Coinbase，Stablecoins和Commerce平台：数字支付的新时代

Coinbase正在领导将Stablecoins整合到商业平台中的指控，从而为商人提供了一种接受数字付款的无缝方式。

The intersection of Coinbase, stablecoins, and commerce platforms is creating a tidal wave of change in how businesses handle digital payments. Let's dive into what's happening and why it matters.

Coinbase，Stablecoins和Commerce Platforms的交集正在造成潮流的潮流，使企业处理数字付款方式。让我们深入了解正在发生的事情以及为什么重要的事情。

Coinbase Payments: A Stablecoin Revolution for Merchants

Coinbase付款：商人的稳定革命

Coinbase has recently launched Coinbase Payments, a game-changing stablecoin payment infrastructure designed specifically for commerce systems. This allows merchants to process USDC payments instantly, 24/7, across the globe. It's secure and, crucially, simplifies the often-complex world of blockchain.

Coinbase最近推出了Coinbase Payments，这是一种专门为商业系统设计的改变游戏规则的Stablecoin付款基础设施。这使商人可以在全球范围内立即处理24/7的USDC付款。它是安全的，至关重要的是简化了区块链经常复杂的世界。

With over half of Fortune 500 companies dabbling in blockchain and a third of small businesses embracing cryptocurrency, the demand for accessible stablecoin payments is soaring. Coinbase Payments addresses this need by providing a comprehensive payment stack tailored for large-scale commerce applications.

由于超过一半的《财富》 500强公司在区块链中涉足，而三分之一的小型企业拥抱加密货币，因此对可访问的稳定付款的需求正在飙升。 Coinbase付款通过提供针对大型商务应用程序量身定制的全面付款堆栈来满足这一需求。

The integration with Shopify is already empowering millions of merchants to accept USDC payments effortlessly. And now, Coinbase is extending these capabilities to any platform serving the merchant sector. Pretty neat, huh?

与Shopify的集成已经使数百万商人毫不费力地接受USDC付款。而现在，Coinbase将这些功能扩展到为商户部门服务的任何平台。很好，吧？

JPMD: JPMorgan's Deposit Token on Coinbase's Base

jpmd：摩根大通在Coinbase的基础上的存款令牌

In an interesting twist, JPMorgan Chase is piloting a new digital currency called JPMD in partnership with Coinbase. But here's the kicker: it's not a stablecoin. Instead, JPMD is a deposit token – a digital representation of a bank deposit managed with blockchain technology.

有趣的是，摩根大通（JPMorgan Chase）正在与Coinbase合作驾驶一种名为JPMD的新数字货币。但这是踢脚：这不是一个稳定的。取而代之的是，JPMD是一个存款令牌 - 用区块链技术管理的银行存款的数字代表。

JPMD will be used to settle transfers around the clock and facilitate cross-border business-to-business payments on Base, Coinbase's Ethereum-based blockchain. This collaboration aims to bring institutional money into the global economy.

JPMD将用于全天候解决转移，并促进Coinbase基于以太坊的区块链基础上的跨境企业对企业付款。这项合作旨在将机构资金带入全球经济。

Why a deposit token instead of a stablecoin? JPMorgan believes deposit tokens are better suited for institutional clients, as they're issued by a licensed bank and integrate seamlessly into existing financial systems. They offer the same liquidity frameworks as traditional banks, providing financial certainty.

为什么要有代币而不是稳定的代币？摩根大通（JPMorgan）认为，存款令牌更适合机构客户，因为它们由许可银行发行并无缝集成到现有的金融系统中。他们提供与传统银行相同的流动性框架，提供财务确定性。

The Rise of Bitcoin-Backed Stablecoins

比特币支持的稳定蛋白的兴起

While USDC and deposit tokens are gaining traction, there's another player entering the field: Bitcoin-backed stablecoins. Elastos, for example, has launched BTCD, a stablecoin fully backed by Bitcoin.

尽管USDC和存款令牌正在引起关注，但还有另一个球员进入该领域：比特币支持的Stablecoins。例如，Elastos已经推出了BTCD，这是一个由比特币完全支持的Stablecoin。

This approach aims to leverage the security of the Bitcoin network and its vast reserves to fund decentralized activity. BTCD maintains its stability through overcollateralization, ensuring it remains pegged to the dollar.

这种方法旨在利用比特币网络及其庞大储备的安全性来资助分散活动。 BTCD通过过度结合化保持其稳定性，以确保其固定在美元上。

The Future of Commerce Platforms and Digital Payments

商业平台和数字付款的未来

Coinbase's foray into stablecoin payments, JPMorgan's deposit token, and the emergence of Bitcoin-backed stablecoins all point to a significant shift in the digital payments landscape. It's clear that stablecoins and blockchain technology are becoming increasingly integrated into commerce platforms, offering merchants and institutions alike new ways to transact and manage their finances.

Coinbase涉足Stablecoin付款，摩根大通的存款令牌以及由比特币支持的Stablecoins的出现都指向数字支付景观的重大转变。显然，Stablecoins和区块链技术越来越多地整合到商业平台中，为商人和机构提供了交易和管理财务的新方法。

Final Thoughts

最后的想法

It's an exciting time to be watching these developments unfold. With Coinbase leading the charge and other major players joining the fray, the future of digital payments is looking brighter – and more stable – than ever before. Who knows, maybe one day we'll all be paying for our morning coffee with stablecoins. Now wouldn't that be something?

这是一个令人兴奋的时刻，正在观看这些发展。随着Coinbase领导指控和其他主要参与者加入竞争，数字付款的未来看起来比以往任何时候都更加明亮，更稳定。谁知道，也许有一天我们都会用stablecoins为我们的早晨咖啡付费。现在不是吗？