加密貨幣將吞噬傳統的財務，因為Coinbase將其專注於分散系統

加密交易所Coinbase（NASDAQ：COIN）首席執行官Brian Armstrong於5月2日加強了該公司對該行業的長期願景

Coinbase (NASDAQ:COIN) CEO Brian Armstrong continues to tout the role of cryptocurrency in the future of finance, stating on Wednesday that crypto is “going to eat most of financial services” and that the firm is “100% focused on crypto.”

Coinbase（NASDAQ：COIN）首席執行官布萊恩·阿姆斯特朗（Brian Armstrong）繼續宣傳加密貨幣在財務未來的作用，並在周三表示，加密貨幣“將要“吃大多數金融服務”，該公司“ 100％專注於加密貨幣”。

What Happened: Armstrong’s comments came as Coinbase provides a series of updates on its lending services. These include USDC loans via decentralized lending protocol Morpho Labs (CRYPTO: MORPH) and bitcoin-backed credit products.

發生了什麼：阿姆斯特朗的評論是因為Coinbase提供了有關其貸款服務的一系列更新。其中包括通過分散貸款協議Morpho Labs（加密：Morph）和比特幣支持的信貸產品的USDC貸款。

As reported by Benzinga previously, adoption of USDC-based loans through Morpho Labs is heating up, with volumes increasing to $120 million in May, according to Max Branzburg, head of consumer products at Coinbase.

正如Benzinga先前報導的那樣，根據Max Branzburg的說法，Coinbase的消費產品負責人Max Branzburg表示，通過Morpho Labs採用基於USDC的貸款正在加熱，量增加到1.2億美元。

“It’s heating up. USDC DEFI [decentralized finance] lending volumes on Morpho went from $0 in Jan to $120M in May (vs $45M in Apr, $14M in Mar, $2M in Feb). Only $265M BTC is used as credit vs >$100x more in "idle" bitcoin.”

“它正在加熱。USDC Defi（分散融資）對Morpho的貸款量從1月份的0美元上漲至5月的1.2億美元（4500萬美元的APR，1400萬美元，3月的1400萬美元，2月2日的2000萬美元）。只有2.65億美元的BTC用作信用額度vs> $ 100X在“ IDLE” BITCOIN中。”

It’s heating up. USDC DEFI lending volumes on Morpho went from $0 in Jan to $120M in May (vs $45M in Apr, $14M in Mar, $2M in Feb, and $0 in Jan). Only $265M BTC is used as credit vs >$100x more bitcoin is "idle." https://t.co/16pW2A9M8x

它正在加熱。 USDC Defi在Morpho上的貸款量從1月份的0美元上漲至5月的1.2億美元（4月4500萬美元，3月1400萬美元，2月2日為2000萬美元，1月1月$ 0）。僅2.65億美元的BTC用作信用vs> $ 100倍的比特幣是“空閒”。 https://t.co/16pw2a9m8x

— Max Branzburg (@maxbranzburg) May 24, 2023

- 麥克斯·布蘭茲堡（@maxbranzburg）2023年5月24日

Earlier this year, Coinbase announced its bitcoin-backed loan service is now fully available to all U.S. users, except those in New York.

今年早些時候，Coinbase宣布其比特幣支持的貸款服務現已完全可供所有美國用戶提供，除了紐約的用戶。

"Great news - we're excited to announce that bitcoin-backed loans are now fully launched and available to all Coinbase customers in the U.S. (except NY). We're also expanding our loan program to include more loan tiers and flexible repayment options. A huge thank you to the teams who worked tirelessly to bring this product to market."

“好消息 - 我們很高興地宣布，現在已經全面推出了比特幣支持的貸款，並向美國的所有Coinbase客戶提供（NY除外）。我們還擴大了我們的貸款計劃，以包括更多的貸款層和靈活的還款選項。非常感謝您疲倦地將該產品帶到市場的團隊。”

Coinbase is also expanding its loan program to include more loan tiers and flexible repayment options.

Coinbase還將擴大其貸款計劃，包括更多的貸款層和靈活的還款選項。

Related Link: Bitcoin Backed Loans Now Available Through Coinbase

相關鏈接：比特幣支持的貸款現已通過Coinbase獲得

Why It’s Important: Credit markets are rapidly moving onchain, according to Armstrong.

為什麼這很重要：據阿姆斯特朗說，信貸市場正在迅速轉移Onchain。

“We eventually want to small business loans, home loans, car loans, uncollateralized loans, etc. Many people in the world don’t have access to credit and we can make it a more efficient (and global) market onchain.”

“我們最終希望提供小型企業貸款，房屋貸款，汽車貸款，不保留的貸款等。世界上許多人無法獲得信貸，我們可以使其成為更有效（和全球）市場的市場。”

Coinbase is making progress in the lending space. Earlier this year, Coinbase announced it is shutting down its Coinbase Credit Union and plans to slash its total workforce by 20%.

Coinbase正在貸款空間中取得進展。今年早些時候，Coinbase宣布將關閉其Coinbase信用合作社，併計劃將其總勞動力削減20％。

Coinbase is currently trading at $71.27 per share.

Coinbase目前的交易價格為每股71.27美元。