Coinbase and Shopify合作伙伴为商人付款，简化全球交易并减少对传统银行业务的依赖。

Coinbase, Shopify, and the Crypto Payments Revolution: A New Era for Business

Coinbase，Shopify和Crypto Payments Revolution：业务的新时代

The world of digital payments is undergoing a seismic shift, and at the forefront of this transformation are Coinbase and Shopify. Their partnership is set to revolutionize how businesses handle transactions, making crypto payments more accessible than ever before.

数字付款的世界正在发生地震转变，在这种转型的最前沿是共同的和Shopify。他们的合作伙伴关系将彻底改变企业如何处理交易，从而使加密货币付款比以往任何时候都更容易获得。

Coinbase Business: A Crypto Platform for Startups

Coinbase Business：一个用于初创公司的加密平台

Coinbase is not just for individual investors anymore. With the launch of Coinbase Business, the platform is directly targeting startups and small-to-medium businesses. This platform is designed to streamline crypto payments, asset storage, and trading, as well as automate payouts. Integrations with tools like QuickBooks and Xero, coupled with multi-user access, simplify onboarding and aim to reduce reliance on traditional banking systems. Think of it as a crypto-native financial operating system.

Coinbase不再是个人投资者。随着Coinbase业务的启动，该平台直接针对初创企业和中小型业务。该平台旨在简化加密付款，资产存储和交易以及自动支出。与QuickBooks和Xero之类的工具集成，再加上多用户访问，简化入职并旨在减少对传统银行系统的依赖。将其视为一种加密本地金融操作系统。

Coinbase One Card: Bitcoin Rewards for Everyone

Coinbase一张卡：每个人的比特币奖励

While businesses get a dedicated platform, consumers aren't left out. The Coinbase One Card, slated for release in Fall 2025, promises up to 4% back in Bitcoin on all purchases. Running on the American Express Network, the card comes with perks like no annual or foreign transaction fees, plus AmEx consumer protections. It's a win-win for crypto enthusiasts who want to earn rewards while spending.

虽然企业获得了一个专用的平台，但消费者却没有被排除在外。 Coinbase One卡计划于2025年秋季发布，承诺在所有购买中将在比特币中返回4％。该卡在American Express网络上运行，带有无年度或外国交易费用，以及AMEX消费者保护措施。对于想要在支出时赢得奖励的加密爱好者来说，这是双赢。

Shopify Partnership: Stablecoins Take Center Stage

Shopify合作伙伴关系：Stablecoins成为中心舞台

The real game-changer is Coinbase's partnership with Shopify. This collaboration enables payments using the stablecoin USD Coin (USDC) on Base through Shopify Payments. Merchants can now accept USDC directly from customers' crypto wallets, with settlements made in their local currency and without those pesky foreign transaction fees. It's currently in early access but will be expanding globally later this year. The partnership leverages Coinbase Payments, a stablecoin payments stack designed for commerce platforms. This full-stack solution aims to make stablecoin payments accessible to millions of merchants, without additional setup.

真正的游戏规则是Coinbase与Shopify的合作伙伴关系。这项合作可以通过Shopify付款在基础上使用Stablecoin USD硬币（USDC）付款。现在，商家可以直接从客户的加密钱包中接受USDC，并以当地货币和讨厌的外国交易费用进行定居点。目前正在尽早访问，但今年晚些时候将在全球范围内扩展。该合作伙伴关系利用Coinbase Payments，这是为商务平台设计的Stablecoin Payments Stack。这种全堆栈解决方案旨在使数百万商人可以使用稳定的付款，而无需其他设置。

Coinbase Payments: A Deep Dive

共同付款：深入潜水

Coinbase Payments is built on Coinbase’s Ethereum layer-2 network, Base, and supports around-the-clock USDC transactions. The service integrates several key components:

Coinbase Payments建立在Coinbase的以太坊2层网络，基础上，并支持全天候的USDC交易。该服务集成了几个关键组件：

• Stablecoin Checkout: Allows customers to pay using wallets like MetaMask, Phantom, and Coinbase Wallet.
• Ecommerce Engine: Provides an API for platforms to handle authorization, refunds, and ledgering.
• Commerce Payments Protocol: Executes transactions through smart contracts, handling mechanics like delayed capture or onchain escrow.

The Bigger Picture: Stablecoins Reshaping Payments

更大的情况：Stablecoins重塑付款

Coinbase's move aligns with a broader trend of stablecoins reshaping the global payments landscape. Even traditional payment companies like Stripe and PayPal are experimenting with blockchain tech. Coinbase reports that stablecoins facilitated $30 trillion in transactions last year, tripling the volume year-over-year. This highlights the immense potential for stablecoins to disrupt traditional payment systems.

Coinbase的举动符合稳定菌的更广泛的趋势，重塑了全球付款环境。即使是像Stripe和PayPal这样的传统支付公司也在尝试区块链技术。 Coinbase报道说，稳定币促进了去年的30万亿美元交易，同比销量增加了三倍。这突出了稳定币破坏传统支付系统的巨大潜力。

My Take: A Bold Step Forward

我的看法：向前迈出一步

As someone who's been watching the crypto space for years, I believe this partnership is a significant step forward. By simplifying crypto payments and integrating them into a widely used e-commerce platform like Shopify, Coinbase is lowering the barrier to entry for both businesses and consumers. The move validates the growing demand for crypto payments and signals a maturation of the industry. While challenges remain, such as regulatory uncertainty and mainstream adoption hurdles, the Coinbase-Shopify partnership sets a new standard for crypto integration.

作为多年来一直在关注加密货币空间的人，我相信这种伙伴关系是向前迈出的重要一步。通过简化加密付款并将其集成到Shopify等广泛使用的电子商务平台中，Coinbase正在降低企业和消费者的进入障碍。此举验证了对加密货币付款的不断增长的需求，并信号是该行业的成熟。尽管仍然存在挑战，例如监管不确定性和主流采用障碍，但Coinbase-Shopify合作伙伴关系为加密整合设定了新标准。

Looking Ahead

展望未来

So, what's next? Keep an eye on how this partnership evolves and how other players in the payments space respond. One thing's for sure: the future of payments is looking a lot more crypto-friendly, and it's an exciting time to be a part of it. Who knows, maybe someday soon, we'll all be paying for our morning coffee with Bitcoin. Wouldn't that be something?

那么，下一步是什么？请密切关注这种伙伴关系的发展以及付款空间中其他参与者的反应。可以肯定的是：付款的未来看起来更适合加密货币，这是一个令人兴奋的时刻。谁知道，也许有一天，我们都会用比特币为早上的咖啡付费。那不是吗？