隨著對全球金融體系的擔憂越來越大，投資者越來越多地轉向黃金和比特幣等替代資產

隨著對全球金融體系的擔憂越來越大，投資者越來越多地轉向黃金和比特幣等替代資產來保護其財富。

As concerns about the global financial system are heating up, investors are increasingly looking towards alternative assets like gold and Bitcoin to protect their wealth.

隨著對全球金融體系的擔憂正在加熱，投資者越來越希望諸如黃金和比特幣之類的替代資產來保護其財富。

One author and investor known for his insights into financial trends is Robert Kiyosaki, the mind behind Rich Dad Poor Dad. In a recent post on X, Kiyosaki posed a question that has left many thinking.

羅伯特·基亞薩基（Robert Kiyosaki）是一位以對財務趨勢的見解而聞名的作家和投資者，這是富有爸爸爸爸的思想。在最近關於X的帖子中，Kiyosaki提出了一個問題，使許多人思考。

Also Read: Is Alok Jain Buying Gold Or Bitcoin?

另請閱讀：Alok Jain是購買黃金還是比特幣？

As the founder of Alok Jain's Weekend Investing, the investor said that investors should buy gold if they believe we’re going through a reasonably orderly transition in the global monetary system with no bailouts needed.

作為Alok Jain的周末投資的創始人，投資者表示，如果投資者認為我們認為我們正在經歷不需要救助的全球貨幣體系中合理有序的過渡，他們應該購買黃金。

"Buy gold if you believe we are going through a reasonably orderly transition in the global monetary system. As in, central banks will still be around, but they will transition the monetary system to something other than the U.S. dollar, taxation will continue, and there will still be national boundaries and institutions like the Fed, though perhaps in altered form."

“如果您相信我們正在全球貨幣體系中經歷合理有序的過渡，那麼購買黃金。就像在中央銀行仍然存在的那樣，但是它們會將貨幣制度轉變為美元以外的其他東西，稅收將繼續，仍然會有像美聯儲這樣的公共邊界和機構，儘管也許以變化的形式。”

On the other hand, Jain said that investors should consider Bitcoin if they prefer a more radical, chaotic realignment of the monetary system.

另一方面，Ja那教說，如果投資者更喜歡比特幣，則應該考慮對貨幣體系的更加混亂的重新調整。

"Buy BTC if you think it will get wild, central banks will lose control of money, there will be no taxation and no boundaries, and money will lie outside the control of the ‘system’. Certainly the latter is more exciting for many, but the former has existed for 5,000+ years."

“購買BTC，如果您認為它會變得狂野，中央銀行將失去對金錢的控制，不會有稅收，沒有界限，而金錢將不在“系統”的控制之外。當然，後者對許多人來說更令人興奮，但是前者已經存在5,000多年了。”

Gold vs. Bitcoin: Two Roads To Wealth Preservation

黃金與比特幣：兩條財富保存道路

Gold, with its 5,000-year history as a store of value, remains a trust anchor in uncertain times. It doesn't depend on technological consensus or internet access. It's tangible, borderless, and time-tested — ideal for those who expect a gradual monetary shift, not systemic collapse.

黃金作為價值存儲的5，000年曆史，在不確定時期仍然是信託基金。它不取決於技術共識或互聯網訪問。它是切實，無邊界且經過時間測試的 - 非常適合那些期望逐步轉變而不是全身崩潰的人。

On the other hand, Bitcoin represents the opposite vision — a global reserve of the stateless: uncensorable, unconfiscatable, and beyond traditional regulation. It's a bet on disruption over continuity.

另一方面，比特幣代表了相反的願景 - 無國籍的全球儲備：無可估計，不可忽視的傳統法規。這是對連續性中斷的賭注。

Currently, Bitcoin's market cap is about 8% of gold's. If, by 2030, Bitcoin captures 50% of gold's projected market cap (with gold reaching $4,800/oz), a single Bitcoin could be worth $925,000. That's the math behind the belief that "digital gold" might rival — or even overtake — the original.

目前，比特幣的市值約佔黃金的8％。如果到2030年，比特幣將捕獲Gold預計的市值的50％（黃金達到4,800美元/盎司），則單個比特幣的價值可能為925,000美元。這就是信念“數字黃金”可能競爭（甚至超過）的數學背後的數學。

According to historical data, Bitcoin has significantly outperformed gold over the years, except during a few periods of high volatility.

根據歷史數據，多年來，比特幣在高波動率的幾個時期都大大優於黃金。

Since 2012, when Bitcoin was valued at just $13, to its current price of $106,000 in 2025, the cryptocurrency has delivered an astonishing 815,000% return. In contrast, gold was priced at $1,600 in 2012 and has only seen a 106% increase, reaching $3,300.

自2012年，比特幣的價值僅為13美元，目前的價格在2025年為106,000美元，加密貨幣已獲得驚人的815,000％的回報。相比之下，黃金在2012年的價格為1,600美元，僅增長了106％，達到3,300美元。

This massive difference in returns has sparked a surge in Bitcoin investments — not just among individual investors, but also governments and institutions. The U.S. government currently holds the largest amount of Bitcoin at 198,000 BTC, followed by China with 190,000 BTC and the United Kingdom with 61,000 BTC.

這種巨大的回報差異激發了比特幣投資的激增 - 不僅在個人投資者中，而且在政府和機構中。美國政府目前以198,000 BTC的比特幣持有最多的比特幣，其次是中國的190,000 BTC和英國，有61,000 BTC。

For Investors

對於投資者

For investors, choosing between gold and Bitcoin depends largely on your worldview. If you believe the global financial system is undergoing a stable and orderly transition — with central banks adapting while maintaining control — then gold is the conservative choice.

對於投資者而言，黃金和比特幣之間的選擇在很大程度上取決於您的世界觀。如果您認為全球金融體係正在經歷穩定且有序的過渡 - 中央銀行在維持控制的同時進行了適應，那麼黃金就是保守的選擇。

However, if you envision a future marked by disruption, decentralization, and weakened monetary authorities, then Bitcoin may be the better hedge. As a digital asset independent of governments, Bitcoin represents a bold bet on financial autonomy and systemic change.

但是，如果您設想以中斷，權力下放和貨幣當局削弱的未來，那麼比特幣可能是更好的樹籬。作為獨立於政府的數字資產，比特幣代表了對財務自主權和系統變化的大膽賭注。