康涅狄格州禁止加密投资

虽然我们中的许多州都在潮流中跳上立法，但康涅狄格州却采取了相当相反的一步。

While a bunch of US states are jumping on the bandwagon to make legislation crypto-friendly, the state of Connecticut has taken a rather antithetical step. Connecticut has passed a law to prohibit the state from investing in Bitcoin (BTC) or in any other virtual currency.

虽然我们中的许多州都在潮流中跳上立法，但康涅狄格州却采取了相当相反的一步。康涅狄格州已通过一项法律，以禁止该州投资比特币（BTC）或任何其他虚拟货币。

This HB7082 bill, which is officially titled “An Act Concerning the Regulation of Virtual Currency and State Investments,” has levied a ban on the state and local governments from investing in crypto assets.

这项HB7082法案正式命名为“涉及有关虚拟货币和州投资的法规”，已征求对州和地方政府投资加密资产的禁令。

HB7082 bill bans state, local government investment in bitcoin and other virtual currencies. It also imposes several new requirements on money transmitters.

HB7082 Bill BANS州，地方政府对比特币和其他虚拟货币的投资。它还对货币发射机施加了几个新要求。

“The bill prohibits the state and any local government, political subdivision, or instrumentality of the state from accepting, holding, or investing in any virtual currencies. It also prohibits any such entity from using any virtual currency to pay any obligation of the state or any local government, political subdivision, or instrumentality of the state.”

“该法案禁止国家和任何地方政府，国家的政治细分或工具接受，持有或投资任何虚拟货币。它还禁止任何此类实体使用任何虚拟货币来支付国家或任何地方政府，政治分支机构，国家或工具的任何义务。”

Apart from direct impositions against cryptocurrencies, HB7082 has also introduced new strict laws for crypto businesses within Connecticut’s jurisdiction. In the wake of these regulations, payment applications handling crypto assets in Connecticut are required to verify parental consent for users under the age of 18.

除了对加密货币的直接征收外，HB7082还针对康涅狄格州管辖范围内的加密业务介绍了新的严格法律。在这些法规之后，需要在康涅狄格州处理加密资产的付款申请才能验证18岁以下用户的父母同意。

The legislation also requires that crypto businesses must adhere to strict anti-money laundering (AML) compliance.

该立法还要求加密货币企业必须遵守严格的反洗钱（AML）合规性。

This move especially goes against the current trends in the US, which show that around 48% of Americans are adding crypto to their retirement savings.

这一举动尤其违背了美国的当前趋势，该趋势表明，约有48％的美国人正在为退休储蓄增加加密货币。

Moreover, when it comes to other jurisdictions, several states have been working to approve Bitcoin and cryptocurrencies as part of their financial reserve plans and so on. For instance, Arizona is set to become the first US state to officially incorporate Bitcoin into its public investment strategy, after the recent passing of the Arizona Strategic Bitcoin Reserve Act by the state legislature. In fact, as many as 20 US states have been pursuing pro-crypto bills. Recently, Louisiana announced that it will form a committee to study artificial intelligence (AI), blockchain, and cryptocurrency.

此外，当涉及其他司法管辖区时，一些州一直在努力批准比特币和加密货币，作为其金融储备计划的一部分，等等。例如，在州立法机关最近通过了《亚利桑那战略比特币储备法》之后，亚利桑那州将成为第一个将比特币正式纳入其公共投资战略的州。实际上，多达20个美国州一直在追求亲克赖普托法案。最近，路易斯安那州宣布将组成一个研究人工智能（AI），区块链和加密货币的委员会。

New Hampshire, on the other hand, has already approved a bill that allows the treasurer to invest up to 5 percent of public funds from the general fund and other authorized funds in these assets, with digital assets limited to those with a market capitalization over $500 billion.

另一方面，新罕布什尔州已经批准了一项法案，该法案允许财务主管从普通基金和这些资产中的其他授权资金中投资多达5％的公共资金，其中数字资产仅限于市场资本化超过500亿美元的人。

Meanwhile, Alabama, Iowa, and Georgia are some of the states that did pursue crypto bills but have already dropped the idea.

同时，阿拉巴马州，爱荷华州和佐治亚州是一些确实追求加密票据但已经放弃了这个想法的州。

These crypto efforts are especially significant given the adoption of cryptos in the US. A recent study reveals that over half of Gen Z are already investing in retirement funds in crypto, followed closely by Millennials.

考虑到美国采用加密货币，这些加密货币尤其重要。最近的一项研究表明，Z代超过一半已经投资于加密货币的退休基金，紧随其后的是千禧一代。

Moreover, the appetite for digital assets is only increasing. Sixty percent of respondents in the study said they plan to strengthen their crypto allocations in their retirement savings. Notably, two-thirds of Gen Z investors are planning to expand their crypto investments, which shows a growing belief in the long-term value of cryptocurrencies.

此外，对数字资产的胃口只会增加。这项研究中有60％的受访者表示，他们计划在退休储蓄中加强加密分配。值得注意的是，Z世代投资者中有三分之二计划扩大其加密投资，这表明对加密货币的长期价值的信念越来越大。