響提供指導，並幫助您準確報告您的收入。

Dutch Sources of Crypto Information

荷蘭加密貨幣資訊來源

If you're interested in learning more about cryptocurrency in Dutch, here are some valuable sources:

如果您有興趣了解更多有關荷蘭語加密貨幣的信息，這裡有一些有價值的資源：

Crypto Insiders: This Dutch platform provides up-to-date news, analysis, and commentary on the cryptocurrency and blockchain industries. They cover a wide range of topics, including market trends, regulatory developments, and emerging technologies.

Crypto Insiders：這個荷蘭平台提供加密貨幣和區塊鏈產業的最新新聞、分析和評論。它們涵蓋廣泛的主題，包括市場趨勢、監管發展和新興技術。

De Financiële Telegraaf: As one of the leading financial newspapers in the Netherlands, De Financiële Telegraaf offers extensive coverage of the crypto market. In their articles, you'll find the latest news, analysis, and commentary from experts in the field.

De Financiële Telegraaf：作為荷蘭領先的財經報紙之一，De Financiële Telegraaf 對加密貨幣市場進行了廣泛的報導。在他們的文章中，您將找到該領域專家的最新新聞、分析和評論。

AFM: The Dutch central bank and financial regulator, AFM, also provides information and guidance on cryptocurrencies. On their website, you can find updates on the regulatory landscape, tips for consumers, and a list of licensed crypto service providers.

AFM：荷蘭中央銀行和金融監管機構 AFM 也提供有關加密貨幣的資訊和指導。在他們的網站上，您可以找到有關監管環境的最新資訊、消費者提示以及獲得許可的加密服務提供者的清單。

Key Dutch Terms Related to Cryptocurrency

與加密貨幣相關的主要荷蘭語術語

Cryptocurrency: Cryptovaluta

加密貨幣：Cryptovaluta

Bitcoin: Bitcoin

比特幣：比特幣

Blockchain: Blockchain

區塊鏈：區塊鏈

NFT: NFT (Non-Fungible Token)

NFT：NFT（不可替代代幣）

DeFi: DeFi (Decentrale Financiën)

DeFi：DeFi（去中心化金融）

Stablecoin: Stablecoin

穩定幣：穩定幣

Coin Bureau: Coin Bureau Nederland

硬幣局：荷蘭硬幣局

Crypto Insiders: Crypto Insiders NL

加密業內人士：加密業內人士 NL

AFM: De Nederlandsche Bank (DNB) en Autoriteit Financiële Markten (AFM)

AFM：荷蘭銀行 (DNB) 和荷蘭金融市場管理局 (AFM)