Coinbase and Shopify合作夥伴為商人付款，簡化全球交易並減少對傳統銀行業務的依賴。

Coinbase, Shopify, and the Crypto Payments Revolution: A New Era for Business

Coinbase，Shopify和Crypto Payments Revolution：業務的新時代

The world of digital payments is undergoing a seismic shift, and at the forefront of this transformation are Coinbase and Shopify. Their partnership is set to revolutionize how businesses handle transactions, making crypto payments more accessible than ever before.

數字付款的世界正在發生地震轉變，在這種轉型的最前沿是共同的和Shopify。他們的合作夥伴關係將徹底改變企業如何處理交易，從而使加密貨幣付款比以往任何時候都更容易獲得。

Coinbase Business: A Crypto Platform for Startups

Coinbase Business：一個用於初創公司的加密平台

Coinbase is not just for individual investors anymore. With the launch of Coinbase Business, the platform is directly targeting startups and small-to-medium businesses. This platform is designed to streamline crypto payments, asset storage, and trading, as well as automate payouts. Integrations with tools like QuickBooks and Xero, coupled with multi-user access, simplify onboarding and aim to reduce reliance on traditional banking systems. Think of it as a crypto-native financial operating system.

Coinbase不再是個人投資者。隨著Coinbase業務的啟動，該平台直接針對初創企業和中小型業務。該平台旨在簡化加密付款，資產存儲和交易以及自動支出。與QuickBooks和Xero之類的工具集成，再加上多用戶訪問，簡化入職並旨在減少對傳統銀行系統的依賴。將其視為一種加密本地金融操作系統。

Coinbase One Card: Bitcoin Rewards for Everyone

Coinbase一張卡：每個人的比特幣獎勵

While businesses get a dedicated platform, consumers aren't left out. The Coinbase One Card, slated for release in Fall 2025, promises up to 4% back in Bitcoin on all purchases. Running on the American Express Network, the card comes with perks like no annual or foreign transaction fees, plus AmEx consumer protections. It's a win-win for crypto enthusiasts who want to earn rewards while spending.

雖然企業獲得了一個專用的平台，但消費者卻沒有被排除在外。 Coinbase One卡計劃於2025年秋季發布，承諾在所有購買中將在比特幣中返回4％。該卡在American Express網絡上運行，帶有無年度或外國交易費用，以及AMEX消費者保護措施。對於想要在支出時贏得獎勵的加密愛好者來說，這是雙贏。

Shopify Partnership: Stablecoins Take Center Stage

Shopify合作夥伴關係：Stablecoins成為中心舞台

The real game-changer is Coinbase's partnership with Shopify. This collaboration enables payments using the stablecoin USD Coin (USDC) on Base through Shopify Payments. Merchants can now accept USDC directly from customers' crypto wallets, with settlements made in their local currency and without those pesky foreign transaction fees. It's currently in early access but will be expanding globally later this year. The partnership leverages Coinbase Payments, a stablecoin payments stack designed for commerce platforms. This full-stack solution aims to make stablecoin payments accessible to millions of merchants, without additional setup.

真正的遊戲規則是Coinbase與Shopify的合作夥伴關係。這項合作可以通過Shopify付款在基礎上使用Stablecoin USD硬幣（USDC）付款。現在，商家可以直接從客戶的加密錢包中接受USDC，並以當地貨幣和討厭的外國交易費用進行定居點。目前正在儘早訪問，但今年晚些時候將在全球範圍內擴展。該合作夥伴關係利用Coinbase Payments，這是為商務平台設計的Stablecoin Payments Stack。這種全堆棧解決方案旨在使數百萬商人可以使用穩定的付款，而無需其他設置。

Coinbase Payments: A Deep Dive

共同付款：深入潛水

Coinbase Payments is built on Coinbase’s Ethereum layer-2 network, Base, and supports around-the-clock USDC transactions. The service integrates several key components:

Coinbase Payments建立在Coinbase的以太坊2層網絡，基礎上，並支持全天候的USDC交易。該服務集成了幾個關鍵組件：

• Stablecoin Checkout: Allows customers to pay using wallets like MetaMask, Phantom, and Coinbase Wallet.
• Ecommerce Engine: Provides an API for platforms to handle authorization, refunds, and ledgering.
• Commerce Payments Protocol: Executes transactions through smart contracts, handling mechanics like delayed capture or onchain escrow.

The Bigger Picture: Stablecoins Reshaping Payments

更大的情況：Stablecoins重塑付款

Coinbase's move aligns with a broader trend of stablecoins reshaping the global payments landscape. Even traditional payment companies like Stripe and PayPal are experimenting with blockchain tech. Coinbase reports that stablecoins facilitated $30 trillion in transactions last year, tripling the volume year-over-year. This highlights the immense potential for stablecoins to disrupt traditional payment systems.

Coinbase的舉動符合穩定菌的更廣泛的趨勢，重塑了全球付款環境。即使是像Stripe和PayPal這樣的傳統支付公司也在嘗試區塊鏈技術。 Coinbase報導說，穩定幣促進了去年的30萬億美元交易，同比銷量增加了三倍。這突出了穩定幣破壞傳統支付系統的巨大潛力。

My Take: A Bold Step Forward

我的看法：向前邁出一步

As someone who's been watching the crypto space for years, I believe this partnership is a significant step forward. By simplifying crypto payments and integrating them into a widely used e-commerce platform like Shopify, Coinbase is lowering the barrier to entry for both businesses and consumers. The move validates the growing demand for crypto payments and signals a maturation of the industry. While challenges remain, such as regulatory uncertainty and mainstream adoption hurdles, the Coinbase-Shopify partnership sets a new standard for crypto integration.

作為多年來一直在關注加密貨幣空間的人，我相信這種夥伴關係是向前邁出的重要一步。通過簡化加密付款並將其集成到Shopify等廣泛使用的電子商務平台中，Coinbase正在降低企業和消費者的進入障礙。此舉驗證了對加密貨幣付款的不斷增長的需求，並信號是該行業的成熟。儘管仍然存在挑戰，例如監管不確定性和主流採用障礙，但Coinbase-Shopify合作夥伴關係為加密整合設定了新標準。

Looking Ahead

展望未來

So, what's next? Keep an eye on how this partnership evolves and how other players in the payments space respond. One thing's for sure: the future of payments is looking a lot more crypto-friendly, and it's an exciting time to be a part of it. Who knows, maybe someday soon, we'll all be paying for our morning coffee with Bitcoin. Wouldn't that be something?

那麼，下一步是什麼？請密切關注這種夥伴關係的發展以及付款空間中其他參與者的反應。可以肯定的是：付款的未來看起來更適合加密貨幣，這是一個令人興奮的時刻。誰知道，也許有一天，我們都會用比特幣為早上的咖啡付費。那不是嗎？