康涅狄格州禁止加密投資

雖然我們中的許多州都在潮流中跳上立法，但康涅狄格州卻採取了相當相反的一步。

While a bunch of US states are jumping on the bandwagon to make legislation crypto-friendly, the state of Connecticut has taken a rather antithetical step. Connecticut has passed a law to prohibit the state from investing in Bitcoin (BTC) or in any other virtual currency.

雖然我們中的許多州都在潮流中跳上立法，但康涅狄格州卻採取了相當相反的一步。康涅狄格州已通過一項法律，以禁止該州投資比特幣（BTC）或任何其他虛擬貨幣。

This HB7082 bill, which is officially titled “An Act Concerning the Regulation of Virtual Currency and State Investments,” has levied a ban on the state and local governments from investing in crypto assets.

這項HB7082法案正式命名為“涉及有關虛擬貨幣和州投資的法規”，已徵求對州和地方政府投資加密資產的禁令。

HB7082 bill bans state, local government investment in bitcoin and other virtual currencies. It also imposes several new requirements on money transmitters.

HB7082 Bill BANS州，地方政府對比特幣和其他虛擬貨幣的投資。它還對貨幣發射機施加了幾個新要求。

“The bill prohibits the state and any local government, political subdivision, or instrumentality of the state from accepting, holding, or investing in any virtual currencies. It also prohibits any such entity from using any virtual currency to pay any obligation of the state or any local government, political subdivision, or instrumentality of the state.”

“該法案禁止國家和任何地方政府，國家的政治細分或工具接受，持有或投資任何虛擬貨幣。它還禁止任何此類實體使用任何虛擬貨幣來支付國家或任何地方政府，政治分支機構，國家或工具的任何義務。”

Apart from direct impositions against cryptocurrencies, HB7082 has also introduced new strict laws for crypto businesses within Connecticut’s jurisdiction. In the wake of these regulations, payment applications handling crypto assets in Connecticut are required to verify parental consent for users under the age of 18.

除了對加密貨幣的直接徵收外，HB7082還針對康涅狄格州管轄範圍內的加密業務介紹了新的嚴格法律。在這些法規之後，需要在康涅狄格州處理加密資產的付款申請才能驗證18歲以下用戶的父母同意。

The legislation also requires that crypto businesses must adhere to strict anti-money laundering (AML) compliance.

該立法還要求加密貨幣企業必須遵守嚴格的反洗錢（AML）合規性。

This move especially goes against the current trends in the US, which show that around 48% of Americans are adding crypto to their retirement savings.

這一舉動尤其違背了美國的當前趨勢，該趨勢表明，約有48％的美國人正在為退休儲蓄增加加密貨幣。

Moreover, when it comes to other jurisdictions, several states have been working to approve Bitcoin and cryptocurrencies as part of their financial reserve plans and so on. For instance, Arizona is set to become the first US state to officially incorporate Bitcoin into its public investment strategy, after the recent passing of the Arizona Strategic Bitcoin Reserve Act by the state legislature. In fact, as many as 20 US states have been pursuing pro-crypto bills. Recently, Louisiana announced that it will form a committee to study artificial intelligence (AI), blockchain, and cryptocurrency.

此外，當涉及其他司法管轄區時，一些州一直在努力批准比特幣和加密貨幣，作為其金融儲備計劃的一部分，等等。例如，在州立法機關最近通過了《亞利桑那戰略比特幣儲備法》之後，亞利桑那州將成為第一個將比特幣正式納入其公共投資戰略的州。實際上，多達20個美國州一直在追求親克賴普託法案。最近，路易斯安那州宣布將組成一個研究人工智能（AI），區塊鍊和加密貨幣的委員會。

New Hampshire, on the other hand, has already approved a bill that allows the treasurer to invest up to 5 percent of public funds from the general fund and other authorized funds in these assets, with digital assets limited to those with a market capitalization over $500 billion.

另一方面，新罕布什爾州已經批准了一項法案，該法案允許財務主管從普通基金和這些資產中的其他授權資金中投資多達5％的公共資金，其中數字資產僅限於市場資本化超過500億美元的人。

Meanwhile, Alabama, Iowa, and Georgia are some of the states that did pursue crypto bills but have already dropped the idea.

同時，阿拉巴馬州，愛荷華州和佐治亞州是一些確實追求加密票據但已經放棄了這個想法的州。

These crypto efforts are especially significant given the adoption of cryptos in the US. A recent study reveals that over half of Gen Z are already investing in retirement funds in crypto, followed closely by Millennials.

考慮到美國採用加密貨幣，這些加密貨幣尤其重要。最近的一項研究表明，Z代超過一半已經投資於加密貨幣的退休基金，緊隨其後的是千禧一代。

Moreover, the appetite for digital assets is only increasing. Sixty percent of respondents in the study said they plan to strengthen their crypto allocations in their retirement savings. Notably, two-thirds of Gen Z investors are planning to expand their crypto investments, which shows a growing belief in the long-term value of cryptocurrencies.

此外，對數字資產的胃口只會增加。這項研究中有60％的受訪者表示，他們計劃在退休儲蓄中加強加密分配。值得注意的是，Z世代投資者中有三分之二計劃擴大其加密投資，這表明對加密貨幣的長期價值的信念越來越大。