随着对全球金融体系的担忧越来越大，投资者越来越多地转向黄金和比特币等替代资产

随着对全球金融体系的担忧越来越大，投资者越来越多地转向黄金和比特币等替代资产来保护其财富。

As concerns about the global financial system are heating up, investors are increasingly looking towards alternative assets like gold and Bitcoin to protect their wealth.

随着对全球金融体系的担忧正在加热，投资者越来越希望诸如黄金和比特币之类的替代资产来保护其财富。

One author and investor known for his insights into financial trends is Robert Kiyosaki, the mind behind Rich Dad Poor Dad. In a recent post on X, Kiyosaki posed a question that has left many thinking.

罗伯特·基亚萨基（Robert Kiyosaki）是一位以对财务趋势的见解而闻名的作家和投资者，这是富有爸爸爸爸的思想。在最近关于X的帖子中，Kiyosaki提出了一个问题，使许多人思考。

Also Read: Is Alok Jain Buying Gold Or Bitcoin?

另请阅读：Alok Jain是购买黄金还是比特币？

As the founder of Alok Jain's Weekend Investing, the investor said that investors should buy gold if they believe we’re going through a reasonably orderly transition in the global monetary system with no bailouts needed.

作为Alok Jain的周末投资的创始人，投资者表示，如果投资者认为我们认为我们正在经历不需要救助的全球货币体系中合理有序的过渡，他们应该购买黄金。

"Buy gold if you believe we are going through a reasonably orderly transition in the global monetary system. As in, central banks will still be around, but they will transition the monetary system to something other than the U.S. dollar, taxation will continue, and there will still be national boundaries and institutions like the Fed, though perhaps in altered form."

“如果您相信我们正在全球货币体系中经历合理有序的过渡，那么购买黄金。就像在中央银行仍然存在的那样，但是它们会将货币制度转变为美元以外的其他东西，税收将继续，仍然会有像美联储这样的公共边界和机构，尽管也许以变化的形式。”

On the other hand, Jain said that investors should consider Bitcoin if they prefer a more radical, chaotic realignment of the monetary system.

另一方面，Ja那教说，如果投资者更喜欢比特币，则应该考虑对货币体系的更加混乱的重新调整。

"Buy BTC if you think it will get wild, central banks will lose control of money, there will be no taxation and no boundaries, and money will lie outside the control of the ‘system’. Certainly the latter is more exciting for many, but the former has existed for 5,000+ years."

“购买BTC，如果您认为它会变得狂野，中央银行将失去对金钱的控制，不会有税收，没有界限，而金钱将不在“系统”的控制之外。当然，后者对许多人来说更令人兴奋，但是前者已经存在5,000多年了。”

Gold vs. Bitcoin: Two Roads To Wealth Preservation

黄金与比特币：两条财富保存道路

Gold, with its 5,000-year history as a store of value, remains a trust anchor in uncertain times. It doesn't depend on technological consensus or internet access. It's tangible, borderless, and time-tested — ideal for those who expect a gradual monetary shift, not systemic collapse.

黄金作为价值存储的5，000年历史，在不确定时期仍然是信托基金。它不取决于技术共识或互联网访问。它是切实，无边界且经过时间测试的 - 非常适合那些期望逐步转变而不是全身崩溃的人。

On the other hand, Bitcoin represents the opposite vision — a global reserve of the stateless: uncensorable, unconfiscatable, and beyond traditional regulation. It's a bet on disruption over continuity.

另一方面，比特币代表了相反的愿景 - 无国籍的全球储备：无可估计，不可忽视的传统法规。这是对连续性中断的赌注。

Currently, Bitcoin's market cap is about 8% of gold's. If, by 2030, Bitcoin captures 50% of gold's projected market cap (with gold reaching $4,800/oz), a single Bitcoin could be worth $925,000. That's the math behind the belief that "digital gold" might rival — or even overtake — the original.

目前，比特币的市值约占黄金的8％。如果到2030年，比特币将捕获Gold预计的市值的50％（黄金达到4,800美元/盎司），则单个比特币的价值可能为925,000美元。这就是信念“数字黄金”可能竞争（甚至超过）的数学背后的数学。

According to historical data, Bitcoin has significantly outperformed gold over the years, except during a few periods of high volatility.

根据历史数据，多年来，比特币在高波动率的几个时期都大大优于黄金。

Since 2012, when Bitcoin was valued at just $13, to its current price of $106,000 in 2025, the cryptocurrency has delivered an astonishing 815,000% return. In contrast, gold was priced at $1,600 in 2012 and has only seen a 106% increase, reaching $3,300.

自2012年，比特币的价值仅为13美元，目前的价格在2025年为106,000美元，加密货币已获得惊人的815,000％的回报。相比之下，黄金在2012年的价格为1,600美元，仅增长了106％，达到3,300美元。

This massive difference in returns has sparked a surge in Bitcoin investments — not just among individual investors, but also governments and institutions. The U.S. government currently holds the largest amount of Bitcoin at 198,000 BTC, followed by China with 190,000 BTC and the United Kingdom with 61,000 BTC.

这种巨大的回报差异激发了比特币投资的激增 - 不仅在个人投资者中，而且在政府和机构中。美国政府目前以198,000 BTC的比特币持有最多的比特币，其次是中国的190,000 BTC和英国，有61,000 BTC。

For Investors

对于投资者

For investors, choosing between gold and Bitcoin depends largely on your worldview. If you believe the global financial system is undergoing a stable and orderly transition — with central banks adapting while maintaining control — then gold is the conservative choice.

对于投资者而言，黄金和比特币之间的选择在很大程度上取决于您的世界观。如果您认为全球金融体系正在经历稳定且有序的过渡 - 中央银行在维持控制的同时进行了适应，那么黄金就是保守的选择。

However, if you envision a future marked by disruption, decentralization, and weakened monetary authorities, then Bitcoin may be the better hedge. As a digital asset independent of governments, Bitcoin represents a bold bet on financial autonomy and systemic change.

但是，如果您设想以中断，权力下放和货币当局削弱的未来，那么比特币可能是更好的树篱。作为独立于政府的数字资产，比特币代表了对财务自主权和系统变化的大胆赌注。