加密新闻：ETF指导和SEC披露影响比特币抵押

比特币抵押贷款资格取决于拘留，Tradfi有利于受监管的交易所。 SEC披露会影响加密ETF，引发了关于权力下放与控制的辩论。

Crypto News: ETF Guidance and SEC Disclosure Impact Bitcoin Mortgages

加密新闻：ETF指导和SEC披露影响比特币抵押

The crypto world is buzzing as Bitcoin inches closer to mainstream finance, but not without strings attached. Let's dive into the latest developments concerning Bitcoin, ETF guidance, and SEC disclosure, with a distinctly New Yorker spin.

加密世界正在嗡嗡作响，因为比特币更接近主流金融，但并非没有弦。让我们深入了解有关比特币，ETF指导和SEC披露的最新发展，并具有明显的纽约人。

Bitcoin Meets Mortgages: A Conditional Embrace

比特币遇到抵押：有条件的拥抱

For the first time, US mortgage giants Fannie Mae and Freddie Mac are warming up to the idea of accepting Bitcoin as an asset in mortgage applications. Sounds like a win, right? Not so fast. The US housing regulator, FHFA, is considering crypto holdings stored on US-regulated exchanges for mortgage loan eligibility, potentially changing how housing credit models work.

美国抵押贷款巨头Fannie Mae和Freddie Mac首次正在接受接受比特币作为抵押申请中的资产的想法。听起来像是胜利，对吗？不那么快。美国住房监管机构FHFA正在考虑存储在美国监管的抵押贷款资格的交易所中的加密货币，有可能改变住房信贷模型的工作方式。

But here's the catch: only Bitcoin held on regulated US custodial platforms qualifies. That means your cold storage and multisig wallets are out of the game for now. As Swan pointed out, this isn't just about adoption; it's about adoption with conditions. You can play, but only if your Bitcoin plays by their rules—rules designed for control.

但这是捕获：只有在受监管的美国托管平台上举行的比特币才有资格。这意味着您的冷藏和Multisig钱包目前已经不使用。正如天鹅指出的那样，这不仅仅是收养。这是关于条件采用的。您可以玩，但是只有当您的比特币按照其规则播放 - 设计用于控制的符号。

The DeFi vs. TradFi Tug-of-War

Defi与Tradfi Tug-of-of tug of tug of tug of tug

This move highlights a larger debate at the intersection of crypto (DeFi) and TradFi: who controls the keys? For now, the mortgage system is sticking with what it knows, recognizing assets within the regulated banking perimeter. Coinbase exchange, for instance, gets a thumbs-up, while your hardware wallet gets the cold shoulder.

此举强调了在加密货币（Defi）和Tradfi的交汇处进行更大的辩论：谁控制了钥匙？就目前而言，抵押系统正在坚持其所知，并在受规定的银行外围承认资产。例如，Coinbase Exchange获得了大拇指，而您的硬件钱包则获得了冷肩。

Swan sees this as “phase two” of the legacy system's approach to disruptive technologies: ignore, invite on their terms, and potentially penalize non-compliance down the road. It is a double-edged sword. Only Bitcoin held on regulated US custodial platforms currently qualifies.

天鹅认为这是传统系统破坏性技术方法的“第二阶段”：忽略，邀请他们的条款，并可能对道路的不合规性进行惩罚。这是一把双刃剑。目前，只有在受监管的美国托管平台上举行的比特币才有资格。

Silver Linings and Strategic Moves

银衬里和战略动作

Despite the restrictions, Swan sees opportunity for Bitcoiners who understand the terrain. They urge crypto investors to get ahead of the game by holding Bitcoin and leveraging TradFi's rails without ditching self-custody or decentralization. Growing adoption could eventually force lenders to recognize all forms of ownership, not just coins on an exchange.

尽管受到了限制，天鹅为理解地形的比特币提供了机会。他们敦促加密投资者通过持有比特币并利用Tradfi的铁路来领先于游戏，而不会抛弃自我观察或权力下放。越来越多的采用最终可能会迫使贷方认识到所有形式的所有权，而不仅仅是交换中的硬币。

XRP Price Analysis: A Rollercoaster Ride

XRP价格分析：过山车骑行

Meanwhile, XRP's price action has been a bit of a rollercoaster. After failing to break above the $2.320 resistance, XRP started a fresh decline. Technical indicators suggest potential support around $2.150 and $2.120, with resistance near $2.220 and $2.2850. Keep an eye on these levels if you're trading XRP.

同时，XRP的价格动作有点过山车。在未能超过2.320美元的电阻之上后，XRP开始了新的下降。技术指标表明，潜在的支持约为2.150美元和2.120美元，电阻接近2.220美元和2.2850美元。如果您要交易XRP，请密切关注这些级别。

Final Thoughts: Navigating the Crypto Landscape

最终想法：导航加密货币景观

So, what does all this mean? The crypto landscape is evolving, and regulators are trying to keep up. As adoption deepens, pressure will mount for lenders to recognize properly held Bitcoin. Until then, Bitcoiners must choose between financial inclusion and financial sovereignty.

那么，这意味着什么？加密景观正在发展，监管机构正试图跟上。随着收养的加深，贷方将承受适当举行的比特币的压力。在此之前，比特币必须在金融包容和财务主权之间进行选择。

In a time of adoption-by-invitation, not all Bitcoin is seen as equal, and that matters. The lines between Bitcoin and traditional finance blur unexpectedly.

在逐个启示的时期，并非所有比特币都被视为平等，这很重要。比特币和传统金融之间的界限意外模糊。

Stay tuned, crypto enthusiasts! The game is afoot, and the rules are still being written.

请继续关注，加密爱好者！游戏正在进行中，并且规则仍在编写。