加密新聞：ETF指導和SEC披露影響比特幣抵押

比特幣抵押貸款資格取決於拘留，Tradfi有利於受監管的交易所。 SEC披露會影響加密ETF，引發了關於權力下放與控制的辯論。

Crypto News: ETF Guidance and SEC Disclosure Impact Bitcoin Mortgages

加密新聞：ETF指導和SEC披露影響比特幣抵押

The crypto world is buzzing as Bitcoin inches closer to mainstream finance, but not without strings attached. Let's dive into the latest developments concerning Bitcoin, ETF guidance, and SEC disclosure, with a distinctly New Yorker spin.

加密世界正在嗡嗡作響，因為比特幣更接近主流金融，但並非沒有弦。讓我們深入了解有關比特幣，ETF指導和SEC披露的最新發展，並具有明顯的紐約人。

Bitcoin Meets Mortgages: A Conditional Embrace

比特幣遇到抵押：有條件的擁抱

For the first time, US mortgage giants Fannie Mae and Freddie Mac are warming up to the idea of accepting Bitcoin as an asset in mortgage applications. Sounds like a win, right? Not so fast. The US housing regulator, FHFA, is considering crypto holdings stored on US-regulated exchanges for mortgage loan eligibility, potentially changing how housing credit models work.

美國抵押貸款巨頭Fannie Mae和Freddie Mac首次正在接受接受比特幣作為抵押申請中的資產的想法。聽起來像是勝利，對嗎？不那麼快。美國住房監管機構FHFA正在考慮存儲在美國監管的抵押貸款資格的交易所中的加密貨幣，有可能改變住房信貸模型的工作方式。

But here's the catch: only Bitcoin held on regulated US custodial platforms qualifies. That means your cold storage and multisig wallets are out of the game for now. As Swan pointed out, this isn't just about adoption; it's about adoption with conditions. You can play, but only if your Bitcoin plays by their rules—rules designed for control.

但這是捕獲：只有在受監管的美國託管平台上舉行的比特幣才有資格。這意味著您的冷藏和Multisig錢包目前已經不使用。正如天鵝指出的那樣，這不僅僅是收養。這是關於條件採用的。您可以玩，但是只有當您的比特幣按照其規則播放 - 設計用於控制的符號。

The DeFi vs. TradFi Tug-of-War

Defi與Tradfi Tug-of-of tug of tug of tug of tug

This move highlights a larger debate at the intersection of crypto (DeFi) and TradFi: who controls the keys? For now, the mortgage system is sticking with what it knows, recognizing assets within the regulated banking perimeter. Coinbase exchange, for instance, gets a thumbs-up, while your hardware wallet gets the cold shoulder.

此舉強調了在加密貨幣（Defi）和Tradfi的交匯處進行更大的辯論：誰控制了鑰匙？就目前而言，抵押系統正在堅持其所知，並在受規定的銀行外圍承認資產。例如，Coinbase Exchange獲得了大拇指，而您的硬件錢包則獲得了冷肩。

Swan sees this as “phase two” of the legacy system's approach to disruptive technologies: ignore, invite on their terms, and potentially penalize non-compliance down the road. It is a double-edged sword. Only Bitcoin held on regulated US custodial platforms currently qualifies.

天鵝認為這是傳統系統破壞性技術方法的“第二階段”：忽略，邀請他們的條款，並可能對道路的不合規性進行懲罰。這是一把雙刃劍。目前，只有在受監管的美國託管平台上舉行的比特幣才有資格。

Silver Linings and Strategic Moves

銀襯里和戰略動作

Despite the restrictions, Swan sees opportunity for Bitcoiners who understand the terrain. They urge crypto investors to get ahead of the game by holding Bitcoin and leveraging TradFi's rails without ditching self-custody or decentralization. Growing adoption could eventually force lenders to recognize all forms of ownership, not just coins on an exchange.

儘管受到了限制，天鵝為理解地形的比特幣提供了機會。他們敦促加密投資者通過持有比特幣並利用Tradfi的鐵路來領先於遊戲，而不會拋棄自我觀察或權力下放。越來越多的採用最終可能會迫使貸方認識到所有形式的所有權，而不僅僅是交換中的硬幣。

XRP Price Analysis: A Rollercoaster Ride

XRP價格分析：過山車騎行

Meanwhile, XRP's price action has been a bit of a rollercoaster. After failing to break above the $2.320 resistance, XRP started a fresh decline. Technical indicators suggest potential support around $2.150 and $2.120, with resistance near $2.220 and $2.2850. Keep an eye on these levels if you're trading XRP.

同時，XRP的價格動作有點過山車。在未能超過2.320美元的電阻之上後，XRP開始了新的下降。技術指標表明，潛在的支持約為2.150美元和2.120美元，電阻接近2.220美元和2.2850美元。如果您要交易XRP，請密切關注這些級別。

Final Thoughts: Navigating the Crypto Landscape

最終想法：導航加密貨幣景觀

So, what does all this mean? The crypto landscape is evolving, and regulators are trying to keep up. As adoption deepens, pressure will mount for lenders to recognize properly held Bitcoin. Until then, Bitcoiners must choose between financial inclusion and financial sovereignty.

那麼，這意味著什麼？加密景觀正在發展，監管機構正試圖跟上。隨著收養的加深，貸方將承受適當舉行的比特幣的壓力。在此之前，比特幣必須在金融包容和財務主權之間進行選擇。

In a time of adoption-by-invitation, not all Bitcoin is seen as equal, and that matters. The lines between Bitcoin and traditional finance blur unexpectedly.

在逐個啟示的時期，並非所有比特幣都被視為平等，這很重要。比特幣和傳統金融之間的界限意外模糊。

Stay tuned, crypto enthusiasts! The game is afoot, and the rules are still being written.

請繼續關注，加密愛好者！遊戲正在進行中，並且規則仍在編寫。