Coinbase，Stablecoins和Commerce平台：數字支付的新時代

Coinbase正在領導將Stablecoins整合到商業平台中的指控，從而為商人提供了一種接受數字付款的無縫方式。

The intersection of Coinbase, stablecoins, and commerce platforms is creating a tidal wave of change in how businesses handle digital payments. Let's dive into what's happening and why it matters.

Coinbase，Stablecoins和Commerce Platforms的交集正在造成潮流的潮流，使企業處理數字付款方式。讓我們深入了解正在發生的事情以及為什麼重要的事情。

Coinbase Payments: A Stablecoin Revolution for Merchants

Coinbase付款：商人的穩定革命

Coinbase has recently launched Coinbase Payments, a game-changing stablecoin payment infrastructure designed specifically for commerce systems. This allows merchants to process USDC payments instantly, 24/7, across the globe. It's secure and, crucially, simplifies the often-complex world of blockchain.

Coinbase最近推出了Coinbase Payments，這是一種專門為商業系統設計的改變遊戲規則的Stablecoin付款基礎設施。這使商人可以在全球範圍內立即處理24/7的USDC付款。它是安全的，至關重要的是簡化了區塊鏈經常複雜的世界。

With over half of Fortune 500 companies dabbling in blockchain and a third of small businesses embracing cryptocurrency, the demand for accessible stablecoin payments is soaring. Coinbase Payments addresses this need by providing a comprehensive payment stack tailored for large-scale commerce applications.

由於超過一半的《財富》 500強公司在區塊鏈中涉足，而三分之一的小型企業擁抱加密貨幣，因此對可訪問的穩定付款的需求正在飆升。 Coinbase付款通過提供針對大型商務應用程序量身定制的全面付款堆棧來滿足這一需求。

The integration with Shopify is already empowering millions of merchants to accept USDC payments effortlessly. And now, Coinbase is extending these capabilities to any platform serving the merchant sector. Pretty neat, huh?

與Shopify的集成已經使數百萬商人毫不費力地接受USDC付款。而現在，Coinbase將這些功能擴展到為商戶部門服務的任何平台。很好，吧？

JPMD: JPMorgan's Deposit Token on Coinbase's Base

jpmd：摩根大通在Coinbase的基礎上的存款令牌

In an interesting twist, JPMorgan Chase is piloting a new digital currency called JPMD in partnership with Coinbase. But here's the kicker: it's not a stablecoin. Instead, JPMD is a deposit token – a digital representation of a bank deposit managed with blockchain technology.

有趣的是，摩根大通（JPMorgan Chase）正在與Coinbase合作駕駛一種名為JPMD的新數字貨幣。但這是踢腳：這不是一個穩定的。取而代之的是，JPMD是一個存款令牌 - 用區塊鏈技術管理的銀行存款的數字代表。

JPMD will be used to settle transfers around the clock and facilitate cross-border business-to-business payments on Base, Coinbase's Ethereum-based blockchain. This collaboration aims to bring institutional money into the global economy.

JPMD將用於全天候解決轉移，並促進Coinbase基於以太坊的區塊鏈基礎上的跨境企業對企業付款。這項合作旨在將機構資金帶入全球經濟。

Why a deposit token instead of a stablecoin? JPMorgan believes deposit tokens are better suited for institutional clients, as they're issued by a licensed bank and integrate seamlessly into existing financial systems. They offer the same liquidity frameworks as traditional banks, providing financial certainty.

為什麼要有代幣而不是穩定的代幣？摩根大通（JPMorgan）認為，存款令牌更適合機構客戶，因為它們由許可銀行發行並無縫集成到現有的金融系統中。他們提供與傳統銀行相同的流動性框架，提供財務確定性。

The Rise of Bitcoin-Backed Stablecoins

比特幣支持的穩定蛋白的興起

While USDC and deposit tokens are gaining traction, there's another player entering the field: Bitcoin-backed stablecoins. Elastos, for example, has launched BTCD, a stablecoin fully backed by Bitcoin.

儘管USDC和存款令牌正在引起關注，但還有另一個球員進入該領域：比特幣支持的Stablecoins。例如，Elastos已經推出了BTCD，這是一個由比特幣完全支持的Stablecoin。

This approach aims to leverage the security of the Bitcoin network and its vast reserves to fund decentralized activity. BTCD maintains its stability through overcollateralization, ensuring it remains pegged to the dollar.

這種方法旨在利用比特幣網絡及其龐大儲備的安全性來資助分散活動。 BTCD通過過度結合化保持其穩定性，以確保其固定在美元上。

The Future of Commerce Platforms and Digital Payments

商業平台和數字付款的未來

Coinbase's foray into stablecoin payments, JPMorgan's deposit token, and the emergence of Bitcoin-backed stablecoins all point to a significant shift in the digital payments landscape. It's clear that stablecoins and blockchain technology are becoming increasingly integrated into commerce platforms, offering merchants and institutions alike new ways to transact and manage their finances.

Coinbase涉足Stablecoin付款，摩根大通的存款令牌以及由比特幣支持的Stablecoins的出現都指向數字支付景觀的重大轉變。顯然，Stablecoins和區塊鏈技術越來越多地整合到商業平台中，為商人和機構提供了交易和管理財務的新方法。

Final Thoughts

最後的想法

It's an exciting time to be watching these developments unfold. With Coinbase leading the charge and other major players joining the fray, the future of digital payments is looking brighter – and more stable – than ever before. Who knows, maybe one day we'll all be paying for our morning coffee with stablecoins. Now wouldn't that be something?

這是一個令人興奮的時刻，正在觀看這些發展。隨著Coinbase領導指控和其他主要參與者加入競爭，數字付款的未來看起來比以往任何時候都更加明亮，更穩定。誰知道，也許有一天我們都會用stablecoins為我們的早晨咖啡付費。現在不是嗎？