荷兰的加密货币和比特币：外籍人士概述

如果您是荷兰的侨民，您可能听说过有关加密货币的所有炒作。然而加密世界似乎势不可挡

An Overview of Cryptocurrency in the Netherlands for Expats

荷兰外籍人士的加密货币概述

Cryptocurrency has taken the world by storm in recent years, and the Netherlands is no exception. With the increasing popularity of digital currencies like Bitcoin and Ethereum, many expats in the country are curious about how to get involved in the crypto market. In this article, we'll provide an overview of cryptocurrency in the Netherlands, including key Dutch terms, valuable online sources, and essential information for foreign investors.

近年来，加密货币席卷了世界，荷兰也不例外。随着比特币和以太坊等数字货币的日益普及，该国的许多外国人对如何参与加密货币市场感到好奇。在本文中，我们将概述荷兰的加密货币，包括关键的荷兰语术语、有价值的在线资源以及外国投资者的基本信息。

What is Cryptocurrency?

什么是加密货币？

Cryptocurrency is a decentralized digital currency that can be used for transactions without the involvement of a central bank or financial institution. It's secured using cryptography, making it nearly impossible to counterfeit or double-spend. Bitcoin, created in 2009, was the first cryptocurrency, and since then, thousands of others have emerged.

加密货币是一种去中心化的数字货币，可以在没有中央银行或金融机构参与的情况下进行交易。它使用加密技术进行保护，几乎不可能伪造或双重支付。比特币创建于 2009 年，是第一种加密货币，从那时起，出现了数千种其他加密货币。

An Overview of Bitcoin for Foreign Investors

外国投资者对比特币的概述

As the first and most well-known cryptocurrency, Bitcoin was created in 2009 by the mysterious Satoshi Nakamoto. Using blockchain technology, this decentralized electronic currency facilitates transactions and generates new coins. Unlike traditional currencies, Bitcoin isn't subject to regulation by a central bank, making it an attractive option for expat investors.

作为第一个也是最著名的加密货币，比特币由神秘的中本聪于 2009 年创建。利用区块链技术，这种去中心化的电子货币促进交易并生成新的硬币。与传统货币不同，比特币不受中央银行的监管，这使其成为对外籍投资者有吸引力的选择。

Over the years, Bitcoin's price has fluctuated significantly, with a record high of USD 73,738.00 on March 14, 2024, and a record low of USD 67.81 on July 6, 2013. These price variations are influenced by factors such as market demand, adoption rates, media coverage, and macroeconomic events. To stay up-to-date on local trends, search for "Bitcoin Koers" (Bitcoin rate) on trusted Dutch news platforms.

多年来，比特币的价格波动较大，2024年3月14日创下历史新高73,738.00美元，2013年7月6日创下历史新低67.81美元。这些价格变化受到市场需求、采用率等因素的影响、媒体报道和宏观经济事件。要了解当地的最新趋势，请在值得信赖的荷兰新闻平台上搜索“Bitcoin Koers”（比特币汇率）。

Crypto Adoption in the Netherlands and Abroad

荷兰和国外的加密货币采用

Compared to other countries, the Netherlands has a relatively high rate of crypto adoption. This can be attributed in part to the country's innovative culture and its long-standing involvement in the financial services industry. Recently, the Dutch government has also shown support for the crypto industry.

与其他国家相比，荷兰的加密货币采用率相对较高。这在一定程度上要归功于该国的创新文化及其对金融服务业的长期参与。近期，荷兰政府也表现出了对加密行业的支持。

When it comes to crypto regulation, the Netherlands Financial Authority (AFM) is responsible for supervising the market and reviewing license applications from crypto service providers. They also provide guidance on applying for a license to operate a crypto exchange or custody service.

在加密货币监管方面，荷兰金融管理局（AFM）负责监管市场并审查加密货币服务提供商的许可证申请。他们还提供了申请运营加密货币交易所或托管服务许可证的指导。

In the realm of digital assets, two significant EU regulations are on the horizon. MiCA, which stands for Markets in Crypto Assets, is being closely monitored by the AFM. They're also preparing for DORA, the Digital Operational Resilience Act, by offering guidance to market participants on how to comply with its provisions.

在数字资产领域，两项重要的欧盟法规即将出台。 MiCA 代表加密资产市场，正受到 AFM 的密切监控。他们还正在为 DORA（《数字运营弹性法案》）做准备，为市场参与者提供如何遵守其规定的指导。

Budget Day and Crypto Taxes

预算日和加密税

Budget Day in the Dutch political calendar can have a significant impact on the crypto industry. When it comes to personal taxes, the Dutch Tax Day is usually April 1st. Individual and business income tax returns are due by this date. However, the exact date may vary depending on the taxpayer.

荷兰政治日历中的预算日可能会对加密货币行业产生重大影响。就个人税而言，荷兰纳税日通常是 4 月 1 日。个人和企业所得税申报表应在此日期之前提交。然而，确切的日期可能会因纳税人的不同而有所不同。

For those residing abroad, the tax rules in the Netherlands can be a bit more complex. If you're a resident of the Netherlands, you'll typically pay taxes on your worldwide income and have to file by April 30th at the latest. This includes any income earned from cryptocurrencies.

对于居住在国外的人来说，荷兰的税收规则可能有点复杂。如果您是荷兰居民，您通常需要为全球收入纳税，并且最迟必须在 4 月 30 日之前提交。这包括从加密货币赚取的任何收入。

In the Netherlands, cryptocurrency taxation is relatively straightforward. When you sell or trade cryptocurrency at a profit, you'll usually pay capital gains tax. The rate depends on your income, so it's always best to consult with a tax professional to ensure you're meeting all your tax obligations. They can provide guidance on the tax implications of your cryptocurrency transactions and help you report your income accurately.

在荷兰，加密货币税收相对简单。当您出售或交易加密货币以获取利润时，您通常需要缴纳资本利得税。税率取决于您的收入，因此最好咨询税务专业人士，以确保您履行所有纳税义务。他们可以就您的加密货币交易的税务影响提供指导，并帮助您准确报告您的收入。

Dutch Sources of Crypto Information

荷兰加密货币信息来源

If you're interested in learning more about cryptocurrency in Dutch, here are some valuable sources:

如果您有兴趣了解更多有关荷兰语加密货币的信息，这里有一些有价值的资源：

Crypto Insiders: This Dutch platform provides up-to-date news, analysis, and commentary on the cryptocurrency and blockchain industries. They cover a wide range of topics, including market trends, regulatory developments, and emerging technologies.

Crypto Insiders：这个荷兰平台提供有关加密货币和区块链行业的最新新闻、分析和评论。它们涵盖广泛的主题，包括市场趋势、监管发展和新兴技术。

De Financiële Telegraaf: As one of the leading financial newspapers in the Netherlands, De Financiële Telegraaf offers extensive coverage of the crypto market. In their articles, you'll find the latest news, analysis, and commentary from experts in the field.

De Financiële Telegraaf：作为荷兰领先的财经报纸之一，De Financiële Telegraaf 对加密货币市场进行了广泛的报道。在他们的文章中，您将找到该领域专家的最新新闻、分析和评论。

AFM: The Dutch central bank and financial regulator, AFM, also provides information and guidance on cryptocurrencies. On their website, you can find updates on the regulatory landscape, tips for consumers, and a list of licensed crypto service providers.

AFM：荷兰中央银行和金融监管机构 AFM 还提供有关加密货币的信息和指导。在他们的网站上，您可以找到有关监管环境的最新信息、消费者提示以及获得许可的加密服务提供商的列表。

Key Dutch Terms Related to Cryptocurrency

与加密货币相关的主要荷兰语术语

Cryptocurrency: Cryptovaluta

加密货币：Cryptovaluta

Bitcoin: Bitcoin

比特币：比特币

Blockchain: Blockchain

区块链：区块链

NFT: NFT (Non-Fungible Token)

NFT：NFT（不可替代代币）

DeFi: DeFi (Decentrale Financiën)

DeFi：DeFi（去中心化金融）

Stablecoin: Stablecoin

稳定币：稳定币

Coin Bureau: Coin Bureau Nederland

硬币局：荷兰硬币局

Crypto Insiders: Crypto Insiders NL

加密业内人士：加密业内人士 NL

AFM: De Nederlandsche Bank (DNB) en Autoriteit Financiële Markten (AFM)

AFM：荷兰银行 (DNB) 和荷兰金融市场管理局 (AFM)